Q3 2026 13F · SEC CIK 1765595

Bernardo Wealth Planning LLC

Wealth managerFiled 2026-10-23 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $1.2B
Reported positions: 143
Top holdings a year, 3 yrs: +14.1%
Assets under management: $866.4M

Bernardo Wealth Planning LLC is a wealth manager that reported 143 positions worth $1.2B in its Q3 2026 13F, filed 2026-10-23. Its largest holdings were Ishares Tr (IVV, 11.0%), Vanguard World Fd (MGK, 7.4%), Vanguard Scottsdale Fds (VONV, 5.9%). A portfolio copying its top holdings returned 14.1% a year over the last 3 years, against 20.4% for the S&P 500.

Bernardo Wealth Planning LLC holdings largest 50 of 143 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Bernardo Wealth Planning LLC 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
IVVIshares Tr	11.0%	11.1%	170,062	+95.2%	$130.2M
MGKVanguard World Fd	7.4%	7.4%	943,470	+92.4%	$87.4M
VONVVanguard Scottsdale Fds	5.9%	6.2%	643,322	+88.2%	$69.9M
VONGVanguard Scottsdale Fds	5.3%	4.6%	483,366	+127.8%	$62.3M
MGVVanguard World Fd	5.0%	5.2%	367,590	+96.2%	$59.2M
ITOTIshares Tr	4.6%	4.6%	327,650	+97.8%	$54.5M
CGCPCapital Grp Fixed Incm ETF T	4.5%	4.7%	2,531,520	+104.1%	$53.6M
DFUSDimensional ETF Trust	4.5%	4.2%	641,138	+113.6%	$53.2M
RSPInvesco Exchange Traded Fd T	3.5%	3.6%	196,556	+100.7%	$40.9M
VYMVanguard Whitehall Fds	3.1%	3.2%	238,404	+101.1%	$37.0M
JPIEJpmorgan Income ETF	3.1%	2.9%	809,924	+117.8%	$36.4M
JEPIJ P Morgan Exchange Traded F	2.9%	2.7%	617,808	+122.6%	$34.7M
BIVVanguard Bd Index Fds	2.5%	2.4%	400,160	+116.5%	$29.2M
MBBIshares Tr	2.5%	2.4%	323,546	+118.5%	$29.0M
AAPLApple Inc	2.3%	2.1%	82,330	+97.2%	$27.4M
IGSBIshares Tr	2.3%	2.5%	529,134	+89.3%	$27.1M
GOVTIshares Tr	2.2%	2.2%	1,183,342	+112.0%	$25.9M
VTVanguard Intl Equity Index F	2.2%	2.1%	163,944	+104.7%	$25.9M
JEPQJ P Morgan Exchange Traded F	1.8%	2.3%	340,176	+53.2%	$20.8M
QQQInvesco Qqq Tr	1.3%	1.3%	20,856	+95.8%	$15.4M
VOVanguard Index Fds	1.0%	1.0%	149,532	+104.5%	$11.7M
VBVanguard Index Fds	1.0%	1.1%	40,892	+99.9%	$11.6M
AMZNAmazon Com Inc	0.9%	0.8%	41,536	+108.8%	$10.3M
FTCSFirst Tr Exchange-Traded Fd	0.8%	0.8%	100,144	+90.2%	$9.4M
IXNIshares Tr	0.8%	0.8%	60,632	+91.5%	$9.0M
HMOPHartford Fds Exchange Traded	0.7%	0.9%	239,860	+78.6%	$8.8M
QQQMInvesco Exch Traded Fd Tr II	0.7%	1.1%	25,672	+24.7%	$7.8M
NVDANvidia Corporation	0.6%	0.5%	32,420	+119.1%	$7.4M
SPABSpdr Series Trust	0.6%	—	296,142	—	$7.2M
MMITNylim Active ETF Tr	0.6%	0.6%	284,722	+83.8%	$6.5M
GOOGAlphabet Inc	0.5%	0.5%	17,742	+100.6%	$6.0M
MSFTMicrosoft Corp	0.5%	0.3%	10,568	+119.9%	$5.4M
IVWIshares Tr	0.5%	0.4%	38,004	+100.9%	$5.4M
HDVIshares Tr	0.5%	0.5%	192,618	+98.3%	$5.4M
MRKMerck & Co Inc	0.4%	0.4%	34,896	+100.6%	$5.1M
ISPYProshares Tr	0.4%	0.4%	99,298	+85.1%	$4.7M
VTVVanguard Index Fds	0.4%	0.4%	20,852	+96.3%	$4.5M
IVEIshares Tr	0.4%	0.4%	18,896	+101.0%	$4.3M
JMUBJ P Morgan Exchange Traded F	0.4%	0.4%	88,802	+114.0%	$4.2M
JNJJohnson & Johnson	0.3%	0.3%	14,516	+105.8%	$3.8M
VTIVanguard Index Fds	0.3%	0.3%	9,944	+101.1%	$3.7M
SPYState Str Spdr S&p 500 ETF T	0.3%	0.3%	4,750	+97.4%	$3.6M
MUBIshares Tr	0.3%	0.3%	34,688	+82.2%	$3.5M
USMVIshares Tr	0.3%	0.3%	34,880	+81.5%	$3.4M
VOOVanguard Index Fds	0.3%	0.3%	4,716	+99.2%	$3.3M
VTEBVanguard Mun Bd Fds	0.3%	0.2%	68,730	+142.7%	$3.3M
METAMeta Platforms Inc	0.3%	—	4,182	—	$3.0M
GOOGLAlphabet Inc	0.3%	0.2%	8,692	+136.3%	$3.0M
VPLSVanguard Malvern Fds	0.3%	—	40,224	—	$3.0M
IWVIshares Tr	0.2%	0.2%	6,822	+100.0%	$2.9M

What Bernardo Wealth Planning LLC bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Added to

VTEB Vanguard Mun Bd Fds+142.7% shares
GOOGL Alphabet Inc+136.3% shares
VONG Vanguard Scottsdale Fds+127.8% shares
JEPI J P Morgan Exchange Traded F+122.6% shares
MSFT Microsoft Corp+119.9% shares
NVDA Nvidia Corporation+119.1% shares
MBB Ishares Tr+118.5% shares
JPIE Jpmorgan Income ETF+117.8% shares

Reduced

No position shrank by more than 5%.

Left the top 50

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +14.7% /yr; S&P 500 +20.1%
3 years: +14.1% /yr; S&P 500 +20.4%
5 years: +8.0% /yr; S&P 500 +11.6%

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$1.2B	143
Q2 2026	$585.4M	139
Q1 2026	$510.8M	129
Q4 2025	$524.8M	127
Q3 2025	$510.1M	127
Q2 2025	$460.6M	119
Q1 2025	$417.9M	113
Q4 2024	$418.0M	109
Q3 2024	$412.4M	114
Q2 2024	$371.7M	104
Q1 2024	$359.6M	106
Q4 2023	$317.1M	89

Questions about Bernardo Wealth Planning LLC's portfolio

What stocks does Bernardo Wealth Planning LLC own?

Bernardo Wealth Planning LLC's latest 13F, for Q3 2026 and filed Oct 23, 2026, lists 143 positions worth $1.2B. The largest are Ishares Tr (IVV) at 11.0%, Vanguard World Fd (MGK) at 7.4%, Vanguard Scottsdale Fds (VONV) at 5.9%, Vanguard Scottsdale Fds (VONG) at 5.3% and Vanguard World Fd (MGV) at 5.0%.

What did Bernardo Wealth Planning LLC buy last quarter?

In Q3 2026, Bernardo Wealth Planning LLC added Vanguard Mun Bd Fds (VTEB) (+142.7% shares), Alphabet Inc (GOOGL) (+136.3% shares) and Vanguard Scottsdale Fds (VONG) (+127.8% shares), compared with its Q2 2026 filing.

What did Bernardo Wealth Planning LLC sell last quarter?

In Q3 2026, Bernardo Wealth Planning LLC cut from its top 50 Tesla Inc (TSLA), cut from its top 50 Ishares Tr (QUAL) and cut from its top 50 Spdr Series Trust (SPTM), compared with its Q2 2026 filing.

How has Bernardo Wealth Planning LLC's portfolio performed?

A portfolio copying Bernardo Wealth Planning LLC's 20 largest 13F holdings each quarter, from the day each filing was public, returned +14.1% a year over the last 3 years, against +20.4% for the S&P 500. Over 1 year: +14.7% against +20.1%. Over 5 years: +8.0% a year against +11.6%.

When is Bernardo Wealth Planning LLC's next 13F filing due?

13F filings are due 45 days after each quarter ends. Bernardo Wealth Planning LLC's filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.

How much money does Bernardo Wealth Planning LLC manage?

Bernardo Wealth Planning LLC reported $866.4M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $1.2B.