Q2 2026 13F · SEC CIK 2025925

Breakwater Investment Management

Wealth managerFiled 2026-08-06 for Q2 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $293.7M
Reported positions: 600
Holdings vs S&P 500, 3 yrs: —
Assets under management: $302.7M

Breakwater Investment Management is a wealth manager that reported 600 positions worth $293.7M in its Q2 2026 13F, filed 2026-08-06. Its largest holdings were Vanguard Index Fds (VTI, 14.2%), Schwb US Broad (SCHB, 8.4%), Vanguard Star Fds Vanguard Total Intl St (VXUS, 6.5%).

Breakwater Investment Management holdings largest 50 of 600 positions.

Weights are shares of the filer's total reported 13F value, compared with Q1 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Breakwater Investment Management 13F holdings
Stock	% of 13F value	Q1 2026	Shares	Share change	Reported value
VTIVanguard Index Fds	14.2%	14.0%	112,814	-4.0%	$41.7M
SCHBSchwb US Broad	8.4%	8.0%	856,304	-0.2%	$24.8M
VXUSVanguard Star Fds Vanguard Total Intl St	6.5%	6.6%	224,508	-2.3%	$19.2M
SPTMSpdr Series Trust	3.5%	2.7%	114,601	+23.6%	$10.4M
MSFTMicrosoft Corp	3.1%	3.4%	24,486	-2.0%	$9.1M
BNDVanguard Total Bond Market ETF	2.9%	3.8%	116,759	-16.7%	$8.6M
SCCRSchwab Strategic Tr	2.7%	2.3%	311,868	+29.4%	$8.0M
VEUVanguard FTSE All	2.7%	2.6%	93,654	-0.6%	$7.8M
BNDXVanguard Charlotte Fds	2.6%	3.4%	159,751	-16.9%	$7.7M
SCHFSchwab Intl Equity	2.3%	2.0%	247,633	+16.6%	$6.9M
VTVanguard Total World Stock Index Fund Et	2.2%	2.2%	41,885	-1.6%	$6.6M
SPYSpdr S&p 500 ETF Tr	2.2%	2.1%	8,632	-0.3%	$6.4M
VCRBVanguard Malvern Fds	2.2%	2.4%	82,465	-3.1%	$6.4M
VYMVym	2.0%	2.1%	37,017	-4.2%	$5.8M
VWOVanguard Intl Equity Index F	2.0%	2.1%	97,327	-6.3%	$5.8M
MGKVanguard World Fd	1.8%	1.7%	58,624	+383.6%	$5.2M
VIGVanguard Dividend Appreciation ETF	1.7%	1.9%	21,278	-9.9%	$5.0M
AMZNAmazon Com Inc Com	1.6%	1.6%	20,004	-3.4%	$4.8M
IAGGiShares International Aggregate Bond Fun	1.5%	2.0%	88,227	-17.6%	$4.5M
SCHDSchwab Strategic Tr	1.5%	1.6%	137,098	-5.0%	$4.3M
MGVVanguard Mega Cap Value ETF Total	1.4%	1.6%	24,599	-18.4%	$4.0M
VYMIVanguard International High Dividend Yie	1.2%	1.2%	35,041	-1.3%	$3.4M
SPDWSPDR Portfolio Developed World	1.1%	1.0%	64,453	+8.2%	$3.2M
SPABSpdr Series Trust	1.1%	0.9%	123,141	+28.2%	$3.1M
SCHZSchwab Strategic Tr	1.1%	1.2%	134,779	-2.5%	$3.1M
EMHCSpdr Series Trust	1.1%	0.7%	121,718	+69.6%	$3.1M
VGSHVanguard Short-Term Treasury ETF Total	1.0%	1.4%	52,468	-20.2%	$3.1M
SCHESchwab Strategic Tr	0.8%	0.8%	63,014	-1.4%	$2.3M
GIISpdr Index Shs Fds	0.7%	0.9%	28,941	-5.4%	$2.2M
ALLWSsga Active Tr	0.7%	—	72,459	—	$2.1M
SCHOSchwab Short-Term U.S. Treasury ETF	0.7%	1.0%	83,963	-27.4%	$2.0M
SCMBSchwab Strategic Tr	0.7%	0.7%	75,456	+2.6%	$1.9M
VWOBVanguard Whitehall Fds	0.7%	0.7%	28,663	-3.5%	$1.9M
SCHPSchwab Strategic Tr	0.6%	0.7%	66,492	-8.4%	$1.8M
EBNDSpdr Series Trust	0.6%	—	84,220	—	$1.8M
VNQVanguard Real Estate ETF	0.6%	0.6%	17,017	-5.5%	$1.6M
VUGVanguard Indx Fd	0.6%	0.5%	18,881	+500.0%	$1.6M
VGKVanguard Intl Equity Index F	0.5%	0.6%	18,140	-2.1%	$1.6M
GOOGLAlphabet Inc	0.5%	0.4%	4,226	+0.6%	$1.5M
VTEBVanguard Tx Ex Bd	0.5%	0.5%	29,214	+5.8%	$1.5M
HYXUIshares Inc	0.5%	0.5%	26,647	-4.5%	$1.4M
VTIPVanguard Malvern Fds	0.5%	0.5%	28,433	-1.3%	$1.4M
SCHXSchwab Stratgc Tr	0.5%	0.5%	47,561	-11.3%	$1.4M
SCHHSchwab Strategic Tr	0.5%	0.5%	58,738	-5.1%	$1.4M
VIGIVanguard Whitehall Fds	0.5%	0.5%	14,788	+0.0%	$1.4M
BBEUJ P Morgan Exchange Traded F	0.5%	0.5%	17,600	-0.7%	$1.4M
VEAVanguard Tax-Managed Fds	0.5%	0.5%	19,209	-2.7%	$1.4M
VTVVanguard Value ETF	0.5%	0.5%	6,198	-1.2%	$1.4M
SPTSSpdr Series Trust	0.5%	—	46,325	—	$1.3M
MGCVanguard Mega Cap ETF Total	0.5%	0.4%	4,880	-0.5%	$1.3M

What Breakwater Investment Management bought and sold in Q2 2026, against Q1 2026.

New positions

Q1 2026's filing was too long to tell new positions apart.

Share counts compared with the Q1 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +14.4% /yr; S&P 500 +20.1%
3 years: —
5 years: —

A portfolio of the filer's 20 largest 13F positions, weighted by value and rebuilt each quarter on the day the filing became public. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q2 2026	$293.7M	600
Q1 2026	$268.9M	506
Q4 2025	$276.4M	497
Q3 2025	$271.2M	530
Q2 2025	$258.5M	310
Q1 2025	$234.2M	315
Q4 2024	$235.2M	309
Q3 2024	$239.5M	310
Q2 2024	$223.6M	317
Q1 2024	$217.3M	314

Questions about Breakwater Investment Management's portfolio

What stocks does Breakwater Investment Management own?

Breakwater Investment Management's latest 13F, for Q2 2026 and filed Aug 6, 2026, lists 600 positions worth $293.7M. The largest are Vanguard Index Fds (VTI) at 14.2%, Schwb US Broad (SCHB) at 8.4%, Vanguard Star Fds Vanguard Total Intl St (VXUS) at 6.5%, Spdr Series Trust (SPTM) at 3.5% and Microsoft Corp (MSFT) at 3.1%.

What did Breakwater Investment Management buy last quarter?

In Q2 2026, Breakwater Investment Management added Vanguard Indx Fd (VUG) (+500.0% shares), Vanguard World Fd (MGK) (+383.6% shares) and Spdr Series Trust (EMHC) (+69.6% shares), compared with its Q1 2026 filing.

What did Breakwater Investment Management sell last quarter?

In Q2 2026, Breakwater Investment Management cut from its top 50 Spdr Gold Shares (GLD), cut from its top 50 Ishares Tr (STIP), cut from its top 50 Vanguard Intermediate Treasury ETF (VGIT), Schwab Short-Term U.S. Treasury ETF (SCHO) (-27.4% shares), Vanguard Short-Term Treasury ETF Total (VGSH) (-20.2% shares) and Vanguard Mega Cap Value ETF Total (MGV) (-18.4% shares), compared with its Q1 2026 filing.

When is Breakwater Investment Management's next 13F filing due?

13F filings are due 45 days after each quarter ends. Breakwater Investment Management's filing for the quarter ending Sep 30, 2026 is due by Nov 14, 2026; this page updates the day after it is published.

How much money does Breakwater Investment Management manage?

Breakwater Investment Management reported $302.7M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $293.7M.