Q2 2026 13F · SEC CIK 2115533

Carter Financial, LLC

Wealth managerFiled 2026-08-13 for Q2 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $133.4M
Reported positions: 33
Holdings vs S&P 500, 3 yrs: —
Assets under management: $282.3M

Carter Financial, LLC is a wealth manager that reported 33 positions worth $133.4M in its Q2 2026 13F, filed 2026-08-13. Its largest holdings were Vanguard Index Fds (VUG, 24.9%), Vanguard Index Fds (VTI, 20.7%), Capital Group Dividend Value (CGDV, 15.1%).

Carter Financial, LLC holdings all 33 positions.

Weights are shares of the filer's total reported 13F value, compared with Q1 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Carter Financial, LLC 13F holdings
Stock	% of 13F value	Q1 2026	Shares	Share change	Reported value
VUGVanguard Index Fds	24.9%	24.5%	385,809	+497.5%	$33.2M
VTIVanguard Index Fds	20.7%	21.5%	74,694	-2.9%	$27.6M
CGDVCapital Group Dividend Value	15.1%	14.7%	409,548	+3.3%	$20.2M
LMBSFirst Tr Exchange-Traded Fd	10.1%	10.3%	271,854	+13.8%	$13.5M
VTVVanguard Index Fds	8.5%	9.1%	52,230	-1.7%	$11.4M
VBVanguard Index Fds	4.9%	5.0%	21,353	-3.4%	$6.5M
VNQVanguard Index Fds	2.1%	2.4%	28,749	-7.8%	$2.8M
VOOVanguard Index Fds	1.6%	1.3%	3,150	+27.1%	$2.2M
JMSTJ P Morgan Exchange Traded F	1.5%	1.8%	40,016	+1.3%	$2.0M
JMUBJ P Morgan Exchange Traded F	1.2%	1.1%	32,518	+26.7%	$1.6M
FNDFSchwab Strategic Tr	1.2%	0.9%	30,914	+44.4%	$1.6M
AAPLApple Inc	1.2%	1.3%	5,461	-5.9%	$1.6M
VXUSVanguard Star Fds	1.0%	1.1%	16,014	-1.0%	$1.4M
VTEBVanguard Mun Bd Fds	0.8%	0.9%	20,273	+0.0%	$1.0M
CATHGlobal X Fds	0.5%	0.5%	7,593	+0.0%	$672K
VVisa Inc	0.4%	0.5%	1,739	+0.0%	$597K
SCHGSchwab Strategic Tr	0.4%	0.3%	16,788	+41.9%	$568K
JPSTJ P Morgan Exchange Traded F	0.4%	0.5%	10,602	+0.0%	$536K
SRESempra	0.3%	0.3%	4,076	+0.0%	$378K
BRK-BBerkshire Hathaway Inc Del	0.3%	0.3%	689	+0.0%	$345K
CGXUCapital Group Intl Focus Eqt	0.3%	0.2%	9,663	+0.0%	$335K
SCHBSchwab Strategic Tr	0.2%	0.3%	11,484	+0.0%	$333K
BIVVanguard Bd Index Fds	0.2%	0.3%	4,294	+0.0%	$329K
SDVYFirst Tr Exchange Traded Fd	0.2%	0.2%	7,597	+20.9%	$328K
CATCaterpillar Inc	0.2%	0.2%	300	+0.0%	$319K
JBNDJ P Morgan Exchange Traded F	0.2%	New	5,853	—	$313K
SCHDSchwab Strategic Tr	0.2%	0.2%	8,251	+0.0%	$262K
BUFRFirst Tr Exchng Traded Fd Vi	0.2%	0.2%	7,017	+0.0%	$256K
USMVIshares Tr	0.2%	New	2,590	—	$250K
MSFTMicrosoft Corp	0.2%	0.2%	634	+0.0%	$236K
ABBVAbbvie Inc	0.2%	New	862	—	$217K
FITBFifth Third Bancorp	0.2%	New	3,729	—	$210K
HDHome Depot Inc	0.2%	New	575	—	$203K

What Carter Financial, LLC bought and sold in Q2 2026, against Q1 2026.

Sold out

Nothing sold out.

Share counts compared with the Q1 2026 13F; a split also changes share counts.

How the holdings did against the S&P 500.

1 year: —
3 years: —
5 years: —

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q2 2026	$133.4M	33
Q1 2026	$115.0M	28
Q4 2025	$113.3M	24

Questions about Carter Financial, LLC's portfolio

What stocks does Carter Financial, LLC own?

Carter Financial, LLC's latest 13F, for Q2 2026 and filed Aug 13, 2026, lists 33 positions worth $133.4M. The largest are Vanguard Index Fds (VUG) at 24.9%, Vanguard Index Fds (VTI) at 20.7%, Capital Group Dividend Value (CGDV) at 15.1%, First Tr Exchange-Traded Fd (LMBS) at 10.1% and Vanguard Index Fds (VTV) at 8.5%.

What did Carter Financial, LLC buy last quarter?

In Q2 2026, Carter Financial, LLC added a new position in J P Morgan Exchange Traded F (JBND), a new position in Ishares Tr (USMV), a new position in Abbvie Inc (ABBV), a new position in Fifth Third Bancorp (FITB), a new position in Home Depot Inc (HD), Vanguard Index Fds (VUG) (+497.5% shares), Schwab Strategic Tr (FNDF) (+44.4% shares) and Schwab Strategic Tr (SCHG) (+41.9% shares), compared with its Q1 2026 filing.

What did Carter Financial, LLC sell last quarter?

In Q2 2026, Carter Financial, LLC Vanguard Index Fds (VNQ) (-7.8% shares) and Apple Inc (AAPL) (-5.9% shares), compared with its Q1 2026 filing.

When is Carter Financial, LLC's next 13F filing due?

13F filings are due 45 days after each quarter ends. Carter Financial, LLC's filing for the quarter ending Sep 30, 2026 is due by Nov 14, 2026; this page updates the day after it is published.

How much money does Carter Financial, LLC manage?

Carter Financial, LLC reported $282.3M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $133.4M.