Q3 2026 13F · SEC CIK 2107537

Cdm Financial Counseling Services, Inc.

Wealth managerFiled 2026-10-15 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $118.9M
Reported positions: 77
Holdings vs S&P 500, 3 yrs: —
Assets under management: $315.4M

Cdm Financial Counseling Services, Inc. is a wealth manager that reported 77 positions worth $118.9M in its Q3 2026 13F, filed 2026-10-15. Its largest holdings were State Str Spdr S&p 500 ETF T (SPY, 11.9%), Select Sector Spdr Tr (XLK, 10.6%), Vanguard Index Fds (VTI, 6.6%).

Cdm Financial Counseling Services, Inc. holdings largest 50 of 77 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Cdm Financial Counseling Services, Inc. 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
SPYState Str Spdr S&p 500 ETF T	11.9%	12.0%	18,534	-0.3%	$14.1M
XLKSelect Sector Spdr Tr	10.6%	10.5%	64,201	+0.2%	$12.6M
VTIVanguard Index Fds	6.6%	6.3%	20,978	+6.3%	$7.9M
VIGVanguard Specialized Funds	5.2%	5.3%	26,503	+2.2%	$6.2M
MSFTMicrosoft Corp	3.9%	2.9%	9,153	+0.3%	$4.7M
MGKVanguard World Fd	3.7%	3.6%	47,615	+1.1%	$4.4M
XLCSelect Sector Spdr Tr	3.2%	3.1%	34,379	+2.1%	$3.8M
VYMVanguard Whitehall Fds	3.1%	3.2%	23,530	-1.0%	$3.7M
SOXXIshares Tr	2.5%	2.9%	5,315	+2.0%	$3.0M
VUGVanguard Index Fds	2.4%	2.4%	31,881	+0.1%	$2.9M
VOOVanguard Index Fds	2.2%	2.2%	3,785	+1.0%	$2.7M
IVVIshares Tr	2.1%	2.1%	3,201	+0.1%	$2.5M
XLYSelect Sector Spdr Tr	1.9%	2.0%	20,674	+3.0%	$2.3M
VVisa Inc	1.6%	1.6%	5,348	+0.8%	$1.9M
AAPLApple Inc	1.6%	1.4%	5,623	-1.3%	$1.9M
RTXRtx Corporation	1.5%	1.6%	9,918	+1.4%	$1.8M
BRK-BBerkshire Hathaway Inc Del	1.5%	1.6%	3,616	+0.3%	$1.8M
GOOGAlphabet Inc	1.5%	1.6%	5,187	+1.7%	$1.8M
CATCaterpillar Inc	1.5%	2.0%	2,130	-0.7%	$1.7M
SMHVaneck ETF Trust	1.4%	1.5%	2,792	+3.8%	$1.7M
MARMarriott Intl Inc New	1.4%	1.3%	4,755	+13.5%	$1.7M
QQQInvesco Qqq Tr	1.4%	1.5%	2,260	-1.7%	$1.7M
AMZNAmazon Com Inc	1.4%	1.3%	6,559	+3.1%	$1.6M
PMPhilip Morris Intl Inc	1.2%	1.2%	7,606	+2.1%	$1.5M
XLUSelect Sector Spdr Tr	1.1%	1.3%	34,368	+2.0%	$1.4M
QQQMInvesco Exch Traded Fd Tr II	1.1%	1.1%	4,203	+4.2%	$1.3M
GOOGLAlphabet Inc	1.0%	1.0%	3,500	+2.9%	$1.2M
UNPUnion Pac Corp	0.8%	0.8%	3,528	+1.6%	$960K
SCHDSchwab Strategic Tr	0.7%	0.7%	27,195	+12.9%	$885K
RSPInvesco Exchange Traded Fd T	0.7%	0.7%	4,122	+8.3%	$857K
FDVVFidelity Covington Trust	0.7%	0.7%	13,916	+2.2%	$845K
MAMastercard Incorporated	0.7%	0.6%	1,470	+1.0%	$811K
BRK-ABerkshire Hathaway Inc Del	0.6%	0.6%	1	+0.0%	$747K
MDYState Str Spdr S&p Midcap 40	0.6%	0.7%	1,131	-0.9%	$743K
ASMLAsml Hldg NV	0.6%	0.7%	398	+0.0%	$723K
TMOThermo Fisher Scientific Inc	0.6%	0.5%	1,053	+0.0%	$711K
METAMeta Platforms Inc	0.6%	—	938	—	$680K
DGRWWisdomtree Tr	0.6%	0.6%	6,942	+0.0%	$675K
JPMJpmorgan Chase & Co	0.6%	0.5%	1,983	+2.5%	$656K
XLVSelect Sector Spdr Tr	0.6%	0.5%	3,893	+0.0%	$656K
NVDANvidia Corporation	0.5%	0.5%	2,840	+1.3%	$649K
JNJJohnson & Johnson	0.5%	0.5%	2,403	+1.5%	$636K
DEDeere & Co	0.5%	0.5%	939	+1.6%	$630K
NSCNorfolk Southn Corporation	0.5%	0.5%	2,003	+0.0%	$619K
HDHome Depot Inc	0.5%	0.7%	2,132	-9.5%	$606K
KOCoca Cola Co	0.5%	0.5%	6,921	+0.0%	$596K
GRMNGarmin Ltd	0.5%	—	2,050	—	$588K
LLYEli Lilly & Co	0.5%	0.5%	492	+1.9%	$569K
FDRRFidelity Covington Trust	0.5%	—	7,850	—	$535K
MCDMcdonalds Corp	0.4%	0.6%	2,298	-3.6%	$531K

What Cdm Financial Counseling Services, Inc. bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Added to

MAR Marriott Intl Inc New+13.5% shares
SCHD Schwab Strategic Tr+12.9% shares
RSP Invesco Exchange Traded Fd T+8.3% shares
VTI Vanguard Index Fds+6.3% shares

Reduced

HD Home Depot Inc-9.5% shares

Left the top 50

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: —
3 years: —
5 years: —

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$118.9M	77
Q2 2026	$116.1M	77
Q1 2026	$104.5M	80
Q4 2025	$106.6M	81

Questions about Cdm Financial Counseling Services, Inc.'s portfolio

What stocks does Cdm Financial Counseling Services, Inc. own?

Cdm Financial Counseling Services, Inc.'s latest 13F, for Q3 2026 and filed Oct 15, 2026, lists 77 positions worth $118.9M. The largest are State Str Spdr S&p 500 ETF T (SPY) at 11.9%, Select Sector Spdr Tr (XLK) at 10.6%, Vanguard Index Fds (VTI) at 6.6%, Vanguard Specialized Funds (VIG) at 5.2% and Microsoft Corp (MSFT) at 3.9%.

What did Cdm Financial Counseling Services, Inc. buy last quarter?

In Q3 2026, Cdm Financial Counseling Services, Inc. added Marriott Intl Inc New (MAR) (+13.5% shares), Schwab Strategic Tr (SCHD) (+12.9% shares) and Invesco Exchange Traded Fd T (RSP) (+8.3% shares), compared with its Q2 2026 filing.

What did Cdm Financial Counseling Services, Inc. sell last quarter?

In Q3 2026, Cdm Financial Counseling Services, Inc. cut from its top 50 American Express Co (AXP), cut from its top 50 Prologis Inc (PLD), cut from its top 50 Starbucks Corp (SBUX) and Home Depot Inc (HD) (-9.5% shares), compared with its Q2 2026 filing.

When is Cdm Financial Counseling Services, Inc.'s next 13F filing due?

13F filings are due 45 days after each quarter ends. Cdm Financial Counseling Services, Inc.'s filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.

How much money does Cdm Financial Counseling Services, Inc. manage?

Cdm Financial Counseling Services, Inc. reported $315.4M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $118.9M.