Q2 2026 13F · SEC CIK 759944

Citizens Financial Group Inc/ri

Bank & trustFiled 2026-08-07 for Q2 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $8.3B
Reported positions: 1,047
Top holdings a year, 3 yrs: +19.1%
Average holding period: 9.4 yrs

Citizens Financial Group Inc/ri is a bank & trust that reported 1,047 positions worth $8.3B in its Q2 2026 13F, filed 2026-08-07. Its largest holdings were Vanguard S&p 500 ETF (VOO, 6.3%), Apple Inc (AAPL, 4.7%), Ishares Core S&p 500 ETF (IVV, 4.0%). A portfolio copying its top holdings returned 19.1% a year over the last 3 years, against 20.4% for the S&P 500.

Citizens Financial Group Inc/ri holdings largest 50 of 1,047 positions.

Weights are shares of the filer's total reported 13F value, compared with Q1 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Citizens Financial Group Inc/ri 13F holdings
Stock	% of 13F value	Q1 2026	Shares	Share change	Reported value
VOOVanguard S&p 500 ETF	6.3%	6.4%	760,880	-0.8%	$522.6M
AAPLApple Inc	4.7%	4.9%	1,356,311	-2.7%	$392.5M
IVVIshares Core S&p 500 ETF	4.0%	4.1%	443,357	-1.1%	$332.0M
NVDANvidia Corporation Com	4.0%	4.0%	1,655,059	+0.6%	$331.2M
GOOGLAlphabet Inc	3.1%	2.7%	720,332	+5.5%	$257.4M
IJHIshares Tr	2.9%	2.9%	3,076,331	+0.6%	$237.2M
MSFTMicrosoft Corp	2.7%	3.0%	600,539	+1.8%	$224.0M
IEFAIshares Core Msci Eafe ETF	2.7%	2.9%	2,296,101	+0.4%	$221.8M
SPYSpdr S&p 500 ETF Tr	2.2%	2.0%	239,732	+6.6%	$179.0M
AMZNAmazon Com Inc Com	2.0%	1.9%	686,590	+2.6%	$163.6M
VEAVanguard Tax-Managed Fds	1.8%	1.8%	2,146,728	+6.4%	$153.0M
IEMGIshares	1.7%	1.6%	1,667,104	+0.2%	$138.1M
VTVVanguard Value ETF	1.6%	1.7%	626,479	-1.1%	$136.5M
AVGOBroadcom Inc	1.4%	1.3%	317,191	+5.1%	$119.8M
IWMIshares	1.4%	1.3%	374,893	-0.9%	$112.6M
JPMJpmorgan Chase & Co	1.3%	1.4%	331,758	-5.5%	$108.6M
PGProcter & Gamble Co Com	1.2%	1.4%	654,418	-8.8%	$96.0M
MAMastercard Inc.	1.1%	1.3%	184,306	+0.3%	$94.7M
LLYLilly Eli & Co	1.1%	1.0%	76,092	+1.5%	$91.3M
GOOGAlphabet Inc	1.1%	1.0%	256,623	+2.9%	$90.7M
METAMeta Platforms Inc Class A	1.1%	1.2%	158,845	+1.9%	$89.5M
BACBank of Amer Corp	1.0%	0.9%	1,443,485	+7.3%	$82.2M
IUSGiShares ETFs/USA	1.0%	1.0%	437,273	-2.7%	$82.2M
BIVVanguard Bd Index Fds	1.0%	0.5%	1,050,510	+118.3%	$80.6M
QQQInvesco Qqq Tr	1.0%	0.9%	108,269	-0.6%	$79.7M
VOVanguard Index Fds	0.8%	0.8%	831,448	+300.7%	$67.0M
ETNEaton Corp PLC	0.7%	0.7%	134,937	-0.6%	$57.5M
SCHFSchwab Intl Equity	0.7%	0.7%	2,069,731	+2.1%	$57.3M
VBVanguard Indx Fd	0.7%	0.6%	185,047	+4.0%	$56.1M
SPYGSpdr Series Trust	0.7%	0.6%	460,749	+2.2%	$54.8M
JNJJohnson & Johnson	0.6%	0.7%	210,648	+1.9%	$53.5M
XLKState Street Technology Select Sector Sp	0.6%	0.5%	274,476	-0.3%	$52.3M
ABBVAbbvie Inc	0.6%	0.5%	200,168	+17.5%	$50.4M
EFAiShs MSCI EAFE	0.6%	0.6%	473,434	-0.0%	$49.2M
PWRQuanta Svcs Inc Com	0.6%	0.5%	67,752	-1.8%	$48.8M
VNQVanguard Real Estate ETF	0.6%	0.6%	492,781	+1.2%	$47.5M
GSGoldman Sachs Group Inc	0.6%	0.7%	46,924	-23.7%	$47.5M
VVisa Inc Com Cl A	0.6%	0.5%	134,534	+19.1%	$46.2M
JPSTJ P Morgan Exchange Traded Fd	0.5%	0.7%	838,201	-9.2%	$42.4M
MDYState Street Spdr S&p Midcap 400 ETF Tru	0.5%	0.5%	59,492	+0.8%	$41.8M
CATCaterpillar Inc Com	0.5%	—	37,369	—	$39.8M
BRK-BBerkshire Hathaway Inc Del	0.5%	0.5%	79,219	-0.6%	$39.6M
KOCoca Cola Co	0.5%	0.5%	484,121	+0.7%	$39.6M
TSLATesla Inc Com	0.5%	0.4%	91,080	+8.2%	$38.3M
HDHome Depot Inc Com	0.4%	0.5%	104,640	+3.1%	$36.9M
SUBIshares Tr	0.4%	—	337,842	—	$36.0M
COSTCostco Whsl Corp New	0.4%	0.5%	38,236	-0.0%	$35.8M
CSCOCisco Sys Inc	0.4%	—	302,529	—	$35.5M
MRKMerck & Co. Inc	0.4%	0.5%	261,913	-2.9%	$33.7M
PHParker-Hannifin Corp	0.4%	0.4%	34,315	+1.7%	$33.6M

What Citizens Financial Group Inc/ri bought and sold in Q2 2026, against Q1 2026.

New positions

Q1 2026's filing was too long to tell new positions apart.

Added to

VO Vanguard Index Fds+300.7% shares
BIV Vanguard Bd Index Fds+118.3% shares
V Visa Inc Com Cl A+19.1% shares
ABBV Abbvie Inc+17.5% shares
TSLA Tesla Inc Com+8.2% shares
BAC Bank of Amer Corp+7.3% shares
SPY Spdr S&p 500 ETF Tr+6.6% shares
VEA Vanguard Tax-Managed Fds+6.4% shares

Reduced

GS Goldman Sachs Group Inc-23.7% shares
JPST J P Morgan Exchange Traded Fd-9.2% shares
PG Procter & Gamble Co Com-8.8% shares
JPM Jpmorgan Chase & Co-5.5% shares

Left the top 50

Share counts compared with the Q1 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +19.5% /yr; S&P 500 +20.1%
3 years: +19.1% /yr; S&P 500 +20.4%
5 years: +9.3% /yr; S&P 500 +11.6%

A portfolio of the filer's 20 largest 13F positions, weighted by value and rebuilt each quarter on the day the filing became public. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q2 2026	$8.3B	1,047
Q1 2026	$7.2B	837
Q4 2025	$7.5B	813
Q3 2025	$7.3B	796
Q2 2025	$6.2B	692
Q1 2025	$5.1B	615
Q4 2024	$5.1B	578
Q3 2024	$5.0B	561
Q2 2024	$4.5B	528
Q1 2024	$3.0B	404
Q4 2023	$2.9B	396
Q3 2023	$2.5B	342

Questions about Citizens Financial Group Inc/ri's portfolio

What stocks does Citizens Financial Group Inc/ri own?

Citizens Financial Group Inc/ri's latest 13F, for Q2 2026 and filed Aug 7, 2026, lists 1,047 positions worth $8.3B. The largest are Vanguard S&p 500 ETF (VOO) at 6.3%, Apple Inc (AAPL) at 4.7%, Ishares Core S&p 500 ETF (IVV) at 4.0%, Nvidia Corporation Com (NVDA) at 4.0% and Alphabet Inc (GOOGL) at 3.1%.

What did Citizens Financial Group Inc/ri buy last quarter?

In Q2 2026, Citizens Financial Group Inc/ri added Vanguard Index Fds (VO) (+300.7% shares), Vanguard Bd Index Fds (BIV) (+118.3% shares) and Visa Inc Com Cl A (V) (+19.1% shares), compared with its Q1 2026 filing.

What did Citizens Financial Group Inc/ri sell last quarter?

In Q2 2026, Citizens Financial Group Inc/ri cut from its top 50 Exxon Mobil Corp (XOM), cut from its top 50 Lockheed Martin Corp Com (LMT), cut from its top 50 HCA Healthcare Inc (HCA), Goldman Sachs Group Inc (GS) (-23.7% shares), J P Morgan Exchange Traded Fd (JPST) (-9.2% shares) and Procter & Gamble Co Com (PG) (-8.8% shares), compared with its Q1 2026 filing.

How has Citizens Financial Group Inc/ri's portfolio performed?

A portfolio copying Citizens Financial Group Inc/ri's 20 largest 13F holdings each quarter, from the day each filing was public, returned +19.1% a year over the last 3 years, against +20.4% for the S&P 500. Over 1 year: +19.5% against +20.1%. Over 5 years: +9.3% a year against +11.6%.

When is Citizens Financial Group Inc/ri's next 13F filing due?

13F filings are due 45 days after each quarter ends. Citizens Financial Group Inc/ri's filing for the quarter ending Sep 30, 2026 is due by Nov 14, 2026; this page updates the day after it is published.