Q2 2026 13F · SEC CIK 810958

Citizens & Northern Corp

Bank & trustFiled 2026-07-17 for Q2 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $437.7M
Reported positions: 117
Top holdings a year, 3 yrs: +18.5%
Average holding period: 6.5 yrs

Citizens & Northern Corp is a bank & trust that reported 117 positions worth $437.7M in its Q2 2026 13F, filed 2026-07-17. Its largest holdings were Vanguard Russell 1000 Growth ETF (VONG, 13.5%), Ishares (IEMG, 6.4%), Fidelity Covington Trust (FREL, 6.4%). A portfolio copying its top holdings returned 18.5% a year over the last 3 years, against 20.4% for the S&P 500.

Citizens & Northern Corp holdings largest 50 of 117 positions.

Weights are shares of the filer's total reported 13F value, compared with Q1 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Citizens & Northern Corp 13F holdings
Stock	% of 13F value	Q1 2026	Shares	Share change	Reported value
VONGVanguard Russell 1000 Growth ETF	13.5%	10.5%	462,175	+20.2%	$59.1M
IEMGIshares	6.4%	5.8%	340,138	+2.2%	$28.2M
FRELFidelity Covington Trust	6.4%	7.5%	953,634	-14.8%	$27.9M
IGEIshares Tr	5.5%	7.4%	427,918	-8.9%	$24.0M
IJHIshares Tr	3.8%	4.2%	217,637	-12.4%	$16.8M
NVDANvidia Corporation Com	3.7%	3.6%	81,995	-1.1%	$16.4M
AAPLApple Inc	3.5%	3.4%	53,521	-0.2%	$15.5M
SPMDSpdr Series Trust	3.2%	3.5%	208,139	-12.7%	$14.1M
GOOGAlphabet Inc	3.2%	2.9%	39,454	-1.7%	$13.9M
EMBIshares Tr	2.9%	3.2%	132,935	-2.2%	$12.8M
MSFTMicrosoft Corp	2.5%	2.7%	29,135	-1.8%	$10.9M
DFACDimensional U.s. Core Equity 2	2.4%	2.3%	238,023	+0.0%	$10.6M
AMZNAmazon Com Inc Com	2.1%	2.0%	37,831	-3.2%	$9.0M
CZFSCitizens Financial Servs Inc	1.9%	1.8%	117,063	+0.0%	$8.5M
CZNCCitizens & Northn Corp	1.9%	2.0%	349,492	-2.9%	$8.1M
AMDAdvanced Micro Devices Inc	1.7%	0.8%	12,718	-16.9%	$7.4M
JPMJpmorgan Chase & Co	1.3%	1.5%	17,802	-11.9%	$5.8M
GLWCorning Inc.	1.1%	0.7%	19,658	+0.0%	$5.0M
METAMeta Platforms Inc Class A	1.1%	1.4%	8,787	-12.0%	$4.9M
AVDEAvantis International Equity ETF	1.1%	1.2%	54,809	+0.0%	$4.9M
AVGOBroadcom Inc	1.1%	0.5%	12,690	+84.3%	$4.8M
WFCWells Fargo Co New	1.0%	—	51,763	—	$4.3M
CATCaterpillar Inc Com	0.9%	0.8%	3,846	-14.3%	$4.1M
MAMastercard Inc.	0.9%	1.0%	7,840	-4.3%	$4.0M
COSTCostco Whsl Corp New	0.9%	1.1%	4,291	-0.3%	$4.0M
XOMExxon Mobil Corp	0.8%	1.1%	25,824	-1.1%	$3.5M
ADIAnalog Devices Inc	0.7%	0.8%	7,847	-20.1%	$3.1M
MBBIshares Tr	0.7%	0.9%	31,118	-15.1%	$2.9M
KLACKla Corp	0.7%	—	9,472	—	$2.9M
CSCOCisco Sys Inc	0.6%	0.6%	23,191	-29.0%	$2.7M
CVSCvs Caremark Corporation	0.6%	0.5%	26,315	-3.6%	$2.7M
PGProcter & Gamble Co Com	0.6%	0.7%	18,475	-1.2%	$2.7M
TJXTjx Cos Inc New Com	0.6%	0.7%	16,787	-1.0%	$2.5M
PANWPalo Alto Networks Inc	0.6%	—	7,266	—	$2.5M
RTXRtx Corporation Com	0.6%	0.7%	12,701	-7.8%	$2.4M
CCitigroup Inc Com New	0.5%	0.5%	16,391	-1.4%	$2.3M
ETNEaton Corp PLC	0.5%	0.5%	5,356	-9.8%	$2.3M
SCHWSchwab Charles Corp	0.5%	0.5%	24,570	+15.0%	$2.3M
SPYSpdr S&p 500 ETF Tr	0.5%	0.5%	2,877	+0.0%	$2.1M
JNJJohnson & Johnson	0.5%	0.5%	8,218	+2.0%	$2.1M
ORCLOracle Corp	0.5%	0.5%	14,024	-2.4%	$2.1M
GSKGsk PLC	0.5%	0.6%	39,176	-2.1%	$2.1M
CORCencora Inc Com	0.5%	0.6%	7,156	+1.5%	$2.0M
MDTMedtronic PLC	0.5%	0.5%	25,866	+14.5%	$2.0M
HDHome Depot Inc Com	0.5%	0.5%	5,627	-2.6%	$2.0M
BABoeing Co	0.4%	0.5%	9,062	-2.1%	$2.0M
KOCoca Cola Co	0.4%	0.4%	22,806	-2.3%	$1.9M
GDGeneral Dynamics Corp	0.4%	0.5%	5,113	-3.0%	$1.8M
BXBlackstone Inc Com	0.4%	0.4%	15,154	-1.5%	$1.8M
AVUSAvantis U.s. Equity ETF	0.4%	—	13,829	—	$1.8M

What Citizens & Northern Corp bought and sold in Q2 2026, against Q1 2026.

New positions

Q1 2026's filing was too long to tell new positions apart.

Added to

AVGO Broadcom Inc+84.3% shares
VONG Vanguard Russell 1000 Growth ETF+20.2% shares
SCHW Schwab Charles Corp+15.0% shares
MDT Medtronic PLC+14.5% shares

Reduced

CSCO Cisco Sys Inc-29.0% shares
ADI Analog Devices Inc-20.1% shares
AMD Advanced Micro Devices Inc-16.9% shares
MBB Ishares Tr-15.1% shares
FREL Fidelity Covington Trust-14.8% shares
CAT Caterpillar Inc Com-14.3% shares
SPMD Spdr Series Trust-12.7% shares
IJH Ishares Tr-12.4% shares

Left the top 50

Share counts compared with the Q1 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +19.1% /yr; S&P 500 +20.1%
3 years: +18.5% /yr; S&P 500 +20.4%
5 years: +8.9% /yr; S&P 500 +11.6%

A portfolio of the filer's 20 largest 13F positions, weighted by value and rebuilt each quarter on the day the filing became public. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q2 2026	$437.7M	117
Q1 2026	$401.0M	119
Q4 2025	$403.6M	124
Q3 2025	$403.5M	121
Q2 2025	$373.7M	118
Q1 2025	$354.7M	118
Q4 2024	$365.1M	126
Q3 2024	$333.1M	126
Q2 2024	$319.7M	118
Q1 2024	$295.7M	109
Q4 2023	$280.1M	111
Q3 2023	$249.0M	97

Questions about Citizens & Northern Corp's portfolio

What stocks does Citizens & Northern Corp own?

Citizens & Northern Corp's latest 13F, for Q2 2026 and filed Jul 17, 2026, lists 117 positions worth $437.7M. The largest are Vanguard Russell 1000 Growth ETF (VONG) at 13.5%, Ishares (IEMG) at 6.4%, Fidelity Covington Trust (FREL) at 6.4%, Ishares Tr (IGE) at 5.5% and Ishares Tr (IJH) at 3.8%.

What did Citizens & Northern Corp buy last quarter?

In Q2 2026, Citizens & Northern Corp added Broadcom Inc (AVGO) (+84.3% shares), Vanguard Russell 1000 Growth ETF (VONG) (+20.2% shares) and Schwab Charles Corp (SCHW) (+15.0% shares), compared with its Q1 2026 filing.

What did Citizens & Northern Corp sell last quarter?

In Q2 2026, Citizens & Northern Corp cut from its top 50 Slb Limited (SLB), cut from its top 50 Emerson Elec Co Com (EMR), cut from its top 50 Salesforce Inc Com (CRM), cut from its top 50 Nextera Energy Inc Com (NEE), Cisco Sys Inc (CSCO) (-29.0% shares), Analog Devices Inc (ADI) (-20.1% shares) and Advanced Micro Devices Inc (AMD) (-16.9% shares), compared with its Q1 2026 filing.

How has Citizens & Northern Corp's portfolio performed?

A portfolio copying Citizens & Northern Corp's 20 largest 13F holdings each quarter, from the day each filing was public, returned +18.5% a year over the last 3 years, against +20.4% for the S&P 500. Over 1 year: +19.1% against +20.1%. Over 5 years: +8.9% a year against +11.6%.

When is Citizens & Northern Corp's next 13F filing due?

13F filings are due 45 days after each quarter ends. Citizens & Northern Corp's filing for the quarter ending Sep 30, 2026 is due by Nov 14, 2026; this page updates the day after it is published.