Q3 2026 13F · SEC CIK 2028202

Elser Financial Planning, Inc

Wealth managerFiled 2026-10-16 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $2.3B
Reported positions: 132
Holdings vs S&P 500, 3 yrs: —
Assets under management: $2.1B

Elser Financial Planning, Inc is a wealth manager that reported 132 positions worth $2.3B in its Q3 2026 13F, filed 2026-10-16. Its largest holdings were Merchants Bancorp Ind (MBIN, 57.4%), Dimensional ETF Trust (DFCF, 6.7%), Dimensional ETF Trust (DFAU, 4.6%).

Elser Financial Planning, Inc holdings largest 50 of 132 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Elser Financial Planning, Inc 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
MBINMerchants Bancorp Ind	57.4%	58.1%	26,797,327	-0.0%	$1.3B
DFCFDimensional ETF Trust	6.7%	8.1%	3,800,199	-14.0%	$152.5M
DFAUDimensional ETF Trust	4.6%	4.5%	1,990,787	+0.0%	$104.2M
DFICDimensional ETF Trust	3.8%	3.6%	2,282,383	+3.4%	$85.8M
DFUSDimensional ETF Trust	3.3%	3.3%	916,566	-0.5%	$76.1M
DFGPDimensional ETF Trust	2.3%	—	1,020,921	—	$53.0M
DFUVDimensional ETF Trust	2.0%	2.1%	824,754	-6.6%	$45.4M
DFEMDimensional ETF Trust	1.9%	1.8%	1,070,275	+3.1%	$42.5M
DFASDimensional ETF Trust	1.8%	1.9%	535,310	-0.7%	$41.4M
DFSDDimensional Short-Duration Fixed Income	1.7%	1.7%	818,735	+2.6%	$38.0M
AVLVAmerican Centy ETF Tr	1.0%	—	255,539	—	$23.1M
LLYEli Lilly & Co	1.0%	1.0%	19,259	+1.3%	$22.3M
DFATDimensional ETF Trust	0.9%	1.1%	305,681	-14.7%	$20.3M
DFSVDfa Invt Dimensions Group in	0.9%	—	539,399	—	$20.2M
DFAXDimensional ETF Trust	0.8%	0.8%	513,366	-0.1%	$19.0M
AVUVAmerican Centy ETF Tr	0.8%	—	153,572	—	$18.1M
DFGXDimensional Global ex US Core Fixed Inco	0.8%	1.8%	342,934	-56.0%	$17.5M
DUHPDfa Invt Dimensions Group in	0.6%	—	307,002	—	$12.9M
DFSIDimensional ETF Trust	0.5%	0.5%	228,285	-4.8%	$10.3M
VOOVanguard Index Fds	0.4%	0.4%	14,498	+3.7%	$10.2M
DFSUDimensional ETF Trust	0.4%	0.5%	202,357	-16.7%	$9.5M
DFGRDimensional ETF Trust	0.4%	0.4%	351,837	-0.4%	$9.5M
AAPLApple Inc	0.4%	0.3%	26,004	+1.0%	$8.7M
DCORDfa Invt Dimensions Group in	0.4%	—	101,070	—	$8.4M
VSDMVanguard Mun Bd Fds	0.3%	—	107,463	—	$8.0M
DFAIDimensional ETF Trust	0.3%	0.3%	160,829	-0.9%	$6.7M
DFAEDimensional ETF Trust	0.3%	0.3%	164,121	-1.8%	$6.5M
DFSEDimensional ETF Trust	0.3%	0.3%	119,716	-5.2%	$5.8M
DFLVDimensional ETF Trust	0.2%	0.3%	108,451	-37.9%	$4.4M
VTEBVanguard Mun Bd Fds	0.2%	0.2%	88,639	-16.6%	$4.2M
SCHXSchwab Strategic Tr	0.2%	0.2%	129,144	-3.7%	$3.9M
VCRMVanguard Mun Bd Fds	0.2%	—	53,858	—	$3.9M
SCHBSchwab Strategic Tr	0.1%	0.1%	102,953	-1.8%	$3.0M
SCHASchwab Strategic Tr	0.1%	0.2%	92,387	-4.3%	$3.0M
SPYGState Street Spdr Portfolio S&p 500 Grow	0.1%	0.0%	3,933	+169.0%	$3.0M
DFNMDimensional ETF Trust	0.1%	—	64,509	—	$3.0M
VBVanguard Index Fds	0.1%	0.1%	9,747	-1.0%	$2.8M
MSFTMicrosoft Corp	0.1%	0.1%	5,266	+3.1%	$2.7M
NVDANvidia Corporation	0.1%	0.1%	10,936	+1.6%	$2.5M
JPMJpmorgan Chase & Co	0.1%	0.1%	7,282	+1.1%	$2.4M
SCHFSchwab Strategic Tr	0.1%	0.1%	87,252	-2.9%	$2.4M
JNJJohnson & Johnson	0.1%	0.1%	8,588	+0.5%	$2.3M
COSTCostco Wholesale Corporation	0.1%	0.1%	2,162	-4.7%	$2.0M
VTIPVanguard Malvern Fds	0.1%	—	39,707	—	$2.0M
QTECFirst Tr Exchange-Traded Fd	0.1%	0.1%	5,783	+0.0%	$1.9M
BROBrown & Brown Inc Com	0.1%	0.1%	29,556	+0.2%	$1.8M
ANAutonation Inc Com	0.1%	0.1%	6,964	+3.4%	$1.7M
GOOGLAlphabet Inc	0.1%	0.1%	4,406	+2.2%	$1.5M
FXLFirst Tr Exchange-Traded Fd	0.1%	0.1%	6,786	+0.0%	$1.5M
VCSHVanguard Scottsdale Fds	0.1%	0.1%	17,926	-39.2%	$1.4M

What Elser Financial Planning, Inc bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +34.2% /yr; S&P 500 +20.1%
3 years: —
5 years: —

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$2.3B	132
Q2 2026	$2.3B	124
Q1 2026	$2.1B	132
Q4 2025	$138.3M	80
Q3 2025	$83.0M	69
Q2 2025	$80.2M	68
Q1 2025	$72.2M	66
Q4 2024	$1.7B	110
Q3 2024	$68.9M	62
Q2 2024	$598.6M	98

Questions about Elser Financial Planning, Inc's portfolio

What stocks does Elser Financial Planning, Inc own?

Elser Financial Planning, Inc's latest 13F, for Q3 2026 and filed Oct 16, 2026, lists 132 positions worth $2.3B. The largest are Merchants Bancorp Ind (MBIN) at 57.4%, Dimensional ETF Trust (DFCF) at 6.7%, Dimensional ETF Trust (DFAU) at 4.6%, Dimensional ETF Trust (DFIC) at 3.8% and Dimensional ETF Trust (DFUS) at 3.3%.

What did Elser Financial Planning, Inc buy last quarter?

In Q3 2026, Elser Financial Planning, Inc added State Street Spdr Portfolio S&p 500 Grow (SPYG) (+169.0% shares), compared with its Q2 2026 filing.

What did Elser Financial Planning, Inc sell last quarter?

In Q3 2026, Elser Financial Planning, Inc cut from its top 50 Dimensional US Small Cap (DFSV), cut from its top 50 Dimensional ETF Trust (DUHP), cut from its top 50 Dimensional US Core Equity 1 ETF (DCOR), cut from its top 50 Ishares Tr (SUSB), cut from its top 50 Vanguard Bd Index Fds (VUSB), Dimensional Global ex US Core Fixed Inco (DFGX) (-56.0% shares), Vanguard Scottsdale Fds (VCSH) (-39.2% shares) and Dimensional ETF Trust (DFLV) (-37.9% shares), compared with its Q2 2026 filing.

When is Elser Financial Planning, Inc's next 13F filing due?

13F filings are due 45 days after each quarter ends. Elser Financial Planning, Inc's filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.

How much money does Elser Financial Planning, Inc manage?

Elser Financial Planning, Inc reported $2.1B of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $2.3B.