Q2 2026 13F · SEC CIK 2112099

Financial Concepts Unlimited, Inc.

Wealth managerFiled 2026-08-06 for Q2 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $127.5M
Reported positions: 44
Holdings vs S&P 500, 3 yrs: —
Assets under management: $231.4M

Financial Concepts Unlimited, Inc. is a wealth manager that reported 44 positions worth $127.5M in its Q2 2026 13F, filed 2026-08-06. Its largest holdings were Invesco Qqq Tr (QQQ, 15.7%), State Street Spdr Dow Jones Industrial A (DIA, 15.0%), Spdr S&p 500 ETF Tr (SPY, 9.1%).

Financial Concepts Unlimited, Inc. holdings all 44 positions.

Weights are shares of the filer's total reported 13F value, compared with Q1 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Financial Concepts Unlimited, Inc. 13F holdings
Stock	% of 13F value	Q1 2026	Shares	Share change	Reported value
QQQInvesco Qqq Tr	15.7%	14.0%	27,121	+0.1%	$20.0M
DIAState Street Spdr Dow Jones Industrial A	15.0%	14.8%	36,569	+2.3%	$19.1M
SPYSpdr S&p 500 ETF Tr	9.1%	9.3%	15,504	-2.6%	$11.6M
FLCVFed Hme Mdt Lar Val ETF Nav	8.7%	8.8%	307,724	-1.0%	$11.0M
NVDANvidia Corporation Com	7.2%	8.0%	45,956	-10.7%	$9.2M
FSCCFederated Hme Mdt Sml Cor	5.9%	5.3%	201,958	+0.5%	$7.5M
IVVIshares Core S&p 500 ETF	5.2%	4.9%	8,849	+5.6%	$6.6M
SLYGSpdr Series Trust	4.7%	4.3%	49,817	+0.6%	$5.9M
MKTNFederated Hermes ETF Tr	4.1%	4.7%	202,773	+0.7%	$5.3M
MDYGSpdr Series Trust	4.1%	3.9%	46,591	+2.0%	$5.2M
FDVFed Herms U S Strg Div ETF	3.0%	3.3%	122,172	+1.1%	$3.8M
DGROIshares Core Dividend Growth ETF	2.7%	2.8%	44,808	+0.9%	$3.4M
OEFIshares S&p 100 ETF	1.8%	1.8%	6,169	+0.2%	$2.3M
FCSHFederated Hermes Sht Dur	1.6%	1.5%	81,965	+16.7%	$2.0M
AAPLApple Inc	1.5%	1.8%	6,570	-15.7%	$1.9M
BSVVanguard Bd Index Fds Vanguard Short Ter	1.4%	1.3%	22,601	+21.6%	$1.8M
AMZNAmazon Com Inc Com	0.6%	0.7%	3,263	-14.8%	$778K
TSLATesla Inc Com	0.6%	1.0%	1,820	-39.7%	$765K
VOOVanguard S&p 500 ETF	0.6%	0.6%	1,088	+1.7%	$747K
IBBIshares Tr	0.5%	0.5%	3,477	+1.3%	$661K
SCHMSchwab Strategic Tr	0.5%	0.5%	17,017	+0.3%	$627K
SCHASchwab U.s. Small-Cap ETF	0.4%	0.4%	14,749	+0.3%	$533K
JPMJpmorgan Chase & Co	0.4%	0.4%	1,549	-6.6%	$507K
LLYLilly Eli & Co	0.4%	0.3%	406	+1.5%	$487K
FXAIXFidelity 500 Index Fd	0.3%	0.3%	1,571	+0.3%	$410K
VVIAXVanguard Val Indx Sh	0.3%	0.3%	4,492	+0.0%	$382K
SCHFSchwab Intl Equity	0.3%	0.3%	13,560	+0.6%	$376K
HDHome Depot Inc Com	0.3%	0.3%	1,060	+0.0%	$374K
WMTWalmart Inc	0.3%	0.4%	3,228	+0.2%	$366K
MSFTMicrosoft Corp	0.3%	0.4%	941	-11.8%	$351K
MARMarriott Intl Inc New Cl A	0.2%	0.2%	840	+0.0%	$311K
GOOGLAlphabet Inc	0.2%	0.2%	832	+9.3%	$297K
GLDSpdr Gold Shares	0.2%	0.3%	781	+0.0%	$288K
SCHCSchwab Strategic Tr	0.2%	0.2%	5,743	+0.3%	$276K
VIGVanguard Dividend Appreciation ETF	0.2%	0.2%	1,165	+7.8%	$276K
PPAInvesco Aerospace & Defense ETF	0.2%	0.2%	1,480	+0.0%	$261K
FDVVFidelity High Dividend ETF Total	0.2%	0.2%	4,328	+8.7%	$261K
XOMExxon Mobil Corp	0.2%	0.3%	1,901	-7.0%	$260K
METAMeta Platforms Inc Class A	0.2%	0.2%	456	+2.7%	$257K
SDYSpdr Series Trust	0.2%	0.2%	1,547	+9.3%	$235K
DFATDimensional U.s. Targeted Value	0.2%	0.2%	3,204	+0.0%	$224K
CSCOCisco Sys Inc	0.2%	New	1,871	—	$220K
SCHXSchwab Stratgc Tr	0.2%	New	7,097	—	$209K
GOOGAlphabet Inc	0.2%	New	568	—	$201K

What Financial Concepts Unlimited, Inc. bought and sold in Q2 2026, against Q1 2026.

New positions

Share counts compared with the Q1 2026 13F; a split also changes share counts.

How the holdings did against the S&P 500.

1 year: —
3 years: —
5 years: —

A portfolio of the filer's 20 largest 13F positions, weighted by value and rebuilt each quarter on the day the filing became public. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q2 2026	$127.5M	44
Q1 2026	$111.6M	43

Questions about Financial Concepts Unlimited, Inc.'s portfolio

What stocks does Financial Concepts Unlimited, Inc. own?

Financial Concepts Unlimited, Inc.'s latest 13F, for Q2 2026 and filed Aug 6, 2026, lists 44 positions worth $127.5M. The largest are Invesco Qqq Tr (QQQ) at 15.7%, State Street Spdr Dow Jones Industrial A (DIA) at 15.0%, Spdr S&p 500 ETF Tr (SPY) at 9.1%, Fed Hme Mdt Lar Val ETF Nav (FLCV) at 8.7% and Nvidia Corporation Com (NVDA) at 7.2%.

What did Financial Concepts Unlimited, Inc. buy last quarter?

In Q2 2026, Financial Concepts Unlimited, Inc. added a new position in Cisco Sys Inc (CSCO), a new position in Schwab Stratgc Tr (SCHX), a new position in Alphabet Inc (GOOG), Vanguard Bd Index Fds Vanguard Short Ter (BSV) (+21.6% shares), Federated Hermes Sht Dur (FCSH) (+16.7% shares) and Alphabet Inc (GOOGL) (+9.3% shares), compared with its Q1 2026 filing.

What did Financial Concepts Unlimited, Inc. sell last quarter?

In Q2 2026, Financial Concepts Unlimited, Inc. sold all of Caterpillar Inc Com (CAT), sold all of American Express Co Com (AXP), Tesla Inc Com (TSLA) (-39.7% shares), Apple Inc (AAPL) (-15.7% shares) and Amazon Com Inc Com (AMZN) (-14.8% shares), compared with its Q1 2026 filing.

When is Financial Concepts Unlimited, Inc.'s next 13F filing due?

13F filings are due 45 days after each quarter ends. Financial Concepts Unlimited, Inc.'s filing for the quarter ending Sep 30, 2026 is due by Nov 14, 2026; this page updates the day after it is published.

How much money does Financial Concepts Unlimited, Inc. manage?

Financial Concepts Unlimited, Inc. reported $231.4M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $127.5M.