Q2 2026 13F · SEC CIK 1713697

FLC Capital Advisors

Wealth managerFiled 2026-07-20 for Q2 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $609.6M
Reported positions: 229
Top holdings a year, 3 yrs: +11.4%
Assets under management: $822.2M

FLC Capital Advisors is a wealth manager that reported 229 positions worth $609.6M in its Q2 2026 13F, filed 2026-07-20. Its largest holdings were Vanguard Index Fds (VTV, 7.7%), Schwab Strategic Tr (SCHO, 7.4%), Schwab Strategic Tr (SCHR, 7.2%). A portfolio copying its top holdings returned 11.4% a year over the last 3 years, against 20.4% for the S&P 500.

FLC Capital Advisors holdings largest 50 of 229 positions.

Weights are shares of the filer's total reported 13F value, compared with Q1 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

FLC Capital Advisors 13F holdings
Stock	% of 13F value	Q1 2026	Shares	Share change	Reported value
VTVVanguard Index Fds	7.7%	7.6%	216,102	+1.7%	$47.1M
SCHOSchwab Strategic Tr	7.4%	7.6%	1,862,911	+8.4%	$45.0M
SCHRSchwab Strategic Tr	7.2%	7.3%	1,788,067	+10.0%	$44.1M
SCHGSchwab Strategic Tr	6.5%	6.1%	1,168,501	+2.0%	$39.5M
SCHFSchwab Strategic Tr	4.1%	4.0%	908,606	+2.2%	$25.2M
AAPLApple Inc	3.4%	3.7%	72,246	-11.0%	$20.9M
SPTLSpdr Series Trust	3.1%	3.0%	720,387	+13.2%	$18.9M
EMXCIshares Inc	2.8%	2.5%	166,465	-4.5%	$17.0M
VCITVanguard Scottsdale Fds	2.5%	2.5%	181,924	+10.4%	$15.0M
VMBSVanguard Scottsdale Fds	2.4%	2.4%	307,701	+7.9%	$14.4M
IWFIshares Tr	1.9%	1.8%	93,932	+296.6%	$11.7M
MRKMerck & Co Inc	1.8%	1.9%	86,579	-0.9%	$11.1M
STIPIshares Tr	1.8%	—	104,401	—	$10.7M
GOOGLAlphabet Inc	1.7%	1.5%	29,358	-0.1%	$10.5M
XARState Streer	1.6%	1.6%	33,637	-1.3%	$9.5M
SMLFIshares Tr	1.5%	1.4%	102,093	-0.9%	$9.1M
MSFTMicrosoft Corp	1.3%	1.4%	21,751	+4.0%	$8.1M
AMZNAmazon Com Inc	1.3%	1.3%	33,926	+0.9%	$8.1M
IBMInternational Business Machs	1.3%	1.2%	27,920	+0.2%	$7.9M
GOOGAlphabet Inc	1.2%	1.1%	21,382	-2.9%	$7.6M
CVXChevron Corporation	1.2%	1.7%	43,313	-4.0%	$7.2M
IVVIshares Tr	1.1%	1.1%	8,890	-5.9%	$6.7M
NVDANvidia Corporation	1.1%	1.0%	32,532	-1.3%	$6.5M
CATCaterpillar Inc	1.0%	0.7%	5,638	-2.6%	$6.0M
XLRESelect Sector Spdr Tr	0.9%	0.9%	128,638	+6.1%	$5.7M
SCHDSchwab Strategic Tr	0.9%	0.9%	175,514	+3.1%	$5.6M
XOMExxon Mobil Corp	0.9%	1.3%	40,088	-3.5%	$5.5M
JPMJpmorgan Chase & Co	0.9%	0.9%	16,124	-0.0%	$5.3M
ENBEnbridge Inc	0.8%	0.9%	88,286	-2.3%	$4.8M
VIGVanguard Specialized Funds	0.7%	0.8%	19,233	+0.0%	$4.6M
BSVVanguard Bd Index Fds	0.7%	0.7%	55,402	+9.2%	$4.3M
METAMeta Platforms Inc	0.7%	0.8%	7,579	-1.2%	$4.3M
EPDEnterprise Prods Partners L	0.7%	0.8%	111,463	+0.0%	$4.1M
VBILVanguard Instl Index Fd	0.7%	0.7%	53,418	+5.4%	$4.0M
ESGUIshares Tr	0.6%	0.6%	23,256	-3.0%	$3.8M
WMTWalmart Inc	0.6%	0.7%	32,657	-1.6%	$3.7M
TSMTaiwan Semiconductor Manufac	0.6%	0.5%	7,709	-1.8%	$3.7M
JNJJohnson & Johnson	0.6%	0.6%	13,403	-2.6%	$3.4M
DFASDimensional ETF Trust	0.5%	0.5%	36,335	-0.1%	$3.0M
PANWPalo Alto Networks Inc	0.5%	—	8,639	—	$2.9M
VTECVanguard Calif Tax Free Fds	0.5%	0.5%	28,339	+8.9%	$2.9M
IJHIshares Tr	0.5%	0.5%	35,607	-8.9%	$2.7M
BRK-BBerkshire Hathaway Inc Del	0.4%	0.6%	5,201	-23.6%	$2.6M
VTIVanguard Index Fds	0.4%	0.4%	7,031	+0.4%	$2.6M
PMPhilip Morris Intl Inc	0.4%	0.4%	13,904	+0.9%	$2.5M
VOVanguard Index Fds	0.4%	0.4%	30,841	+284.1%	$2.5M
COSTCostco Wholesale Corporation	0.4%	0.4%	2,617	+8.3%	$2.4M
BACBank of Amer Corp	0.4%	0.4%	41,891	-5.2%	$2.4M
GLTRAbrdn Precious Metals Basket	0.4%	0.5%	12,333	-1.6%	$2.2M
CSCOCisco Sys Inc	0.4%	—	18,901	—	$2.2M

What FLC Capital Advisors bought and sold in Q2 2026, against Q1 2026.

New positions

Q1 2026's filing was too long to tell new positions apart.

Added to

IWF Ishares Tr+296.6% shares
VO Vanguard Index Fds+284.1% shares
SPTL Spdr Series Trust+13.2% shares
VCIT Vanguard Scottsdale Fds+10.4% shares
SCHR Schwab Strategic Tr+10.0% shares
BSV Vanguard Bd Index Fds+9.2% shares
VTEC Vanguard Calif Tax Free Fds+8.9% shares
SCHO Schwab Strategic Tr+8.4% shares

Reduced

BRK-B Berkshire Hathaway Inc Del-23.6% shares
AAPL Apple Inc-11.0% shares
IJH Ishares Tr-8.9% shares
IVV Ishares Tr-5.9% shares
BAC Bank of Amer Corp-5.2% shares

Left the top 50

Share counts compared with the Q1 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +13.9% /yr; S&P 500 +20.1%
3 years: +11.4% /yr; S&P 500 +20.4%
5 years: +5.3% /yr; S&P 500 +11.6%

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q2 2026	$609.6M	229
Q1 2026	$551.3M	214
Q4 2025	$541.7M	209
Q3 2025	$516.3M	211
Q2 2025	$483.6M	201
Q1 2025	$445.7M	184
Q4 2024	$434.5M	174
Q3 2024	$433.4M	172
Q2 2024	$406.5M	168
Q1 2024	$395.9M	164
Q4 2023	$371.0M	153
Q3 2023	$330.1M	145

Questions about FLC Capital Advisors's portfolio

What stocks does FLC Capital Advisors own?

FLC Capital Advisors's latest 13F, for Q2 2026 and filed Jul 20, 2026, lists 229 positions worth $609.6M. The largest are Vanguard Index Fds (VTV) at 7.7%, Schwab Strategic Tr (SCHO) at 7.4%, Schwab Strategic Tr (SCHR) at 7.2%, Schwab Strategic Tr (SCHG) at 6.5% and Schwab Strategic Tr (SCHF) at 4.1%.

What did FLC Capital Advisors buy last quarter?

In Q2 2026, FLC Capital Advisors added Ishares Tr (IWF) (+296.6% shares), Vanguard Index Fds (VO) (+284.1% shares) and Spdr Series Trust (SPTL) (+13.2% shares), compared with its Q1 2026 filing.

What did FLC Capital Advisors sell last quarter?

In Q2 2026, FLC Capital Advisors cut from its top 50 Spdr Series Trust (BWX), cut from its top 50 Nextera Energy Inc (NEE), cut from its top 50 Ishares Tr (SUB), Berkshire Hathaway Inc Del (BRK-B) (-23.6% shares), Apple Inc (AAPL) (-11.0% shares) and Ishares Tr (IJH) (-8.9% shares), compared with its Q1 2026 filing.

How has FLC Capital Advisors's portfolio performed?

A portfolio copying FLC Capital Advisors's 20 largest 13F holdings each quarter, from the day each filing was public, returned +11.4% a year over the last 3 years, against +20.4% for the S&P 500. Over 1 year: +13.9% against +20.1%. Over 5 years: +5.3% a year against +11.6%.

When is FLC Capital Advisors's next 13F filing due?

13F filings are due 45 days after each quarter ends. FLC Capital Advisors's filing for the quarter ending Sep 30, 2026 is due by Nov 14, 2026; this page updates the day after it is published.

How much money does FLC Capital Advisors manage?

FLC Capital Advisors reported $822.2M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $609.6M.