Q2 2026 13F · SEC CIK 1727514

Francis Financial, Inc.

Wealth managerFiled 2026-08-10 for Q2 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $609.5M
Reported positions: 131
Top holdings a year, 3 yrs: +13.4%
Assets under management: $803.2M

Francis Financial, Inc. is a wealth manager that reported 131 positions worth $609.5M in its Q2 2026 13F, filed 2026-08-10. Its largest holdings were Vanguard S&p 500 ETF (VOO, 13.9%), Tcw ETF Trust (FLXR, 8.2%), Vanguard Bd Index Fds (BIV, 7.9%). A portfolio copying its top holdings returned 13.4% a year over the last 3 years, against 20.4% for the S&P 500.

Francis Financial, Inc. holdings largest 50 of 131 positions.

Weights are shares of the filer's total reported 13F value, compared with Q1 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Francis Financial, Inc. 13F holdings
Stock	% of 13F value	Q1 2026	Shares	Share change	Reported value
VOOVanguard S&p 500 ETF	13.9%	14.0%	122,978	-2.2%	$84.5M
FLXRTcw ETF Trust	8.2%	8.2%	1,271,353	+13.1%	$49.8M
BIVVanguard Bd Index Fds	7.9%	8.7%	626,906	+3.4%	$48.1M
DFSIDimensional ETF Trust	5.7%	6.0%	767,312	+1.1%	$34.6M
JIREJ P Morgan Exchange Traded F	5.4%	5.5%	396,161	+1.4%	$32.7M
VUGVanguard Indx Fd	5.1%	4.9%	358,024	+487.2%	$30.8M
NBSDNeuberger Berman ETF Trust	4.1%	4.2%	493,314	+9.8%	$24.9M
IVOOVanguard Admiral Fds Inc	3.9%	3.7%	182,027	+3.1%	$23.7M
METAMeta Platforms Inc Class A	3.1%	4.1%	33,904	-11.2%	$19.1M
SPYVSpdr Series Trust	3.1%	2.9%	308,267	+11.3%	$18.7M
IJRIshares Core S&p Small Cap ETF	3.0%	2.8%	122,631	-0.3%	$18.2M
MUNYVanguard Ny Tax Free Fds	2.9%	2.8%	170,398	+13.9%	$17.7M
DSIiShares ESG MSCI KLD 400 ETF	2.1%	2.1%	90,492	-1.2%	$12.9M
VYMVym	2.0%	2.2%	77,743	-4.4%	$12.3M
BGRNIshares Tr	2.0%	2.2%	254,794	+2.6%	$12.1M
SUSBIshares Tr	1.7%	1.9%	410,670	+1.5%	$10.3M
VOVanguard Index Fds	1.3%	1.4%	101,619	+301.4%	$8.2M
NULGNushares ETF Tr	1.3%	1.1%	66,909	-1.0%	$7.8M
FSMBFirst Tr Exch Traded Fd III	1.2%	1.3%	357,852	+0.1%	$7.2M
NVDANvidia Corporation Com	1.2%	1.1%	35,686	+2.0%	$7.1M
AAPLApple Inc	1.2%	1.1%	24,265	+8.2%	$7.0M
GLWCorning Inc.	1.0%	0.6%	23,616	-0.3%	$6.0M
VCEBVanguard World Fd	0.9%	0.8%	88,722	+25.5%	$5.6M
VONEVanguard Scottsdale Fds	0.9%	0.8%	16,268	+16.1%	$5.5M
DFSEDimensional ETF Trust	0.9%	0.8%	109,210	+4.0%	$5.3M
VTIVanguard Index Fds	0.8%	0.9%	13,031	-16.5%	$4.8M
GOOGLAlphabet Inc	0.7%	0.6%	11,951	+7.5%	$4.3M
VTVVanguard Value ETF	0.6%	0.7%	17,870	-2.3%	$3.9M
MUBIshares National Muni Bond ETF	0.6%	0.7%	35,514	-0.6%	$3.8M
DFLVDimensional ETF Trust	0.6%	0.8%	93,491	-20.7%	$3.7M
MGKVanguard World Fd	0.5%	0.4%	37,925	+539.9%	$3.3M
RSPInvesco S&p 500 Equal Weight ETF	0.5%	0.5%	14,374	+3.7%	$3.1M
ESMLIshares Tr	0.5%	0.5%	52,825	-0.4%	$3.0M
VTWOVanguard Scottsdale Fds	0.5%	0.5%	24,073	-7.0%	$2.9M
XJHIshares Tr	0.5%	0.4%	52,629	+0.2%	$2.7M
IVVIshares Core S&p 500 ETF	0.4%	0.4%	3,426	-6.0%	$2.6M
VWOVanguard Intl Equity Index F	0.4%	0.4%	41,917	+3.2%	$2.5M
MSFTMicrosoft Corp	0.4%	0.5%	6,452	-1.9%	$2.4M
AMZNAmazon Com Inc Com	0.4%	0.3%	9,829	+12.0%	$2.3M
GOOGAlphabet Inc	0.3%	0.3%	5,171	+2.3%	$1.8M
DFUVDimensional U.s. Marketwide Val	0.3%	0.3%	30,552	-14.4%	$1.7M
BRK-BBerkshire Hathaway Inc Del	0.3%	0.3%	3,244	+13.4%	$1.6M
NYFIshares Tr	0.3%	0.3%	28,660	+0.0%	$1.5M
AVGOBroadcom Inc	0.2%	0.2%	3,777	+12.0%	$1.4M
SPYSpdr S&p 500 ETF Tr	0.2%	—	1,829	—	$1.4M
JPMJpmorgan Chase & Co	0.2%	0.2%	4,114	+4.5%	$1.3M
DFACDimensional U.s. Core Equity 2	0.2%	0.2%	28,692	-6.5%	$1.3M
JNJJohnson & Johnson	0.2%	—	4,716	—	$1.2M
DFUSDimensional ETF Trust	0.2%	0.2%	14,400	+0.0%	$1.2M
ESGDIshares Msci Eafe Esg	0.2%	—	11,475	—	$1.2M

What Francis Financial, Inc. bought and sold in Q2 2026, against Q1 2026.

New positions

Q1 2026's filing was too long to tell new positions apart.

Added to

MGK Vanguard World Fd+539.9% shares
VUG Vanguard Indx Fd+487.2% shares
VO Vanguard Index Fds+301.4% shares
VCEB Vanguard World Fd+25.5% shares
VONE Vanguard Scottsdale Fds+16.1% shares
MUNY Vanguard Ny Tax Free Fds+13.9% shares
BRK-B Berkshire Hathaway Inc Del+13.4% shares
FLXR Tcw ETF Trust+13.1% shares

Reduced

DFLV Dimensional ETF Trust-20.7% shares
VTI Vanguard Index Fds-16.5% shares
DFUV Dimensional U.s. Marketwide Val-14.4% shares
META Meta Platforms Inc Class A-11.2% shares
VTWO Vanguard Scottsdale Fds-7.0% shares
DFAC Dimensional U.s. Core Equity 2-6.5% shares
IVV Ishares Core S&p 500 ETF-6.0% shares

Left the top 50

Share counts compared with the Q1 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +9.0% /yr; S&P 500 +20.1%
3 years: +13.4% /yr; S&P 500 +20.4%
5 years: +13.3% /yr; S&P 500 +19.3%

A portfolio of the filer's 20 largest 13F positions, weighted by value and rebuilt each quarter on the day the filing became public. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q2 2026	$609.5M	131
Q1 2026	$538.4M	112
Q4 2025	$510.9M	108
Q3 2025	$561.0M	127
Q2 2025	$432.7M	92
Q1 2025	$411.2M	87
Q4 2024	$393.7M	90
Q3 2024	$378.0M	90
Q2 2024	$329.2M	78
Q1 2024	$309.0M	69
Q4 2023	$233.0M	59
Q3 2023	$191.6M	49

Questions about Francis Financial, Inc.'s portfolio

What stocks does Francis Financial, Inc. own?

Francis Financial, Inc.'s latest 13F, for Q2 2026 and filed Aug 10, 2026, lists 131 positions worth $609.5M. The largest are Vanguard S&p 500 ETF (VOO) at 13.9%, Tcw ETF Trust (FLXR) at 8.2%, Vanguard Bd Index Fds (BIV) at 7.9%, Dimensional ETF Trust (DFSI) at 5.7% and J P Morgan Exchange Traded F (JIRE) at 5.4%.

What did Francis Financial, Inc. buy last quarter?

In Q2 2026, Francis Financial, Inc. added Vanguard World Fd (MGK) (+539.9% shares), Vanguard Indx Fd (VUG) (+487.2% shares) and Vanguard Index Fds (VO) (+301.4% shares), compared with its Q1 2026 filing.

What did Francis Financial, Inc. sell last quarter?

In Q2 2026, Francis Financial, Inc. cut from its top 50 Mcdonalds Corp Com (MCD), cut from its top 50 Schwab Strategic Tr (SCMB), cut from its top 50 American Express Co Com (AXP), Dimensional ETF Trust (DFLV) (-20.7% shares), Vanguard Index Fds (VTI) (-16.5% shares) and Dimensional U.s. Marketwide Val (DFUV) (-14.4% shares), compared with its Q1 2026 filing.

How has Francis Financial, Inc.'s portfolio performed?

A portfolio copying Francis Financial, Inc.'s 20 largest 13F holdings each quarter, from the day each filing was public, returned +13.4% a year over the last 3 years, against +20.4% for the S&P 500. Over 1 year: +9.0% against +20.1%. Over 5 years: +13.3% a year against +19.3%.

When is Francis Financial, Inc.'s next 13F filing due?

13F filings are due 45 days after each quarter ends. Francis Financial, Inc.'s filing for the quarter ending Sep 30, 2026 is due by Nov 14, 2026; this page updates the day after it is published.

How much money does Francis Financial, Inc. manage?

Francis Financial, Inc. reported $803.2M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $609.5M.