Q3 2026 13F · SEC CIK 1964535

Great Waters Wealth Management

Wealth managerFiled 2026-10-07 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $1.1B
Reported positions: 131
Top holdings a year, 3 yrs: +12.3%
Assets under management: $1.2B

Great Waters Wealth Management is a wealth manager that reported 131 positions worth $1.1B in its Q3 2026 13F, filed 2026-10-07. Its largest holdings were Dimensional ETF Trust (DFUS, 23.3%), Dimensional ETF Trust (DFAX, 17.8%), Dimensional ETF Trust (DFCF, 15.3%). A portfolio copying its top holdings returned 12.3% a year over the last 3 years, against 20.4% for the S&P 500.

Great Waters Wealth Management holdings largest 50 of 131 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Great Waters Wealth Management 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
DFUSDimensional ETF Trust	23.3%	22.3%	3,114,270	+6.1%	$258.6M
DFAXDimensional ETF Trust	17.8%	17.2%	5,348,513	+5.8%	$198.0M
DFCFDimensional ETF Trust	15.3%	15.0%	4,243,092	+10.7%	$170.2M
DFSDDimensional Short-Duration Fixed Income	8.8%	8.6%	2,114,712	+8.5%	$98.3M
DFASDimensional ETF Trust	8.5%	8.8%	1,227,703	+6.7%	$95.0M
DFATDimensional ETF Trust	5.6%	5.8%	942,310	+6.1%	$62.6M
DFGRDimensional ETF Trust	2.5%	2.6%	1,044,549	+9.8%	$28.3M
BNDVanguard Bd Index Fds	2.1%	2.7%	332,202	-15.5%	$23.3M
DFICDimensional ETF Trust	1.7%	2.0%	491,025	-14.5%	$18.5M
IWMIshares Tr	1.6%	2.0%	64,266	-11.8%	$17.9M
DFACDimensional ETF Trust	1.1%	1.2%	285,686	-1.5%	$12.7M
AAPLApple Inc	0.9%	0.8%	31,173	+1.2%	$10.4M
NVDANvidia Corporation	0.7%	0.6%	34,940	+1.8%	$8.0M
UNHUnitedhealth Group Inc	0.7%	0.8%	20,426	-0.9%	$7.5M
DFAEDimensional ETF Trust	0.6%	0.8%	182,668	-14.5%	$7.2M
MMM3m Co	0.4%	0.4%	24,394	-0.0%	$4.0M
MUMicron Technology Inc	0.3%	0.4%	3,325	+0.2%	$3.5M
MSFTMicrosoft Corp	0.3%	0.2%	5,453	+2.6%	$2.8M
DCIDonaldson Inc	0.2%	0.3%	30,219	+0.0%	$2.6M
SPGMSpdr Index Shs Fds	0.2%	0.2%	30,262	-0.7%	$2.6M
VTEBVanguard Mun Bd Fds	0.2%	0.3%	54,486	-3.9%	$2.6M
SCHDSchwab Strategic Tr	0.2%	0.2%	78,784	+1.9%	$2.6M
SCHBSchwab Strategic Tr	0.2%	0.3%	85,827	-9.6%	$2.5M
IWFIshares Tr	0.2%	0.2%	19,755	-1.3%	$2.5M
EFAIshares Tr	0.2%	0.2%	19,367	-0.6%	$2.0M
IWDIshares Tr	0.2%	0.2%	7,848	-0.1%	$1.9M
AMDAdvanced Micro Devices Inc	0.2%	0.2%	3,093	+0.0%	$1.9M
AMZNAmazon Com Inc	0.2%	0.2%	7,539	+3.6%	$1.9M
ACWIIshares Tr	0.2%	0.2%	11,563	-0.5%	$1.8M
HONHoneywell Intl Inc	0.2%	—	8,118	—	$1.7M
CORPPimco ETF Tr	0.2%	0.2%	18,318	+1.5%	$1.7M
SCHGSchwab Strategic Tr	0.1%	0.1%	46,493	-0.8%	$1.7M
SCHFSchwab Strategic Tr	0.1%	0.2%	60,047	-7.9%	$1.6M
COSTCostco Wholesale Corporation	0.1%	0.2%	1,811	-0.1%	$1.6M
TERTeradyne Inc	0.1%	0.2%	4,000	-0.3%	$1.6M
SPLVInvesco Exch Traded Fd Tr II	0.1%	0.2%	22,654	+0.2%	$1.6M
SRLNSsga Active ETF Tr	0.1%	0.1%	38,410	+1.6%	$1.6M
SPYState Str Spdr S&p 500 ETF T	0.1%	0.1%	1,828	+16.4%	$1.4M
TSLATesla Inc	0.1%	0.2%	3,910	-11.0%	$1.4M
SCHOSchwab Strategic Tr	0.1%	0.1%	55,560	+0.4%	$1.3M
SCHASchwab Strategic Tr	0.1%	0.1%	40,570	-0.1%	$1.3M
HONAHoneywell Aerospace Inc	0.1%	—	8,158	—	$1.3M
SCHMSchwab Strategic Tr	0.1%	0.1%	35,389	-0.6%	$1.2M
MDTMedtronic PLC	0.1%	0.1%	12,571	-6.8%	$1.1M
VGSHVanguard Scottsdale Fds	0.1%	0.1%	18,663	-1.4%	$1.1M
IVVIshares Tr	0.1%	0.1%	1,349	+0.1%	$1.0M
SCHZSchwab Strategic Tr	0.1%	0.1%	42,695	-4.7%	$944K
BRK-BBerkshire Hathaway Inc Del	0.1%	0.1%	1,829	+3.5%	$911K
LLYEli Lilly & Co	0.1%	0.1%	779	-0.3%	$901K
PHBInvesco Exch Traded Fd Tr II	0.1%	—	48,358	—	$843K

What Great Waters Wealth Management bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Added to

SPY State Str Spdr S&p 500 ETF T+16.4% shares
DFCF Dimensional ETF Trust+10.7% shares
DFGR Dimensional ETF Trust+9.8% shares
DFSD Dimensional Short-Duration Fixed Income +8.5% shares
DFAS Dimensional ETF Trust+6.7% shares
DFUS Dimensional ETF Trust+6.1% shares
DFAT Dimensional ETF Trust+6.1% shares
DFAX Dimensional ETF Trust+5.8% shares

Reduced

Left the top 50

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +16.1% /yr; S&P 500 +20.1%
3 years: +12.3% /yr; S&P 500 +20.4%
5 years: —

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$1.1B	131
Q2 2026	$1.1B	127
Q1 2026	$944.9M	121
Q4 2025	$909.0M	117
Q3 2025	$846.4M	114
Q2 2025	$768.9M	110
Q1 2025	$720.8M	103
Q4 2024	$779.3M	112
Q3 2024	$741.6M	110
Q2 2024	$654.8M	104
Q1 2024	$612.3M	99
Q4 2023	$563.8M	96

Questions about Great Waters Wealth Management's portfolio

What stocks does Great Waters Wealth Management own?

Great Waters Wealth Management's latest 13F, for Q3 2026 and filed Oct 7, 2026, lists 131 positions worth $1.1B. The largest are Dimensional ETF Trust (DFUS) at 23.3%, Dimensional ETF Trust (DFAX) at 17.8%, Dimensional ETF Trust (DFCF) at 15.3%, Dimensional Short-Duration Fixed Income (DFSD) at 8.8% and Dimensional ETF Trust (DFAS) at 8.5%.

What did Great Waters Wealth Management buy last quarter?

In Q3 2026, Great Waters Wealth Management added State Str Spdr S&p 500 ETF T (SPY) (+16.4% shares), Dimensional ETF Trust (DFCF) (+10.7% shares) and Dimensional ETF Trust (DFGR) (+9.8% shares), compared with its Q2 2026 filing.

What did Great Waters Wealth Management sell last quarter?

In Q3 2026, Great Waters Wealth Management cut from its top 50 Honeywell Intl. Inc (HON), cut from its top 50 Invesco Qqq Tr (QQQ), cut from its top 50 Trane Technologies PLC (TT), Vanguard Bd Index Fds (BND) (-15.5% shares), Dimensional ETF Trust (DFAE) (-14.5% shares) and Dimensional ETF Trust (DFIC) (-14.5% shares), compared with its Q2 2026 filing.

How has Great Waters Wealth Management's portfolio performed?

A portfolio copying Great Waters Wealth Management's 20 largest 13F holdings each quarter, from the day each filing was public, returned +12.3% a year over the last 3 years, against +20.4% for the S&P 500. Over 1 year: +16.1% against +20.1%.

When is Great Waters Wealth Management's next 13F filing due?

13F filings are due 45 days after each quarter ends. Great Waters Wealth Management's filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.

How much money does Great Waters Wealth Management manage?

Great Waters Wealth Management reported $1.2B of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $1.1B.