Q2 2026 13F · SEC CIK 1730479

Independence Bank of Kentucky

Bank & trustFiled 2026-07-13 for Q2 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $887.6M
Reported positions: 589
Top holdings a year, 3 yrs: +20.3%
Average holding period: 7.0 yrs

Independence Bank of Kentucky is a bank & trust that reported 589 positions worth $887.6M in its Q2 2026 13F, filed 2026-07-13. Its largest holdings were Spdr S&p 500 ETF Tr (SPY, 10.7%), Apple Inc (AAPL, 3.7%), Microsoft Corp (MSFT, 3.5%). A portfolio copying its top holdings returned 20.3% a year over the last 3 years, against 20.4% for the S&P 500.

Independence Bank of Kentucky holdings largest 50 of 589 positions.

Weights are shares of the filer's total reported 13F value, compared with Q1 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Independence Bank of Kentucky 13F holdings
Stock	% of 13F value	Q1 2026	Shares	Share change	Reported value
SPYSpdr S&p 500 ETF Tr	10.7%	10.8%	126,901	-2.8%	$94.8M
AAPLApple Inc	3.7%	3.7%	113,982	-1.8%	$33.0M
MSFTMicrosoft Corp	3.5%	3.8%	83,304	+3.0%	$31.1M
JPMJpmorgan Chase & Co	3.4%	3.5%	92,790	-0.4%	$30.4M
GOOGLAlphabet Inc	3.4%	3.1%	84,951	+0.6%	$30.4M
NVDANvidia Corporation Com	3.2%	3.0%	141,669	+5.6%	$28.3M
VTIVanguard Index Fds	2.6%	2.5%	62,906	+0.3%	$23.3M
AMZNAmazon Com Inc Com	2.6%	2.5%	96,122	+3.4%	$22.9M
AVDEAvantis International Equity ETF	2.1%	2.0%	208,983	+15.0%	$18.6M
LLYLilly Eli & Co	1.9%	1.7%	14,360	+0.5%	$17.2M
VRTVertiv Holdings Co	1.7%	1.5%	45,817	-3.9%	$15.3M
EFAiShs MSCI EAFE	1.5%	1.6%	127,608	-0.8%	$13.3M
VOOVanguard S&p 500 ETF	1.5%	1.4%	19,262	+2.1%	$13.2M
AMDAdvanced Micro Devices Inc	1.3%	0.6%	20,483	-12.8%	$11.9M
VVisa Inc Com Cl A	1.2%	1.2%	31,033	-0.7%	$10.6M
METAMeta Platforms Inc Class A	1.2%	1.3%	18,198	+0.9%	$10.3M
JNJJohnson & Johnson	1.1%	1.2%	39,479	-0.7%	$10.0M
IWRIshares Russell Midcap ETF	1.1%	1.1%	85,740	-4.0%	$9.5M
ABBVAbbvie Inc	1.0%	0.8%	33,967	+13.8%	$8.5M
IWMIshares	0.9%	0.9%	27,712	+1.7%	$8.3M
AVGOBroadcom Inc	0.9%	0.8%	21,226	+2.7%	$8.0M
ASMLAsml Hldg NV	0.9%	0.8%	3,982	-14.0%	$7.9M
AVEMAmerican Centy ETF Tr	0.9%	0.6%	81,226	+39.3%	$7.8M
MUMicron Technology Inc	0.9%	—	6,736	—	$7.8M
PGProcter & Gamble Co Com	0.9%	1.0%	52,509	-2.0%	$7.7M
CVXChevron Corp New	0.8%	1.1%	40,508	-1.0%	$6.7M
OEFIshares S&p 100 ETF	0.7%	0.7%	17,669	-0.2%	$6.5M
VYMVym	0.7%	0.8%	40,656	-1.4%	$6.4M
NFLXNetflix Inc Total	0.7%	0.7%	88,081	+47.8%	$6.3M
QQQInvesco Qqq Tr	0.7%	0.6%	8,439	-1.9%	$6.2M
HDHome Depot Inc Com	0.7%	0.7%	17,550	-2.4%	$6.2M
USMVIshares Msci USA Min Volfctr ETF	0.7%	0.7%	63,882	+0.6%	$6.2M
WMTWalmart Inc	0.7%	0.8%	52,400	-1.0%	$5.9M
GOOGAlphabet Inc	0.6%	0.6%	15,695	-1.4%	$5.5M
XOMExxon Mobil Corp	0.6%	0.9%	39,901	-1.3%	$5.5M
IVVIshares Core S&p 500 ETF	0.6%	0.6%	7,196	-1.0%	$5.4M
PEPPepsico Inc	0.6%	0.7%	37,438	-1.1%	$5.1M
ORCLOracle Corp	0.6%	0.6%	34,161	+0.2%	$5.0M
GNRCGenerac Hldgs Inc	0.5%	—	16,488	—	$4.8M
EEMIshares	0.5%	0.5%	69,085	-0.6%	$4.7M
BRK-BBerkshire Hathaway Inc Del	0.5%	0.6%	9,211	-0.5%	$4.6M
SPGIS&P Global Inc.	0.5%	0.7%	10,928	-12.6%	$4.5M
KOCoca Cola Co	0.5%	0.5%	54,648	-1.6%	$4.4M
MAMastercard Inc.	0.5%	0.5%	8,162	+4.4%	$4.2M
PANWPalo Alto Networks Inc	0.5%	—	12,275	—	$4.2M
WMWaste Mgmt Inc Del	0.5%	0.6%	18,319	-5.1%	$4.1M
IWFIshares Russell 1000 Growth ETF	0.5%	—	32,781	—	$4.1M
ADPAutomatic Data Processing Inc Com	0.4%	0.5%	17,795	-0.4%	$4.0M
MRKMerck & Co. Inc	0.4%	0.5%	30,740	-11.6%	$4.0M
PMPhilip Morris Intl Inc Com	0.4%	0.5%	21,108	-2.1%	$3.8M

What Independence Bank of Kentucky bought and sold in Q2 2026, against Q1 2026.

New positions

Q1 2026's filing was too long to tell new positions apart.

Added to

NFLX Netflix Inc Total+47.8% shares
AVEM American Centy ETF Tr+39.3% shares
AVDE Avantis International Equity ETF+15.0% shares
ABBV Abbvie Inc+13.8% shares
NVDA Nvidia Corporation Com+5.6% shares

Reduced

ASML Asml Hldg NV-14.0% shares
AMD Advanced Micro Devices Inc-12.8% shares
SPGI S&P Global Inc.-12.6% shares
MRK Merck & Co. Inc-11.6% shares
WM Waste Mgmt Inc Del-5.1% shares

Left the top 50

Share counts compared with the Q1 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +20.7% /yr; S&P 500 +20.1%
3 years: +20.3% /yr; S&P 500 +20.4%
5 years: +10.4% /yr; S&P 500 +11.6%

A portfolio of the filer's 20 largest 13F positions, weighted by value and rebuilt each quarter on the day the filing became public. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q2 2026	$887.6M	589
Q1 2026	$789.4M	623
Q4 2025	$803.9M	724
Q3 2025	$778.0M	623
Q2 2025	$705.8M	615
Q1 2025	$639.6M	613
Q4 2024	$649.8M	623
Q3 2024	$465.1M	586
Q2 2024	$377.2M	539
Q1 2024	$333.9M	517
Q4 2023	$284.6M	519
Q3 2023	$236.7M	481

Questions about Independence Bank of Kentucky's portfolio

What stocks does Independence Bank of Kentucky own?

Independence Bank of Kentucky's latest 13F, for Q2 2026 and filed Jul 13, 2026, lists 589 positions worth $887.6M. The largest are Spdr S&p 500 ETF Tr (SPY) at 10.7%, Apple Inc (AAPL) at 3.7%, Microsoft Corp (MSFT) at 3.5%, Jpmorgan Chase & Co (JPM) at 3.4% and Alphabet Inc (GOOGL) at 3.4%.

What did Independence Bank of Kentucky buy last quarter?

In Q2 2026, Independence Bank of Kentucky added Netflix Inc Total (NFLX) (+47.8% shares), American Centy ETF Tr (AVEM) (+39.3% shares) and Avantis International Equity ETF (AVDE) (+15.0% shares), compared with its Q1 2026 filing.

What did Independence Bank of Kentucky sell last quarter?

In Q2 2026, Independence Bank of Kentucky cut from its top 50 Nextera Energy Inc Com (NEE), cut from its top 50 Lowes Cos Inc (LOW), cut from its top 50 Tjx Cos Inc New Com (TJX), cut from its top 50 Spdr Series Trust (SDY), Asml Hldg NV (ASML) (-14.0% shares), Advanced Micro Devices Inc (AMD) (-12.8% shares) and S&P Global Inc. (SPGI) (-12.6% shares), compared with its Q1 2026 filing.

How has Independence Bank of Kentucky's portfolio performed?

A portfolio copying Independence Bank of Kentucky's 20 largest 13F holdings each quarter, from the day each filing was public, returned +20.3% a year over the last 3 years, against +20.4% for the S&P 500. Over 1 year: +20.7% against +20.1%. Over 5 years: +10.4% a year against +11.6%.

When is Independence Bank of Kentucky's next 13F filing due?

13F filings are due 45 days after each quarter ends. Independence Bank of Kentucky's filing for the quarter ending Sep 30, 2026 is due by Nov 14, 2026; this page updates the day after it is published.