Q3 2026 13F · SEC CIK 1908695

Kearns & Associates LLC

Wealth managerFiled 2026-10-09 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $217.6M
Reported positions: 39
Top holdings a year, 3 yrs: +19.6%
Assets under management: $1.2B

Kearns & Associates LLC is a wealth manager that reported 39 positions worth $217.6M in its Q3 2026 13F, filed 2026-10-09. Its largest holdings were Vanguard Index Fds (VTI, 30.3%), Vanguard Index Fds (VOO, 29.0%), Vanguard Ftse Developed Markets Index Fu (VEA, 10.7%). A portfolio copying its top holdings returned 19.6% a year over the last 3 years, against 20.4% for the S&P 500.

Kearns & Associates LLC holdings all 39 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Kearns & Associates LLC 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
VTIVanguard Index Fds	30.3%	30.5%	175,988	-0.2%	$65.9M
VOOVanguard Index Fds	29.0%	28.9%	90,079	-0.2%	$63.1M
VEAVanguard Ftse Developed Markets Index Fu	10.7%	10.9%	328,777	+0.0%	$23.2M
VBVanguard Index Fds	5.1%	5.6%	39,327	-0.1%	$11.2M
VWOVanguard Intl Equity Index F	3.5%	3.5%	127,173	+1.7%	$7.5M
AAPLApple Inc	3.2%	2.8%	20,743	+0.0%	$6.9M
SPYState Str Spdr S&p 500 ETF T	3.2%	3.1%	9,029	+0.0%	$6.9M
RPRXRoyalty Pharma PLC	1.6%	1.5%	58,240	+0.0%	$3.4M
FBNDFidelity Merrimack Str Tr	1.4%	0.8%	68,035	+90.1%	$2.9M
SCHFSchwab Strategic Tr	1.2%	1.2%	95,770	+2.1%	$2.6M
VUGVanguard Index Fds	1.1%	1.0%	25,614	+0.0%	$2.3M
MSFTMicrosoft Corp	1.0%	0.8%	4,305	+0.0%	$2.2M
GOOGLAlphabet Inc	0.8%	0.8%	4,800	+0.0%	$1.7M
GOOGAlphabet Inc	0.8%	0.8%	4,800	+0.0%	$1.6M
IGMIshares Tr	0.6%	0.6%	8,226	+0.0%	$1.4M
PJULInnovator Etfs Trust	0.6%	0.6%	25,755	+0.0%	$1.3M
AMZNAmazon Com Inc	0.5%	0.5%	4,660	+0.0%	$1.2M
VVisa Inc	0.5%	0.5%	3,200	+0.0%	$1.1M
BACBank of Amer Corp	0.5%	0.5%	19,500	+0.0%	$1.1M
SCHESchwab Strategic Tr	0.4%	0.5%	26,648	-0.0%	$971K
GSGoldman Sachs Group Inc	0.4%	0.5%	1,000	+0.0%	$900K
AXPAmerican Express Co	0.4%	0.4%	2,800	+0.0%	$851K
SCHWCharles Schwab Corp (the)	0.4%	0.4%	8,700	-3.3%	$850K
IJRIshares Tr	0.4%	0.4%	5,808	+0.0%	$790K
JPMJpmorgan Chase & Co	0.3%	0.3%	1,967	+0.0%	$651K
TMOThermo Fisher Scientific Inc	0.3%	0.2%	946	+0.0%	$639K
OXYOccidental Pete Corp	0.3%	0.3%	11,368	+0.0%	$629K
JCIJohnson Controls Internation	0.2%	0.2%	3,375	+0.0%	$502K
VNQVanguard Index Fds	0.2%	0.2%	5,251	+0.1%	$472K
IVVIshares Tr	0.2%	0.2%	604	-0.2%	$463K
QCOMQualcomm Inc	0.2%	0.2%	1,905	+0.0%	$351K
EQIXEquinix Inc	0.2%	0.2%	338	+0.0%	$342K
VXUSVanguard Star Fds	0.1%	New	3,308	—	$281K
GLDSpdr Gold Tr	0.1%	0.1%	685	+0.0%	$261K
WFCWells Fargo & Co	0.1%	0.1%	3,200	+0.0%	$256K
IWVIshares Tr	0.1%	0.1%	549	+0.0%	$237K
MSMorgan Stanley	0.1%	0.1%	1,125	-25.0%	$212K
COFCapital One Finl Corp	0.1%	0.1%	1,085	+0.0%	$209K
BKRBaker Hughes Company Cl A	0.1%	0.1%	3,750	+0.0%	$206K

What Kearns & Associates LLC bought and sold in Q3 2026, against Q2 2026.

Share counts compared with the Q2 2026 13F; a split also changes share counts.

How the holdings did against the S&P 500.

1 year: +22.2% /yr; S&P 500 +20.1%
3 years: +19.6% /yr; S&P 500 +20.4%
5 years: +11.8% /yr; S&P 500 +13.0%

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$217.6M	39
Q2 2026	$214.2M	41
Q1 2026	$185.9M	40
Q4 2025	$193.6M	40
Q3 2025	$188.4M	42
Q2 2025	$174.4M	44
Q1 2025	$154.2M	42
Q4 2024	$154.7M	43
Q3 2024	$151.7M	43
Q2 2024	$133.9M	42
Q1 2024	$129.1M	42
Q4 2023	$117.3M	42

Questions about Kearns & Associates LLC's portfolio

What stocks does Kearns & Associates LLC own?

Kearns & Associates LLC's latest 13F, for Q3 2026 and filed Oct 9, 2026, lists 39 positions worth $217.6M. The largest are Vanguard Index Fds (VTI) at 30.3%, Vanguard Index Fds (VOO) at 29.0%, Vanguard Ftse Developed Markets Index Fu (VEA) at 10.7%, Vanguard Index Fds (VB) at 5.1% and Vanguard Intl Equity Index F (VWO) at 3.5%.

What did Kearns & Associates LLC buy last quarter?

In Q3 2026, Kearns & Associates LLC added a new position in Vanguard Star Fds (VXUS) and Fidelity Merrimack Str Tr (FBND) (+90.1% shares), compared with its Q2 2026 filing.

What did Kearns & Associates LLC sell last quarter?

In Q3 2026, Kearns & Associates LLC sold all of Broadcom Inc (AVGO), sold all of Stryker Corporation (SYK), sold all of State Str Spdr S&p Midcap 40 (MDY) and Morgan Stanley (MS) (-25.0% shares), compared with its Q2 2026 filing.

How has Kearns & Associates LLC's portfolio performed?

A portfolio copying Kearns & Associates LLC's 20 largest 13F holdings each quarter, from the day each filing was public, returned +19.6% a year over the last 3 years, against +20.4% for the S&P 500. Over 1 year: +22.2% against +20.1%. Over 5 years: +11.8% a year against +13.0%.

When is Kearns & Associates LLC's next 13F filing due?

13F filings are due 45 days after each quarter ends. Kearns & Associates LLC's filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.

How much money does Kearns & Associates LLC manage?

Kearns & Associates LLC reported $1.2B of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $217.6M.