Q3 2026 13F · SEC CIK 1422508

Montecito Bank & Trust

Bank & trustFiled 2026-10-01 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $660.5M
Reported positions: 272
Top holdings a year, 3 yrs: +18.9%
Average holding period: 6.9 yrs

Montecito Bank & Trust is a bank & trust that reported 272 positions worth $660.5M in its Q3 2026 13F, filed 2026-10-01. Its largest holdings were Nvidia Corporation (NVDA, 5.4%), Ishares Tr (IWF, 5.3%), Microsoft Corp (MSFT, 3.1%). A portfolio copying its top holdings returned 18.9% a year over the last 3 years, against 20.4% for the S&P 500.

Montecito Bank & Trust holdings largest 50 of 272 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Montecito Bank & Trust 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
NVDANvidia Corporation	5.4%	4.8%	155,835	-1.9%	$35.6M
IWFIshares Tr	5.3%	5.3%	282,104	-1.3%	$35.3M
MSFTMicrosoft Corp	3.1%	2.3%	40,538	-0.6%	$20.8M
IVVIshares Tr	3.0%	2.9%	25,725	-0.2%	$19.7M
VGSHVanguard Scottsdale Fds	2.2%	2.1%	253,374	+2.7%	$14.6M
AGGIshares Tr	2.2%	2.2%	152,156	+0.8%	$14.4M
BIVVanguard Bd Index Fds	2.2%	2.3%	195,276	-1.2%	$14.2M
GOOGLAlphabet Inc	2.1%	2.2%	40,938	-0.3%	$14.1M
SPYState Str Spdr S&p 500 ETF T	2.1%	2.1%	18,450	-3.2%	$14.1M
IEFAIshares Tr	2.1%	2.1%	144,007	+0.5%	$14.0M
IJHIshares Tr	1.8%	1.9%	168,726	+1.0%	$12.1M
QUALIshares Tr	1.8%	1.8%	53,154	-1.2%	$11.8M
IWDIshares Tr	1.7%	1.7%	46,442	-0.4%	$11.5M
GOVTIshares Tr	1.6%	1.6%	482,821	+0.1%	$10.6M
LLYEli Lilly & Co	1.6%	1.6%	9,033	-0.1%	$10.5M
KOCoca Cola Co	1.4%	1.3%	104,918	-0.4%	$9.0M
JPMJpmorgan Chase & Co	1.3%	1.3%	25,796	-0.3%	$8.5M
VIGIVanguard Whitehall Fds	1.2%	1.2%	87,035	-0.4%	$8.2M
ABBVAbbvie Inc	1.2%	1.1%	29,498	+0.1%	$7.7M
EFVIshares Tr	1.2%	1.1%	96,467	-1.3%	$7.6M
EMXCIshares Inc	1.1%	1.1%	74,980	+1.3%	$7.4M
IYWIshares Tr	1.1%	1.0%	27,332	+0.3%	$7.2M
VCSHVanguard Scottsdale Fds	1.1%	1.1%	92,833	+0.5%	$7.2M
COSTCostco Wholesale Corporation	1.1%	1.1%	7,619	-0.4%	$6.9M
TFLOIshares Tr	1.0%	1.0%	135,668	+2.1%	$6.9M
IJRIshares Tr	0.9%	1.0%	46,080	+3.1%	$6.3M
QQQInvesco Qqq Tr	0.9%	0.9%	8,461	-0.1%	$6.3M
CVXChevron Corporation	0.9%	0.7%	29,833	-0.7%	$6.1M
AVGOBroadcom Inc	0.9%	0.9%	16,436	-0.5%	$5.8M
MUMicron Technology Inc	0.9%	0.9%	5,414	+0.3%	$5.8M
NEARIshares U S ETF Tr	0.8%	0.9%	112,608	+0.2%	$5.6M
CWISpdr Index Shs Fds	0.8%	0.8%	130,684	+0.5%	$5.3M
VVisa Inc	0.8%	0.7%	14,361	+0.6%	$5.2M
VGITVanguard Scottsdale Fds	0.8%	0.8%	90,549	-2.8%	$5.1M
GOOGAlphabet Inc	0.8%	0.8%	14,596	+1.1%	$5.0M
ITOTIshares Tr	0.7%	0.7%	27,601	-1.0%	$4.6M
JNJJohnson & Johnson	0.7%	0.6%	17,058	-0.2%	$4.5M
USMVIshares Tr	0.7%	0.7%	45,269	-0.2%	$4.4M
JPIEJpmorgan Income ETF	0.6%	0.6%	95,261	+1.1%	$4.3M
TSMTaiwan Semiconductor Manufac	0.6%	0.7%	9,302	-2.6%	$4.2M
CSCOCisco Sys Inc	0.6%	0.7%	37,981	-0.2%	$4.1M
VYMIVanguard Whitehall Fds	0.6%	0.6%	39,556	+0.8%	$4.0M
IWOIshares Tr	0.6%	0.7%	10,996	-3.0%	$3.9M
VEAVanguard Ftse Developed Markets Index Fu	0.6%	0.6%	55,095	+1.5%	$3.9M
PGProcter & Gamble Co	0.6%	0.6%	26,176	-0.8%	$3.8M
IUSBIshares Tr	0.6%	0.6%	84,275	+2.8%	$3.7M
IVWIshares Tr	0.5%	—	25,254	—	$3.6M
VOOVanguard Index Fds	0.5%	1.4%	4,896	-64.9%	$3.4M
VYMVanguard Whitehall Fds	0.5%	—	20,808	—	$3.2M
TTTrane Technologies PLC	0.5%	—	6,878	—	$3.1M

What Montecito Bank & Trust bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Added to

No position grew by more than 5%.

Reduced

VOO Vanguard Index Fds-64.9% shares

Left the top 50

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +15.1% /yr; S&P 500 +20.1%
3 years: +18.9% /yr; S&P 500 +20.4%
5 years: +9.9% /yr; S&P 500 +11.6%

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$660.5M	272
Q2 2026	$668.4M	271
Q1 2026	$607.3M	266
Q4 2025	$627.3M	265
Q3 2025	$643.9M	274
Q1 2025	$564.9M	279
Q4 2024	$577.3M	274
Q3 2024	$586.9M	279
Q2 2024	$491.6M	259
Q1 2024	$500.0M	264
Q4 2023	$465.0M	249
Q3 2023	$426.7M	241

Questions about Montecito Bank & Trust's portfolio

What stocks does Montecito Bank & Trust own?

Montecito Bank & Trust's latest 13F, for Q3 2026 and filed Oct 1, 2026, lists 272 positions worth $660.5M. The largest are Nvidia Corporation (NVDA) at 5.4%, Ishares Tr (IWF) at 5.3%, Microsoft Corp (MSFT) at 3.1%, Ishares Tr (IVV) at 3.0% and Vanguard Scottsdale Fds (VGSH) at 2.2%.

What did Montecito Bank & Trust buy last quarter?

Montecito Bank & Trust opened no new positions and grew none by more than 5% among its largest holdings in Q3 2026.

What did Montecito Bank & Trust sell last quarter?

In Q3 2026, Montecito Bank & Trust cut from its top 50 Kla Corp (KLAC), cut from its top 50 Exxon Mobil Corp (XOM), cut from its top 50 Caterpillar Inc (CAT) and Vanguard Index Fds (VOO) (-64.9% shares), compared with its Q2 2026 filing.

How has Montecito Bank & Trust's portfolio performed?

A portfolio copying Montecito Bank & Trust's 20 largest 13F holdings each quarter, from the day each filing was public, returned +18.9% a year over the last 3 years, against +20.4% for the S&P 500. Over 1 year: +15.1% against +20.1%. Over 5 years: +9.9% a year against +11.6%.

When is Montecito Bank & Trust's next 13F filing due?

13F filings are due 45 days after each quarter ends. Montecito Bank & Trust's filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.