Q2 2026 13F · SEC CIK 2056037

Prepared Retirement Institute LLC

Wealth managerFiled 2026-08-10 for Q2 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $234.9M
Reported positions: 94
Holdings vs S&P 500, 3 yrs: —
Assets under management: $307.6M

Prepared Retirement Institute LLC is a wealth manager that reported 94 positions worth $234.9M in its Q2 2026 13F, filed 2026-08-10. Its largest holdings were Vanguard Dividend Appreciation ETF (VIG, 12.1%), Schwab Strategic Tr (SCHD, 7.7%), Fidelity Enhanced Large Cap Growth ETF T (FELG, 7.2%).

Prepared Retirement Institute LLC holdings largest 50 of 94 positions.

Weights are shares of the filer's total reported 13F value, compared with Q1 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Prepared Retirement Institute LLC 13F holdings
Stock	% of 13F value	Q1 2026	Shares	Share change	Reported value
VIGVanguard Dividend Appreciation ETF	12.1%	12.3%	119,642	+3.9%	$28.3M
SCHDSchwab Strategic Tr	7.7%	8.9%	569,163	-2.4%	$18.0M
FELGFidelity Enhanced Large Cap Growth ETF T	7.2%	7.4%	384,328	-3.1%	$16.8M
VTIVanguard Index Fds	7.1%	5.2%	44,970	+37.8%	$16.6M
IHDGWisdomtree Tr	5.9%	6.4%	263,132	-2.1%	$13.8M
CMBSIshares Tr	5.4%	6.2%	261,927	+2.0%	$12.7M
SPYGSpdr Series Trust	4.5%	4.3%	88,035	-1.2%	$10.5M
VCITVanguard Scottsdale Fds	4.4%	4.4%	123,736	+16.1%	$10.2M
BNDVanguard Total Bond Market ETF	3.7%	4.3%	117,220	-0.5%	$8.6M
FLQHFranklin Templeton ETF Tr	3.6%	3.5%	196,385	+11.5%	$8.4M
VBVanguard Indx Fd	3.5%	3.6%	27,121	-3.2%	$8.2M
FALNIshares Tr	3.1%	3.5%	268,819	+0.9%	$7.3M
VOOVanguard S&p 500 ETF	2.7%	2.7%	9,097	-0.5%	$6.2M
SHYiShs Lehman 1-3Tsy	1.9%	2.2%	53,235	-0.1%	$4.4M
DIVBIshares Tr	1.8%	1.6%	68,554	+13.1%	$4.2M
IAGGiShares International Aggregate Bond Fun	1.2%	1.2%	56,895	+16.0%	$2.9M
MSFTMicrosoft Corp	1.1%	1.3%	7,149	+0.1%	$2.7M
AVLVAmerican Centy Tr ETF Avantis U S Large	1.1%	—	27,674	—	$2.5M
IDEVIshares Tr	0.9%	—	23,779	—	$2.1M
SVALIshares Tr	0.9%	0.8%	48,177	+11.6%	$2.0M
UDIVFranklin Templeton ETF Tr	0.8%	0.8%	32,291	+2.6%	$1.9M
VUGVanguard Indx Fd	0.8%	0.8%	22,427	+499.7%	$1.9M
SMMDIshares Tr	0.8%	—	20,344	—	$1.9M
AAPLApple Inc	0.8%	0.8%	6,343	-0.0%	$1.8M
ITAIshares U.s. Aerospace & Defense ETF	0.8%	0.8%	7,528	-2.5%	$1.8M
CUSDTrust for Professional Manag	0.8%	0.9%	91,765	+0.1%	$1.8M
PFFDGlobal X Fds	0.7%	0.8%	89,174	-0.7%	$1.7M
DVYiShares Select Dividend ETF Total	0.7%	0.6%	9,995	+19.4%	$1.6M
ABBVAbbvie Inc	0.6%	0.6%	5,962	+0.1%	$1.5M
XOMExxon Mobil Corp	0.5%	0.6%	9,279	+25.4%	$1.3M
SPYSpdr S&p 500 ETF Tr	0.5%	0.5%	1,462	+2.3%	$1.1M
CIBRFirst Tr Exchange-Traded Fd	0.5%	0.3%	12,130	+8.3%	$1.1M
NVDANvidia Corporation Com	0.5%	0.5%	5,373	+0.1%	$1.1M
RDVYFirst Trust Rising Dividend Achievers Et	0.4%	0.4%	12,852	+1.3%	$1.0M
IVVIshares Core S&p 500 ETF	0.4%	0.5%	1,384	-0.7%	$1.0M
AVEMAmerican Centy ETF Tr	0.4%	—	10,350	—	$999K
MRKMerck & Co. Inc	0.4%	0.5%	7,753	+0.1%	$996K
TELTe Connectivity PLC	0.4%	0.5%	4,886	+0.0%	$985K
USIGiShares Broad USD Invm Grd Cor	0.4%	—	16,500	—	$846K
VCSHVanguard Scottsdale Fds	0.4%	0.4%	10,578	-1.6%	$836K
RSPInvesco S&p 500 Equal Weight ETF	0.4%	0.4%	3,903	+0.3%	$830K
XLFSelect Sector Spdr Tr	0.3%	0.3%	14,106	-1.2%	$756K
ALLAllstate Corp	0.3%	0.3%	2,847	+0.0%	$677K
JNJJohnson & Johnson	0.3%	0.3%	2,641	+2.6%	$671K
SCHBSchwb US Broad	0.3%	0.3%	21,795	+0.3%	$631K
VXUSVanguard Star Fds Vanguard Total Intl St	0.3%	0.3%	7,322	+0.1%	$626K
GOOGAlphabet Inc	0.3%	0.2%	1,689	+0.0%	$597K
DGROIshares Core Dividend Growth ETF	0.3%	0.3%	7,752	-9.8%	$588K
JPMJpmorgan Chase & Co	0.2%	—	1,655	—	$542K
TSLATesla Inc Com	0.2%	—	1,263	—	$531K

What Prepared Retirement Institute LLC bought and sold in Q2 2026, against Q1 2026.

New positions

Q1 2026's filing was too long to tell new positions apart.

Share counts compared with the Q1 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +12.6% /yr; S&P 500 +20.1%
3 years: —
5 years: —

A portfolio of the filer's 20 largest 13F positions, weighted by value and rebuilt each quarter on the day the filing became public. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q2 2026	$234.9M	94
Q1 2026	$201.5M	79
Q4 2025	$198.7M	80
Q3 2025	$191.8M	84
Q2 2025	$169.7M	86
Q1 2025	$156.7M	85
Q4 2024	$175.2M	79
Q3 2024	$165.2M	80

Questions about Prepared Retirement Institute LLC's portfolio

What stocks does Prepared Retirement Institute LLC own?

Prepared Retirement Institute LLC's latest 13F, for Q2 2026 and filed Aug 10, 2026, lists 94 positions worth $234.9M. The largest are Vanguard Dividend Appreciation ETF (VIG) at 12.1%, Schwab Strategic Tr (SCHD) at 7.7%, Fidelity Enhanced Large Cap Growth ETF T (FELG) at 7.2%, Vanguard Index Fds (VTI) at 7.1% and Wisdomtree Tr (IHDG) at 5.9%.

What did Prepared Retirement Institute LLC buy last quarter?

In Q2 2026, Prepared Retirement Institute LLC added Vanguard Indx Fd (VUG) (+499.7% shares), Vanguard Index Fds (VTI) (+37.8% shares) and Exxon Mobil Corp (XOM) (+25.4% shares), compared with its Q1 2026 filing.

What did Prepared Retirement Institute LLC sell last quarter?

In Q2 2026, Prepared Retirement Institute LLC cut from its top 50 Strategy Inc (MSTR), cut from its top 50 Spdr Gold Shares (GLD), cut from its top 50 Capital Group Core Balanced (CGBL), cut from its top 50 Ishares Silver Tr (SLV), cut from its top 50 Vanguard Intl Equity Index F (VGK) and Ishares Core Dividend Growth ETF (DGRO) (-9.8% shares), compared with its Q1 2026 filing.

When is Prepared Retirement Institute LLC's next 13F filing due?

13F filings are due 45 days after each quarter ends. Prepared Retirement Institute LLC's filing for the quarter ending Sep 30, 2026 is due by Nov 14, 2026; this page updates the day after it is published.

How much money does Prepared Retirement Institute LLC manage?

Prepared Retirement Institute LLC reported $307.6M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $234.9M.