Q2 2026 13F · SEC CIK 1963347

RCS Financial Planning, LLC

Wealth managerFiled 2026-07-22 for Q2 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $211.2M
Reported positions: 102
Top holdings a year, 3 yrs: +11.8%
Assets under management: $281.0M

RCS Financial Planning, LLC is a wealth manager that reported 102 positions worth $211.2M in its Q2 2026 13F, filed 2026-07-22. Its largest holdings were Dimensional U.s. Core Equity 2 (DFAC, 14.7%), Dimensional ETF Trust (DFCF, 8.3%), Fidelity Merrimack Str Tr (FBND, 8.0%). A portfolio copying its top holdings returned 11.8% a year over the last 3 years, against 20.4% for the S&P 500.

RCS Financial Planning, LLC holdings largest 50 of 102 positions.

Weights are shares of the filer's total reported 13F value, compared with Q1 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

RCS Financial Planning, LLC 13F holdings
Stock	% of 13F value	Q1 2026	Shares	Share change	Reported value
DFACDimensional U.s. Core Equity 2	14.7%	13.8%	698,638	+2.3%	$31.0M
DFCFDimensional ETF Trust	8.3%	9.0%	413,979	+0.4%	$17.5M
FBNDFidelity Merrimack Str Tr	8.0%	8.7%	371,465	+0.9%	$17.0M
DFSVDfa U.s. Small Cap Value ETF	5.5%	5.4%	301,701	+1.9%	$11.7M
DFICDfa Dimensional Intl Core Equit	5.4%	5.6%	306,958	+1.0%	$11.4M
DUHPDimensional ETF Trust	5.3%	4.9%	266,126	+2.9%	$11.1M
DFSDDimensional ETF Trust	3.6%	4.0%	160,545	-1.2%	$7.7M
DFEMDimensional	3.0%	2.9%	155,509	-4.0%	$6.3M
FLDRFidelity Merrimack Str Tr	3.0%	3.2%	125,130	+1.8%	$6.3M
CRWDCrowdstrike Hldgs Inc Class A	2.4%	1.6%	6,608	-15.7%	$5.0M
VTEBVanguard Tx Ex Bd	2.3%	2.4%	94,979	+1.0%	$4.8M
VUGVanguard Indx Fd	1.9%	1.8%	46,788	+494.5%	$4.0M
IVVIshares Core S&p 500 ETF	1.9%	1.5%	5,337	+19.3%	$4.0M
AAPLApple Inc	1.8%	1.7%	13,374	+1.9%	$3.9M
AVDVAvantis International Small Cap Value Et	1.5%	1.6%	29,877	-0.3%	$3.1M
VTVVanguard Value ETF	1.3%	1.3%	12,711	+0.1%	$2.8M
DFAUDimensional US Core Equity Market ETF	1.2%	1.2%	50,501	-0.4%	$2.6M
MUBIshares National Muni Bond ETF	1.2%	1.3%	23,025	-1.2%	$2.5M
VEAVanguard Tax-Managed Fds	1.0%	1.1%	30,855	-5.7%	$2.2M
DFARDimensional ETF Trust	0.9%	0.8%	69,786	+2.0%	$1.8M
ESGUIshares Msci Usa Esg	0.8%	0.8%	10,260	-3.6%	$1.7M
IUSBIshares Core Universal Usd Bond ETF	0.7%	0.7%	33,269	+19.4%	$1.5M
SUBIshares Tr	0.7%	0.7%	13,541	+1.9%	$1.4M
BSVVanguard Bd Index Fds Vanguard Short Ter	0.7%	0.7%	18,496	+12.4%	$1.4M
SUSCIshares Tr	0.6%	0.6%	58,299	+7.8%	$1.3M
QUALIshares Msci USA Quality Factor ETF	0.6%	0.8%	6,108	-19.1%	$1.3M
LCTUiShares U.S. Carbon Transition Readiness	0.6%	0.6%	15,806	-3.2%	$1.3M
IVWIshares	0.6%	0.5%	8,837	-2.9%	$1.2M
FSECFidelity Investment Grade Securitized Et	0.6%	0.6%	27,097	+0.1%	$1.2M
DYNFIshares U.s. Equity Factor Rotation Acti	0.6%	0.5%	17,362	-4.4%	$1.2M
DFAEDimensional ETF Trust	0.5%	0.5%	26,199	-5.1%	$1.1M
EAGGIshares Tr	0.5%	0.5%	22,013	+7.2%	$1.0M
SCHFSchwab Intl Equity	0.5%	0.5%	37,376	-1.6%	$1.0M
SCHGSchwab U.s. Large-Cap Growth ETF	0.5%	0.5%	30,012	+0.0%	$1.0M
VTIVanguard Index Fds	0.5%	0.5%	2,718	-8.1%	$1.0M
FIVAFidelity Covington Trust	0.5%	0.4%	25,944	+26.3%	$999K
VWOVanguard Intl Equity Index F	0.5%	0.5%	16,731	-1.6%	$999K
IVEIshares S&p 500 Value ETF	0.5%	0.5%	4,344	-10.5%	$986K
VVVanguard Inx Lrg	0.5%	0.4%	2,781	+0.0%	$956K
DISVDimensional ETF Trust	0.4%	0.5%	23,502	-3.0%	$943K
IEFAIshares Core Msci Eafe ETF	0.4%	0.4%	9,526	-0.3%	$920K
AVUVAvantis US Small Cap Value ETF	0.4%	0.4%	7,262	-1.5%	$906K
IEMGIshares	0.4%	0.5%	10,860	-14.1%	$900K
EFVIshares Tr	0.4%	0.6%	11,678	-26.3%	$894K
FDRRFidelity Dividend ETF for Rising Rates T	0.4%	0.4%	13,637	-1.1%	$885K
EFGIshares Tr	0.4%	0.4%	7,023	+0.2%	$874K
SCHZSchwab Strategic Tr	0.4%	0.4%	35,174	+2.1%	$814K
FDMOFidelity Covington Trust	0.4%	—	7,983	—	$787K
DCORDimensional ETF Trust	0.4%	—	9,258	—	$759K
DSIiShares ESG MSCI KLD 400 ETF	0.4%	—	5,324	—	$758K

What RCS Financial Planning, LLC bought and sold in Q2 2026, against Q1 2026.

New positions

Q1 2026's filing was too long to tell new positions apart.

Added to

VUG Vanguard Indx Fd+494.5% shares
FIVA Fidelity Covington Trust+26.3% shares
IUSB Ishares Core Universal Usd Bond ETF+19.4% shares
IVV Ishares Core S&p 500 ETF+19.3% shares
BSV Vanguard Bd Index Fds Vanguard Short Ter+12.4% shares
SUSC Ishares Tr+7.8% shares
EAGG Ishares Tr+7.2% shares

Reduced

EFV Ishares Tr-26.3% shares
QUAL Ishares Msci USA Quality Factor ETF-19.1% shares
CRWD Crowdstrike Hldgs Inc Class A-15.7% shares
IEMG Ishares-14.1% shares
IVE Ishares S&p 500 Value ETF-10.5% shares
VTI Vanguard Index Fds-8.1% shares
VEA Vanguard Tax-Managed Fds-5.7% shares
DFAE Dimensional ETF Trust-5.1% shares

Left the top 50

Share counts compared with the Q1 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +13.9% /yr; S&P 500 +20.1%
3 years: +11.8% /yr; S&P 500 +20.4%
5 years: —

A portfolio of the filer's 20 largest 13F positions, weighted by value and rebuilt each quarter on the day the filing became public. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q2 2026	$211.2M	102
Q1 2026	$192.8M	98
Q4 2025	$232.0M	90
Q3 2025	$225.8M	92
Q2 2025	$201.1M	83
Q1 2025	$189.5M	76
Q4 2024	$187.9M	77
Q3 2024	$180.1M	68
Q2 2024	$169.6M	69
Q1 2024	$162.5M	69
Q4 2023	$152.8M	63
Q3 2023	$130.9M	60

Questions about RCS Financial Planning, LLC's portfolio

What stocks does RCS Financial Planning, LLC own?

RCS Financial Planning, LLC's latest 13F, for Q2 2026 and filed Jul 22, 2026, lists 102 positions worth $211.2M. The largest are Dimensional U.s. Core Equity 2 (DFAC) at 14.7%, Dimensional ETF Trust (DFCF) at 8.3%, Fidelity Merrimack Str Tr (FBND) at 8.0%, Dfa U.s. Small Cap Value ETF (DFSV) at 5.5% and Dfa Dimensional Intl Core Equit (DFIC) at 5.4%.

What did RCS Financial Planning, LLC buy last quarter?

In Q2 2026, RCS Financial Planning, LLC added Vanguard Indx Fd (VUG) (+494.5% shares), Fidelity Covington Trust (FIVA) (+26.3% shares) and Ishares Core Universal Usd Bond ETF (IUSB) (+19.4% shares), compared with its Q1 2026 filing.

What did RCS Financial Planning, LLC sell last quarter?

In Q2 2026, RCS Financial Planning, LLC cut from its top 50 Fidelity Covington Trust (FDEV), cut from its top 50 Fidelity Merrimack Str Tr (FCOR), cut from its top 50 Vanguard Charlotte Fds (BNDX), Ishares Tr (EFV) (-26.3% shares), Ishares Msci USA Quality Factor ETF (QUAL) (-19.1% shares) and Crowdstrike Hldgs Inc Class A (CRWD) (-15.7% shares), compared with its Q1 2026 filing.

How has RCS Financial Planning, LLC's portfolio performed?

A portfolio copying RCS Financial Planning, LLC's 20 largest 13F holdings each quarter, from the day each filing was public, returned +11.8% a year over the last 3 years, against +20.4% for the S&P 500. Over 1 year: +13.9% against +20.1%.

When is RCS Financial Planning, LLC's next 13F filing due?

13F filings are due 45 days after each quarter ends. RCS Financial Planning, LLC's filing for the quarter ending Sep 30, 2026 is due by Nov 14, 2026; this page updates the day after it is published.

How much money does RCS Financial Planning, LLC manage?

RCS Financial Planning, LLC reported $281.0M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $211.2M.