Q1 2026 13F · SEC CIK 2110687
Reality Financial Planning Services, LLC
Wealth managerFiled 2026-04-24 for Q1 2026. Open the filing ↗ · All SEC filings ↗
- Reported 13F value
- $103.6M
- Reported positions
- 20
- Holdings vs S&P 500, 3 yrs
- —
- Assets under management
- $125.9M
Reality Financial Planning Services, LLC is a wealth manager that reported 20 positions worth $103.6M in its Q1 2026 13F, filed 2026-04-24. Its largest holdings were Vanguard Index Fds (VTI, 21.5%), Vym (VYM, 16.8%), Vanguard Dividend Appreciation ETF (VIG, 16.7%).
Reality Financial Planning Services, LLC holdings all 20 positions.
Weights are shares of the filer's total reported 13F value, compared with Q4 2025. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.
| Stock | % of 13F value | Share change | Reported value |
|---|---|---|---|
| VTIVanguard Index Fds | 21.5% | -1.6% | $22.3M |
| VYMVym | 16.8% | -0.3% | $17.4M |
| VIGVanguard Dividend Appreciation ETF | 16.7% | -0.0% | $17.3M |
| IVVIshares Core S&p 500 ETF | 8.1% | -2.6% | $8.4M |
| BNDVanguard Total Bond Market ETF | 7.4% | -1.4% | $7.7M |
| USFRWisdomtree Tr | 6.9% | +11.3% | $7.2M |
| VPUVanguard World Fd | 3.6% | +8.2% | $3.8M |
| USMVIshares Msci USA Min Volfctr ETF | 3.3% | +6.9% | $3.5M |
| VOOVanguard S&p 500 ETF | 3.1% | -0.6% | $3.2M |
| QQQInvesco Qqq Tr | 3.1% | -3.4% | $3.2M |
| VXUSVanguard Star Fds Vanguard Total Intl St | 2.7% | +5.9% | $2.8M |
| SCHOSchwab Short-Term U.S. Treasury ETF | 1.6% | +14.2% | $1.6M |
| SDYSpdr Series Trust | 1.0% | -4.3% | $1.1M |
| VNQVanguard Real Estate ETF | 0.9% | -5.6% | $968K |
| DVYiShares Select Dividend ETF Total | 0.9% | +0.0% | $953K |
| MUNIInter Mun Bd Act | 0.7% | +20.5% | $708K |
| QQQMInvesco Nasdaq 100 ETF | 0.7% | +1.2% | $705K |
| AAPLApple Inc | 0.3% | +0.0% | $336K |
| JPMJpmorgan Chase & Co | 0.3% | +0.0% | $324K |
| MSFTMicrosoft Corp | 0.2% | -1.5% | $221K |
What Reality Financial Planning Services, LLC bought and sold in Q1 2026, against Q4 2025.
New positions
No new positions among the largest holdings.
Added to
- MUNI Inter Mun Bd Act+20.5% shares
- SCHO Schwab Short-Term U.S. Treasury ETF+14.2% shares
- USFR Wisdomtree Tr+11.3% shares
- VPU Vanguard World Fd+8.2% shares
- USMV Ishares Msci USA Min Volfctr ETF+6.9% shares
- VXUS Vanguard Star Fds Vanguard Total Intl St+5.9% shares
Reduced
- VNQ Vanguard Real Estate ETF-5.6% shares
Sold out
Nothing sold out.
Share counts compared with the Q4 2025 13F; a split also changes share counts.
How the holdings did against the S&P 500.
- 1 year
- —
- 3 years
- —
- 5 years
- —
A portfolio of the filer's 20 largest 13F positions, weighted by value and rebuilt each quarter on the day the filing became public. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.
Reported 13F value by quarter.
| Quarter | 13F value | Positions |
|---|---|---|
| Q1 2026 | $103.6M | 20 |
| Q4 2025 | $104.4M | 20 |
Questions about Reality Financial Planning Services, LLC's portfolio
What stocks does Reality Financial Planning Services, LLC own?
Reality Financial Planning Services, LLC's latest 13F, for Q1 2026 and filed Apr 24, 2026, lists 20 positions worth $103.6M. The largest are Vanguard Index Fds (VTI) at 21.5%, Vym (VYM) at 16.8%, Vanguard Dividend Appreciation ETF (VIG) at 16.7%, Ishares Core S&p 500 ETF (IVV) at 8.1% and Vanguard Total Bond Market ETF (BND) at 7.4%.
What did Reality Financial Planning Services, LLC buy last quarter?
In Q1 2026, Reality Financial Planning Services, LLC added Inter Mun Bd Act (MUNI) (+20.5% shares), Schwab Short-Term U.S. Treasury ETF (SCHO) (+14.2% shares) and Wisdomtree Tr (USFR) (+11.3% shares), compared with its Q4 2025 filing.
What did Reality Financial Planning Services, LLC sell last quarter?
In Q1 2026, Reality Financial Planning Services, LLC Vanguard Real Estate ETF (VNQ) (-5.6% shares), compared with its Q4 2025 filing.
When is Reality Financial Planning Services, LLC's next 13F filing due?
13F filings are due 45 days after each quarter ends. Reality Financial Planning Services, LLC's filing for the quarter ending Jun 30, 2026 was due by Aug 14, 2026; this page updates once it is processed.
How much money does Reality Financial Planning Services, LLC manage?
Reality Financial Planning Services, LLC reported $125.9M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $103.6M.