Q1 2026 13F · SEC CIK 1910488

Red Tortoise LLC

Investment managerFiled 2026-04-21 for Q1 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $238.1M
Reported positions: 590
Top holdings a year, 3 yrs: +15.1%
Average holding period: 4.3 yrs

Red Tortoise LLC is an investment manager that reported 590 positions worth $238.1M in its Q1 2026 13F, filed 2026-04-21. Its largest holdings were Schwab Intl Equity (SCHF, 11.9%), Schwab Strategic Tr (FNDF, 9.4%), Ishares Core S&p 500 ETF (IVV, 5.2%). A portfolio copying its top holdings returned 15.1% a year over the last 3 years, against 20.4% for the S&P 500.

Red Tortoise LLC holdings largest 50 of 590 positions.

Weights are shares of the filer's total reported 13F value, compared with Q4 2025. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Red Tortoise LLC 13F holdings
Stock	% of 13F value	Q4 2025	Shares	Share change	Reported value
SCHFSchwab Intl Equity	11.9%	11.8%	1,149,146	+0.7%	$28.4M
FNDFSchwab Strategic Tr	9.4%	8.9%	456,225	-0.3%	$22.3M
IVVIshares Core S&p 500 ETF	5.2%	5.6%	18,891	-0.9%	$12.3M
SCHESchwab Strategic Tr	4.3%	4.4%	308,145	-2.1%	$10.2M
IEFAIshares Core Msci Eafe ETF	3.5%	3.7%	92,305	-3.2%	$8.4M
VGLTVanguard Long-Term Treasury ETF Total	3.2%	3.5%	139,542	-4.7%	$7.7M
SCHXSchwab Stratgc Tr	3.1%	3.3%	286,631	+0.6%	$7.3M
FNDXSchwab Strategic Tr	3.0%	3.0%	254,175	-0.7%	$7.1M
IWDIshares Russell 1000 Value ETF	2.7%	2.7%	30,137	+0.3%	$6.4M
SCHOSchwab Short-Term U.S. Treasury ETF	2.7%	2.4%	264,983	+15.4%	$6.4M
VTVVanguard Value ETF	2.3%	2.3%	28,037	-0.5%	$5.5M
DGROIshares Core Dividend Growth ETF	2.2%	2.2%	75,221	-0.3%	$5.3M
QUALIshares Msci USA Quality Factor ETF	2.0%	2.2%	25,217	-1.8%	$4.8M
VEAVanguard Tax-Managed Fds	1.9%	1.9%	70,848	-0.2%	$4.5M
BNDVanguard Total Bond Market ETF	1.9%	0.8%	61,158	+152.5%	$4.5M
SPYVSpdr Series Trust	1.7%	1.7%	70,838	+0.3%	$4.0M
SCHZSchwab Strategic Tr	1.4%	1.3%	148,447	+14.4%	$3.4M
SCHPSchwab Strategic Tr	1.4%	1.4%	122,832	-0.2%	$3.3M
ACWXIshares Tr	1.4%	1.4%	47,050	+0.0%	$3.2M
IWBIshares Russell 1000 ETF	1.2%	1.3%	7,837	+0.1%	$2.8M
IEMGIshares	1.2%	1.2%	39,874	-1.4%	$2.8M
PXFInvesco Tr II Rafi ETF Developed Marke	1.2%	1.1%	39,758	-1.2%	$2.8M
SCHBSchwb US Broad	1.0%	1.2%	98,340	-3.8%	$2.5M
FNDESchwab Fundamental Emerging Markets Equi	1.0%	1.0%	63,177	+0.4%	$2.4M
DFIVDimensional ETF Trust	1.0%	1.0%	45,376	+0.2%	$2.4M
DWXState Street Spdr S&p Intern	0.9%	0.9%	48,930	+0.5%	$2.2M
VBRVanguard Small Cap Value ETF	0.9%	0.9%	9,990	+0.5%	$2.2M
SUBIshares Tr	0.8%	0.9%	18,766	-2.1%	$2.0M
VWOVanguard Intl Equity Index F	0.8%	0.8%	35,297	-1.5%	$1.9M
VTEBVanguard Tx Ex Bd	0.8%	0.8%	37,874	-2.9%	$1.9M
VYMVym	0.8%	0.8%	12,701	-3.1%	$1.9M
IWMIshares	0.7%	0.7%	6,730	-2.1%	$1.7M
EEMIshares	0.7%	0.7%	29,106	+0.0%	$1.7M
DFUSDimensional ETF Trust	0.7%	0.7%	23,182	+0.1%	$1.6M
IQDFFlexShares Intl Quality Div In	0.7%	0.6%	48,919	+2.7%	$1.5M
SPTLSpdr Series Trust	0.6%	0.7%	58,027	-2.9%	$1.5M
AEMAgnico Eagle Mines Ltd	0.6%	0.5%	7,269	+0.0%	$1.5M
IAUMIshares Gold Trust Micro ETF of Benef in	0.6%	0.6%	31,072	+0.0%	$1.5M
AAPLApple Inc	0.6%	0.7%	5,717	+0.0%	$1.5M
VTWOVanguard Scottsdale Fds	0.6%	0.6%	14,026	+1.8%	$1.4M
SPYSpdr S&p 500 ETF Tr	0.6%	0.6%	2,061	+0.0%	$1.3M
VGSHVanguard Short-Term Treasury ETF Total	0.6%	0.6%	22,830	+0.5%	$1.3M
EFAiShs MSCI EAFE	0.6%	0.6%	13,713	-0.0%	$1.3M
FNDBSchwab Strategic Tr	0.5%	0.5%	46,664	-0.1%	$1.3M
VEUVanguard FTSE All	0.5%	0.5%	16,112	+0.1%	$1.2M
MSFTMicrosoft Corp	0.5%	0.7%	3,217	-0.1%	$1.2M
XARState Street Spdr S&p Aerospace & Defens	0.5%	0.5%	4,604	+0.0%	$1.2M
VEGIIshares Msci Agriculture Producers ETF	0.5%	—	25,000	—	$1.1M
AGGIshares Tr	0.5%	0.5%	11,143	+0.6%	$1.1M
SCHASchwab U.s. Small-Cap ETF	0.5%	—	37,714	—	$1.1M

What Red Tortoise LLC bought and sold in Q1 2026, against Q4 2025.

New positions

Q4 2025's filing was too long to tell new positions apart.

Added to

BND Vanguard Total Bond Market ETF+152.5% shares
SCHO Schwab Short-Term U.S. Treasury ETF+15.4% shares
SCHZ Schwab Strategic Tr+14.4% shares

Reduced

No position shrank by more than 5%.

Left the top 50

AMZN Amazon Com Inc Comwas 0.5%
SCHK Schwab Strategic Trwas 0.5%

Share counts compared with the Q4 2025 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +19.9% /yr; S&P 500 +20.1%
3 years: +15.1% /yr; S&P 500 +20.4%
5 years: +7.9% /yr; S&P 500 +13.0%

A portfolio of the filer's 20 largest 13F positions, weighted by value and rebuilt each quarter on the day the filing became public. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q1 2026	$238.1M	590
Q4 2025	$232.9M	600
Q3 2025	$228.0M	590
Q2 2025	$204.8M	595
Q1 2025	$191.7M	578
Q4 2024	$190.7M	582
Q3 2024	$198.6M	562
Q2 2024	$183.4M	571
Q1 2024	$179.1M	554
Q4 2023	$176.8M	524
Q3 2023	$149.2M	547
Q2 2023	$159.2M	545

Questions about Red Tortoise LLC's portfolio

What stocks does Red Tortoise LLC own?

Red Tortoise LLC's latest 13F, for Q1 2026 and filed Apr 21, 2026, lists 590 positions worth $238.1M. The largest are Schwab Intl Equity (SCHF) at 11.9%, Schwab Strategic Tr (FNDF) at 9.4%, Ishares Core S&p 500 ETF (IVV) at 5.2%, Schwab Strategic Tr (SCHE) at 4.3% and Ishares Core Msci Eafe ETF (IEFA) at 3.5%.

What did Red Tortoise LLC buy last quarter?

In Q1 2026, Red Tortoise LLC added Vanguard Total Bond Market ETF (BND) (+152.5% shares), Schwab Short-Term U.S. Treasury ETF (SCHO) (+15.4% shares) and Schwab Strategic Tr (SCHZ) (+14.4% shares), compared with its Q4 2025 filing.

What did Red Tortoise LLC sell last quarter?

In Q1 2026, Red Tortoise LLC cut from its top 50 Amazon Com Inc Com (AMZN) and cut from its top 50 Schwab Strategic Tr (SCHK), compared with its Q4 2025 filing.

How has Red Tortoise LLC's portfolio performed?

A portfolio copying Red Tortoise LLC's 20 largest 13F holdings each quarter, from the day each filing was public, returned +15.1% a year over the last 3 years, against +20.4% for the S&P 500. Over 1 year: +19.9% against +20.1%. Over 5 years: +7.9% a year against +13.0%.

When is Red Tortoise LLC's next 13F filing due?

13F filings are due 45 days after each quarter ends. Red Tortoise LLC's filing for the quarter ending Jun 30, 2026 was due by Aug 14, 2026; this page updates once it is processed.