Q3 2026 13F · SEC CIK 1724729

Refined Wealth Management

Wealth managerFiled 2026-10-13 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $178.6M
Reported positions: 48
Top holdings a year, 3 yrs: +5.7%
Assets under management: $210.9M

Refined Wealth Management is a wealth manager that reported 48 positions worth $178.6M in its Q3 2026 13F, filed 2026-10-13. Its largest holdings were Vanguard Ftse Developed Markets Index Fu (VEA, 11.9%), Invesco Qqq Tr (QQQ, 10.1%), Invesco Exchange Traded Fd T (RSP, 8.5%). A portfolio copying its top holdings returned 5.7% a year over the last 3 years, against 20.4% for the S&P 500.

Refined Wealth Management holdings all 48 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Refined Wealth Management 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
VEAVanguard Ftse Developed Markets Index Fu	11.9%	12.1%	302,006	+7.8%	$21.3M
QQQInvesco Qqq Tr	10.1%	10.2%	24,323	+5.7%	$18.0M
RSPInvesco Exchange Traded Fd T	8.5%	8.5%	72,717	+10.2%	$15.1M
BITBBitwise Bitcoin ETF Tr	6.5%	4.8%	255,819	+1.8%	$11.6M
COINCoinbase Global Inc	6.1%	5.2%	58,350	-0.9%	$10.9M
MPCMarathon Petroleum	5.4%	3.7%	24,415	+0.8%	$9.7M
CVXChevron Corporation	5.1%	4.5%	44,458	-1.1%	$9.1M
PYLDPimco ETF Tr	4.9%	5.1%	344,114	+8.2%	$8.7M
VTVVanguard Index Fds	4.7%	4.8%	38,919	+6.5%	$8.4M
BINCBlackrock ETF Trust II	4.7%	4.8%	164,168	+8.7%	$8.3M
EMXCIshares Inc	4.6%	4.8%	82,469	+6.4%	$8.2M
GLDSpdr Gold Tr	3.7%	3.8%	17,573	+2.3%	$6.7M
JPIBJ P Morgan Exchange Traded F	3.3%	3.5%	127,365	+6.7%	$5.9M
SCHRSchwab Strategic Tr	3.2%	3.5%	244,580	+4.8%	$5.8M
PICKIshares Inc	2.7%	2.8%	80,949	+2.3%	$4.9M
AVUVAmerican Centy ETF Tr	1.5%	1.7%	23,237	+5.9%	$2.7M
XRPBitwise Xrp ETF	1.5%	1.1%	160,705	+4.5%	$2.7M
REMXVaneck ETF Trust	1.4%	2.0%	40,000	+4.2%	$2.6M
XMMOInvesco Exchange Traded Fd T	1.4%	1.7%	17,514	+6.9%	$2.6M
ENVXEnovix Corporation	1.4%	3.1%	850,768	+0.7%	$2.5M
BBBYNeighborhood Intelligence in	0.7%	1.5%	431,751	+2.5%	$1.3M
VOOVanguard Index Fds	0.7%	0.6%	1,677	+10.8%	$1.2M
NVDANvidia Corporation	0.6%	0.6%	4,847	+0.4%	$1.1M
AAPLApple Inc	0.5%	0.5%	2,609	-10.3%	$869K
FTSMFirst Tr Exchange-Traded Fd	0.5%	0.5%	14,209	+0.0%	$846K
NULGNuveen Esg	0.4%	0.5%	6,908	-5.7%	$785K
AMZNAmazon Com Inc	0.4%	0.4%	2,918	+0.0%	$727K
UNPUnion Pac Corp	0.4%	0.4%	2,496	+0.5%	$679K
VSGXVanguard World Fd	0.3%	0.4%	7,657	-9.1%	$621K
BNDXVanguard Charlotte Fds	0.3%	0.3%	9,986	-3.9%	$468K
SRLNSsga Active ETF Tr	0.3%	0.3%	11,289	-1.1%	$456K
MSFTMicrosoft Corp	0.3%	0.2%	875	+0.0%	$449K
METAMeta Platforms Inc	0.2%	0.2%	574	+0.0%	$416K
XMAGTidal Trust II	0.2%	0.2%	14,433	+0.0%	$366K
BRK-BBerkshire Hathaway Inc Del	0.2%	0.2%	698	+0.0%	$348K
VOVanguard Index Fds	0.2%	0.2%	4,103	-2.7%	$322K
VBVanguard Index Fds	0.1%	0.2%	918	+2.2%	$261K
GLDMWorld Gold Tr	0.1%	0.1%	3,072	+0.0%	$252K
BIVVanguard Bd Index Fds	0.1%	New	3,414	—	$249K
TLTIshares Tr	0.1%	0.2%	2,902	-2.5%	$226K
VCLTVanguard Long-Term Corporate Bond ETF	0.1%	0.2%	3,295	-2.3%	$226K
TSLATesla Inc	0.1%	0.2%	609	+0.5%	$216K
AVGOBroadcom Inc	0.1%	0.1%	581	+0.0%	$204K
ETNEaton Corp PLC	0.1%	0.1%	472	-17.8%	$203K
XRPIVolatility Shs Tr	0.1%	0.0%	12,493	+0.0%	$100K
NXENexgen Energy Limited (canada)	0.1%	0.1%	11,000	+0.0%	$100K
DNNDenison Mines Corp	0.0%	0.0%	10,850	+0.0%	$28K
URGUr-Energy Inc	0.0%	0.0%	10,800	+0.0%	$12K

What Refined Wealth Management bought and sold in Q3 2026, against Q2 2026.

Sold out

XSOE Wisdomtree Trwas 0.1%
Bed Bath & Beyond Incwas 0.0%

Share counts compared with the Q2 2026 13F; a split also changes share counts.

How the holdings did against the S&P 500.

1 year: -6.5% /yr; S&P 500 +20.1%
3 years: +5.7% /yr; S&P 500 +20.4%
5 years: +2.8% /yr; S&P 500 +11.6%

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$178.6M	48
Q2 2026	$165.7M	49
Q1 2026	$158.4M	50
Q4 2025	$148.6M	43
Q3 2025	$155.6M	36
Q2 2025	$145.5M	33
Q1 2025	$122.2M	27
Q4 2024	$131.4M	27
Q3 2024	$129.7M	27
Q2 2024	$129.7M	28
Q1 2024	$142.0M	29
Q4 2023	$128.2M	26

Questions about Refined Wealth Management's portfolio

What stocks does Refined Wealth Management own?

Refined Wealth Management's latest 13F, for Q3 2026 and filed Oct 13, 2026, lists 48 positions worth $178.6M. The largest are Vanguard Ftse Developed Markets Index Fu (VEA) at 11.9%, Invesco Qqq Tr (QQQ) at 10.1%, Invesco Exchange Traded Fd T (RSP) at 8.5%, Bitwise Bitcoin ETF Tr (BITB) at 6.5% and Coinbase Global Inc (COIN) at 6.1%.

What did Refined Wealth Management buy last quarter?

In Q3 2026, Refined Wealth Management added a new position in Vanguard Bd Index Fds (BIV), Vanguard Index Fds (VOO) (+10.8% shares), Invesco Exchange Traded Fd T (RSP) (+10.2% shares) and Blackrock ETF Trust II (BINC) (+8.7% shares), compared with its Q2 2026 filing.

What did Refined Wealth Management sell last quarter?

In Q3 2026, Refined Wealth Management sold all of Wisdomtree Tr (XSOE), sold all of Bed Bath & Beyond Inc, Eaton Corp PLC (ETN) (-17.8% shares), Apple Inc (AAPL) (-10.3% shares) and Vanguard World Fd (VSGX) (-9.1% shares), compared with its Q2 2026 filing.

How has Refined Wealth Management's portfolio performed?

A portfolio copying Refined Wealth Management's 20 largest 13F holdings each quarter, from the day each filing was public, returned +5.7% a year over the last 3 years, against +20.4% for the S&P 500. Over 1 year: -6.5% against +20.1%. Over 5 years: +2.8% a year against +11.6%.

When is Refined Wealth Management's next 13F filing due?

13F filings are due 45 days after each quarter ends. Refined Wealth Management's filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.

How much money does Refined Wealth Management manage?

Refined Wealth Management reported $210.9M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $178.6M.