Q2 2026 13F · SEC CIK 1957886

Retirement Investment Advisors, Inc.

Wealth managerFiled 2026-07-15 for Q2 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $1.4B
Reported positions: 66
Top holdings a year, 3 yrs: +14.0%
Assets under management: $1.5B

Retirement Investment Advisors, Inc. is a wealth manager that reported 66 positions worth $1.4B in its Q2 2026 13F, filed 2026-07-15. Its largest holdings were Vanguard Value ETF (VTV, 22.2%), Vanguard Indx Fd (VUG, 20.4%), Ishares Core Msci Eafe ETF (IEFA, 14.7%). A portfolio copying its top holdings returned 14.0% a year over the last 3 years, against 20.4% for the S&P 500.

Retirement Investment Advisors, Inc. holdings largest 50 of 66 positions.

Weights are shares of the filer's total reported 13F value, compared with Q1 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Retirement Investment Advisors, Inc. 13F holdings
Stock	% of 13F value	Q1 2026	Shares	Share change	Reported value
VTVVanguard Value ETF	22.2%	21.2%	1,422,244	+3.4%	$312.0M
VUGVanguard Indx Fd	20.4%	20.7%	3,327,139	+531.5%	$286.6M
IEFAIshares Core Msci Eafe ETF	14.7%	15.0%	2,145,326	+2.9%	$206.3M
BIVVanguard Bd Index Fds	9.9%	10.8%	1,825,373	+6.3%	$138.2M
IEMGIshares	7.7%	7.5%	1,383,266	-0.1%	$108.6M
VBRVanguard Small Cap Value ETF	6.9%	6.7%	398,418	+1.1%	$96.3M
MUBIshares National Muni Bond ETF	4.1%	3.7%	543,022	+28.0%	$58.0M
BNDXVanguard Charlotte Fds	3.6%	3.9%	1,064,060	+6.8%	$51.0M
EMBIshares Tr	2.1%	2.3%	308,517	+5.9%	$29.4M
VBKVanguard Small Cap Growth ETF	1.8%	1.5%	72,220	+15.3%	$25.2M
HYLBXtrackers Usd Hy Corp Bd	1.4%	1.6%	550,451	+4.0%	$20.0M
HYDVaneck ETF Trust	0.6%	0.6%	169,817	+15.2%	$8.7M
SCHVSchwab Strategic Tr	0.5%	0.4%	187,435	+20.3%	$6.4M
VTEBVanguard Tx Ex Bd	0.4%	0.5%	106,540	-4.5%	$5.4M
QQQInvesco Qqq Tr	0.3%	0.3%	6,547	-3.6%	$4.7M
VEAVanguard Tax-Managed Fds	0.3%	0.2%	55,065	+29.6%	$3.8M
IVVIshares Core S&p 500 ETF	0.2%	0.2%	4,516	+2.8%	$3.4M
SDYSpdr Series Trust	0.2%	0.2%	15,253	-1.6%	$2.4M
VXUSVanguard Star Fds Vanguard Total Intl St	0.2%	0.2%	26,101	-0.5%	$2.2M
AAPLApple Inc	0.2%	0.1%	6,698	+3.6%	$2.1M
IJRIshares Core S&p Small Cap ETF	0.1%	0.1%	14,161	-0.0%	$2.1M
VWOVanguard Intl Equity Index F	0.1%	0.1%	32,946	+24.7%	$1.9M
SPYSpdr S&p 500 ETF Tr	0.1%	0.1%	2,390	-3.5%	$1.8M
BRK-BBerkshire Hathaway Inc Del	0.1%	0.1%	3,183	-2.9%	$1.6M
LENDSei Exchange Traded Funds	0.1%	—	59,533	—	$1.5M
NVDANvidia Corporation Com	0.1%	0.1%	7,101	-3.3%	$1.4M
RSPInvesco S&p 500 Equal Weight ETF	0.1%	0.1%	5,980	+0.0%	$1.3M
VCSHVanguard Scottsdale Fds	0.1%	0.1%	15,996	-0.2%	$1.3M
OKEOneok Inc	0.1%	0.1%	13,356	+1.0%	$1.2M
PSXPhillips 66	0.1%	0.1%	5,772	-13.7%	$1.1M
IBMInternational Business Machs	0.1%	0.1%	3,750	+0.0%	$1.1M
IWNIshares Russell 2000 Value ETF	0.1%	0.1%	4,898	-0.7%	$1.1M
WMTWalmart Inc	0.1%	0.1%	8,621	+8.3%	$990K
ITOTIshares Total US Stock Market ETF	0.1%	0.1%	5,971	-1.1%	$980K
TSLATesla Inc Com	0.1%	0.1%	2,422	-1.1%	$956K
PWVInvesco Exchange Traded Fd T	0.1%	0.1%	10,368	-0.0%	$814K
VTIVanguard Index Fds	0.1%	0.1%	1,998	+3.6%	$739K
IAGGiShares International Aggregate Bond Fun	0.1%	0.0%	14,793	+70.6%	$737K
IWMIshares	0.0%	0.0%	2,177	+0.0%	$639K
COPConocophillips	0.0%	0.0%	5,459	+0.0%	$616K
ETPCEnergy Transfer L P	0.0%	0.0%	28,467	+0.9%	$555K
OGEOge Energy Corp	0.0%	0.0%	11,034	-18.5%	$541K
VGTVanguard Info Tech	0.0%	0.0%	3,752	+700.0%	$434K
JNJJohnson & Johnson	0.0%	0.0%	1,661	+3.1%	$428K
MSFTMicrosoft Corp	0.0%	0.0%	1,012	+33.7%	$396K
HYMBSpdr Series Trust	0.0%	—	15,461	—	$390K
SFNCSimmons First Natl Corp	0.0%	—	15,000	—	$345K
SGOViShares 0-3 Month Treasury Bon	0.0%	0.0%	3,297	-4.5%	$331K
GOOGAlphabet Inc	0.0%	—	928	—	$325K
UTHRUnited Therapeutics Corp	0.0%	0.0%	600	+0.0%	$321K

What Retirement Investment Advisors, Inc. bought and sold in Q2 2026, against Q1 2026.

New positions

Q1 2026's filing was too long to tell new positions apart.

Added to

VGT Vanguard Info Tech+700.0% shares
VUG Vanguard Indx Fd+531.5% shares
IAGG iShares International Aggregate Bond Fun+70.6% shares
MSFT Microsoft Corp+33.7% shares
VEA Vanguard Tax-Managed Fds+29.6% shares
MUB Ishares National Muni Bond ETF+28.0% shares
VWO Vanguard Intl Equity Index F+24.7% shares
SCHV Schwab Strategic Tr+20.3% shares

Reduced

OGE Oge Energy Corp-18.5% shares
PSX Phillips 66-13.7% shares

Left the top 50

Share counts compared with the Q1 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +16.1% /yr; S&P 500 +20.1%
3 years: +14.0% /yr; S&P 500 +20.4%
5 years: —

A portfolio of the filer's 20 largest 13F positions, weighted by value and rebuilt each quarter on the day the filing became public. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q2 2026	$1.4B	66
Q1 2026	$1.2B	67
Q4 2025	$1.2B	65
Q3 2025	$1.2B	63
Q2 2025	$1.1B	59
Q1 2025	$987.7M	58
Q4 2024	$948.3M	60
Q3 2024	$915.5M	54
Q2 2024	$823.6M	52
Q4 2023	$698.6M	51
Q3 2023	$1.1B	58
Q2 2023	$833.9M	67

Questions about Retirement Investment Advisors, Inc.'s portfolio

What stocks does Retirement Investment Advisors, Inc. own?

Retirement Investment Advisors, Inc.'s latest 13F, for Q2 2026 and filed Jul 15, 2026, lists 66 positions worth $1.4B. The largest are Vanguard Value ETF (VTV) at 22.2%, Vanguard Indx Fd (VUG) at 20.4%, Ishares Core Msci Eafe ETF (IEFA) at 14.7%, Vanguard Bd Index Fds (BIV) at 9.9% and Ishares (IEMG) at 7.7%.

What did Retirement Investment Advisors, Inc. buy last quarter?

In Q2 2026, Retirement Investment Advisors, Inc. added Vanguard Info Tech (VGT) (+700.0% shares), Vanguard Indx Fd (VUG) (+531.5% shares) and iShares International Aggregate Bond Fun (IAGG) (+70.6% shares), compared with its Q1 2026 filing.

What did Retirement Investment Advisors, Inc. sell last quarter?

In Q2 2026, Retirement Investment Advisors, Inc. cut from its top 50 Exxon Mobil Corp (XOM), cut from its top 50 Texas Instruments Inc (TXN), cut from its top 50 Mcdonalds Corp Com (MCD), cut from its top 50 Williams Companies (WMB), Oge Energy Corp (OGE) (-18.5% shares) and Phillips 66 (PSX) (-13.7% shares), compared with its Q1 2026 filing.

How has Retirement Investment Advisors, Inc.'s portfolio performed?

A portfolio copying Retirement Investment Advisors, Inc.'s 20 largest 13F holdings each quarter, from the day each filing was public, returned +14.0% a year over the last 3 years, against +20.4% for the S&P 500. Over 1 year: +16.1% against +20.1%.

When is Retirement Investment Advisors, Inc.'s next 13F filing due?

13F filings are due 45 days after each quarter ends. Retirement Investment Advisors, Inc.'s filing for the quarter ending Sep 30, 2026 is due by Nov 14, 2026; this page updates the day after it is published.

How much money does Retirement Investment Advisors, Inc. manage?

Retirement Investment Advisors, Inc. reported $1.5B of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $1.4B.