Q3 2026 13F · SEC CIK 1766514

RHS Financial, LLC

Wealth managerFiled 2026-10-13 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $295.5M
Reported positions: 185
Top holdings a year, 3 yrs: +17.0%
Assets under management: $219.8M

RHS Financial, LLC is a wealth manager that reported 185 positions worth $295.5M in its Q3 2026 13F, filed 2026-10-13. Its largest holdings were Schwab Strategic Tr (FNDF, 4.2%), Vanguard Index Fds (VTI, 4.1%), Ishares Tr (IVLU, 3.6%). A portfolio copying its top holdings returned 17.0% a year over the last 3 years, against 20.4% for the S&P 500.

RHS Financial, LLC holdings largest 50 of 185 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

RHS Financial, LLC 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
FNDFSchwab Strategic Tr	4.2%	4.7%	232,263	+5.7%	$12.5M
VTIVanguard Index Fds	4.1%	4.5%	32,599	+8.1%	$12.2M
IVLUIshares Tr	3.6%	3.2%	251,289	+30.7%	$10.8M
VEAVanguard Ftse Developed Markets Index Fu	3.3%	3.6%	140,063	+11.0%	$9.9M
INTFIshares Tr	3.3%	2.9%	234,403	+35.2%	$9.7M
FNDXSchwab Strategic Tr	3.1%	3.7%	288,838	-3.1%	$9.1M
MTUMIshares Tr	2.7%	3.3%	25,286	+5.7%	$8.0M
SCHBSchwab Strategic Tr	2.6%	3.1%	264,123	-2.0%	$7.7M
RINGIshares Inc	2.3%	2.0%	86,898	+14.8%	$6.7M
LRGFIshares Tr	2.2%	2.2%	84,342	+15.0%	$6.6M
EMGFIshares Inc	2.2%	2.5%	89,833	+4.4%	$6.4M
IMTMIshares Tr	2.2%	2.3%	121,122	+13.9%	$6.4M
AAPLApple Inc	2.0%	2.2%	18,029	-4.4%	$6.0M
EFAVIshares Tr	2.0%	1.1%	63,768	+103.9%	$5.8M
UCIBUbs AG London Branch	1.9%	1.7%	150,235	+18.4%	$5.7M
FNDESchwab Strategic Tr	1.9%	2.3%	131,668	-8.7%	$5.5M
JPUSJ P Morgan Exchange Traded F	1.8%	0.8%	39,812	+195.1%	$5.4M
SCHFSchwab Strategic Tr	1.7%	2.1%	183,065	-3.8%	$5.0M
USMVIshares Tr	1.7%	1.9%	51,131	+2.4%	$5.0M
QEFASpdr Index Shs Fds	1.6%	1.5%	48,749	+22.6%	$4.8M
BOXXEa Series Trust	1.6%	2.0%	39,070	-9.9%	$4.6M
IDEVIshares Tr	1.5%	1.4%	50,971	+31.1%	$4.6M
JPINJ P Morgan Exchange Traded F	1.5%	—	60,358	—	$4.5M
VGLTVanguard Scottsdale Fds	1.4%	—	80,603	—	$4.0M
SCHPSchwab Strategic Tr	1.3%	1.8%	157,814	-7.5%	$4.0M
GILDGilead Sciences Inc	1.2%	—	24,451	—	$3.6M
VFMFVanguard Wellington Fd	1.1%	0.6%	17,915	+124.9%	$3.2M
NTSXWisdomtree Tr	1.0%	1.3%	52,162	-0.7%	$3.0M
LEMBIshares Inc	0.9%	0.8%	65,011	+37.6%	$2.7M
RSSBTidal Trust II	0.9%	0.7%	86,746	+59.0%	$2.6M
BCDAbrdn Etfs	0.8%	1.3%	63,891	-30.7%	$2.5M
BHKBlackrock Core Bd Tr Shs Ben Int	0.8%	1.0%	293,798	+8.5%	$2.4M
VLUEIshares Tr	0.8%	0.8%	12,145	+23.1%	$2.4M
JPEMJ P Morgan Exchange Traded F	0.7%	1.0%	34,853	-15.8%	$2.2M
ESGUIshares Tr	0.7%	0.9%	13,210	+1.6%	$2.2M
NVDANvidia Corporation	0.7%	0.8%	9,404	-5.2%	$2.1M
SPYVState Street Spdr Portfolio S&p 500 Valu	0.7%	0.8%	34,000	+3.3%	$2.1M
IQLTIshares Tr	0.7%	—	40,589	—	$2.0M
WIAWestern Asset Inflt Lnk Inc	0.7%	0.8%	254,860	+10.2%	$1.9M
AMZNAmazon Com Inc	0.6%	0.6%	7,677	+21.1%	$1.9M
IGSBIshares Tr	0.6%	0.8%	36,916	-0.4%	$1.9M
ITOTIshares Tr	0.6%	—	11,236	—	$1.9M
MBBIshares Tr	0.6%	0.7%	20,318	+3.5%	$1.8M
ESGDiShares ESG Aware MSCI EAFE ETF	0.6%	0.7%	17,505	+0.9%	$1.8M
CRWVCoreweave Inc	0.6%	0.9%	20,349	-4.4%	$1.8M
EMLCVaneck ETF Trust	0.6%	0.6%	68,048	+13.1%	$1.7M
SCHXSchwab Strategic Tr	0.5%	0.7%	54,042	-9.3%	$1.6M
IAGGIshares Tr	0.5%	0.9%	32,400	-23.8%	$1.6M
RSSTTidal Trust II	0.5%	0.6%	44,663	-3.9%	$1.6M
VGITVanguard Scottsdale Fds	0.5%	0.8%	27,743	-17.8%	$1.6M

What RHS Financial, LLC bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Added to

JPUS J P Morgan Exchange Traded F+195.1% shares
VFMF Vanguard Wellington Fd+124.9% shares
EFAV Ishares Tr+103.9% shares
RSSB Tidal Trust II+59.0% shares
LEMB Ishares Inc+37.6% shares
INTF Ishares Tr+35.2% shares
IDEV Ishares Tr+31.1% shares
IVLU Ishares Tr+30.7% shares

Reduced

BCD Abrdn Etfs-30.7% shares
IAGG Ishares Tr-23.8% shares
VGIT Vanguard Scottsdale Fds-17.8% shares
JPEM J P Morgan Exchange Traded F-15.8% shares
BOXX Ea Series Trust-9.9% shares
SCHX Schwab Strategic Tr-9.3% shares
FNDE Schwab Strategic Tr-8.7% shares
SCHP Schwab Strategic Tr-7.5% shares

Left the top 50

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +22.8% /yr; S&P 500 +20.1%
3 years: +17.0% /yr; S&P 500 +20.4%
5 years: +7.8% /yr; S&P 500 +11.6%

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$295.5M	185
Q2 2026	$247.9M	165
Q1 2026	$211.1M	146
Q4 2025	$204.8M	144
Q3 2025	$192.8M	133
Q2 2025	$176.0M	131
Q1 2025	$178.3M	127
Q4 2024	$193.3M	134
Q3 2024	$198.6M	135
Q2 2024	$163.5M	77
Q1 2024	$171.7M	108
Q4 2023	$158.0M	102

Questions about RHS Financial, LLC's portfolio

What stocks does RHS Financial, LLC own?

RHS Financial, LLC's latest 13F, for Q3 2026 and filed Oct 13, 2026, lists 185 positions worth $295.5M. The largest are Schwab Strategic Tr (FNDF) at 4.2%, Vanguard Index Fds (VTI) at 4.1%, Ishares Tr (IVLU) at 3.6%, Vanguard Ftse Developed Markets Index Fu (VEA) at 3.3% and Ishares Tr (INTF) at 3.3%.

What did RHS Financial, LLC buy last quarter?

In Q3 2026, RHS Financial, LLC added J P Morgan Exchange Traded F (JPUS) (+195.1% shares), Vanguard Wellington Fd (VFMF) (+124.9% shares) and Ishares Tr (EFAV) (+103.9% shares), compared with its Q2 2026 filing.

What did RHS Financial, LLC sell last quarter?

In Q3 2026, RHS Financial, LLC cut from its top 50 Ishares Tr (ICSH), cut from its top 50 Ea Series Trust (BOXA), cut from its top 50 Alphabet Inc (GOOGL), cut from its top 50 Ishares Inc (EEMV), cut from its top 50 Tidal Trust I (HFGM), Abrdn Etfs (BCD) (-30.7% shares), Ishares Tr (IAGG) (-23.8% shares) and Vanguard Scottsdale Fds (VGIT) (-17.8% shares), compared with its Q2 2026 filing.

How has RHS Financial, LLC's portfolio performed?

A portfolio copying RHS Financial, LLC's 20 largest 13F holdings each quarter, from the day each filing was public, returned +17.0% a year over the last 3 years, against +20.4% for the S&P 500. Over 1 year: +22.8% against +20.1%. Over 5 years: +7.8% a year against +11.6%.

When is RHS Financial, LLC's next 13F filing due?

13F filings are due 45 days after each quarter ends. RHS Financial, LLC's filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.

How much money does RHS Financial, LLC manage?

RHS Financial, LLC reported $219.8M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $295.5M.