Q3 2026 13F · SEC CIK 1894302

SJS Investment Consulting Inc.

Wealth managerFiled 2026-10-26 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $993.2M
Reported positions: 3,231
Top holdings a year, 3 yrs: +16.0%
Assets under management: $2.9B

SJS Investment Consulting Inc. is a wealth manager that reported 3,231 positions worth $993.2M in its Q3 2026 13F, filed 2026-10-26. Its largest holdings were Dimensional ETF Trust (DFAC, 43.0%), Dimensional ETF Trust (DFIC, 8.4%), Vanguard Malvern Fds (VCRB, 4.4%). A portfolio copying its top holdings returned 16.0% a year over the last 3 years, against 20.4% for the S&P 500.

SJS Investment Consulting Inc. holdings largest 50 of 3,231 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

SJS Investment Consulting Inc. 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
DFACDimensional ETF Trust	43.0%	45.3%	9,614,300	+2.5%	$427.4M
DFICDimensional ETF Trust	8.4%	8.4%	2,213,198	+7.0%	$83.2M
VCRBVanguard Malvern Fds	4.4%	4.1%	596,634	+23.2%	$43.9M
DUSBDimensional Ultrashort Fixed Income ETF	4.3%	4.1%	851,435	+15.4%	$43.0M
LLYEli Lilly & Co	2.2%	2.5%	19,220	+0.3%	$22.2M
AAPLApple Inc	2.2%	2.1%	66,738	+1.9%	$22.2M
VTIPVanguard Malvern Fds	2.1%	2.3%	416,947	-0.8%	$20.5M
AVEMAmerican Centy ETF Tr	2.0%	2.0%	209,170	+12.1%	$19.7M
AVUSAvantis U.S. Equity ETF	1.9%	2.0%	144,098	-0.4%	$18.5M
NVDANvidia Corporation	1.2%	1.1%	52,120	+6.0%	$11.9M
DFGRDimensional ETF Trust	1.1%	1.2%	419,650	+10.8%	$11.4M
AVTMAvantis Total Equity Markets ETF	1.1%	1.2%	205,237	+0.0%	$11.2M
VBILVanguard Instl Index Fd	1.1%	0.8%	147,433	+46.3%	$11.2M
DFAXDimensional ETF Trust	1.0%	1.0%	258,145	-0.8%	$9.6M
HRLHormel Foods Corp	1.0%	1.3%	474,643	-0.2%	$9.5M
DFSUDimensional ETF Trust	0.9%	1.0%	194,197	-0.3%	$9.2M
DFCFDimensional ETF Trust	0.6%	0.7%	139,142	-4.8%	$5.6M
AVDEAvantis International Equity ETF	0.6%	0.6%	60,847	-0.4%	$5.5M
GOOGLAlphabet Inc	0.5%	0.6%	14,805	-3.6%	$5.1M
MSFTMicrosoft Corp	0.5%	0.3%	9,081	+6.6%	$4.7M
GOOGAlphabet Inc	0.4%	0.5%	12,995	+2.8%	$4.4M
DFEMDimensional ETF Trust	0.4%	0.5%	109,535	+0.3%	$4.4M
VVisa Inc	0.4%	0.4%	11,993	+8.6%	$4.3M
VYMIVanguard Whitehall Fds	0.4%	0.4%	36,938	+0.8%	$3.7M
AMZNAmazon Com Inc	0.3%	0.3%	13,302	+13.3%	$3.3M
WMTWalmart Inc	0.3%	0.4%	29,261	-1.2%	$3.0M
DFSDDimensional Short-Duration Fixed Income	0.3%	0.5%	62,143	-28.6%	$2.9M
ANDEAndersons Inc	0.3%	0.3%	43,557	+0.0%	$2.9M
AAOIApplied Optoelectronics Inc	0.3%	—	27,070	—	$2.7M
WSBCWesbanco Inc	0.3%	0.3%	71,688	+0.2%	$2.7M
JPMJpmorgan Chase & Co	0.2%	0.2%	7,172	+13.8%	$2.4M
SPYState Str Spdr S&p 500 ETF T	0.2%	0.2%	3,092	+35.1%	$2.4M
DFUSDimensional ETF Trust	0.2%	0.2%	27,525	+0.0%	$2.3M
DFAUDimensional ETF Trust	0.2%	0.2%	43,433	+21.5%	$2.3M
MCDMcdonalds Corp	0.2%	0.3%	9,561	+2.5%	$2.2M
MUMicron Technology Inc	0.2%	0.1%	1,714	+49.8%	$1.8M
VCRMVanguard Mun Bd Fds	0.2%	0.2%	24,893	+22.0%	$1.8M
SYYSysco Corp	0.2%	0.2%	21,876	+0.7%	$1.7M
XOMExxonmobil Holdings Corp	0.2%	—	9,242	—	$1.5M
DFUVDimensional ETF Trust	0.1%	0.2%	27,151	+3.8%	$1.5M
BNDVanguard Bd Index Fds	0.1%	0.2%	20,206	-0.0%	$1.4M
UMBFUmb Finl Corp	0.1%	0.2%	10,359	+2.9%	$1.3M
CATCaterpillar Inc	0.1%	0.2%	1,611	+7.1%	$1.3M
PGProcter & Gamble Co	0.1%	0.1%	8,833	+7.3%	$1.3M
METAMeta Platforms Inc	0.1%	—	1,713	—	$1.2M
VTIVanguard Index Fds	0.1%	—	3,300	—	$1.2M
DELLDell Technologies Inc	0.1%	—	2,294	—	$1.2M
JNJJohnson & Johnson	0.1%	0.1%	4,542	+0.8%	$1.2M
COSTCostco Wholesale Corporation	0.1%	0.1%	1,300	+6.9%	$1.2M
CCitigroup Inc	0.1%	0.1%	9,060	+22.0%	$1.2M

What SJS Investment Consulting Inc. bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Added to

MU Micron Technology Inc+49.8% shares
VBIL Vanguard Instl Index Fd+46.3% shares
SPY State Str Spdr S&p 500 ETF T+35.1% shares
VCRB Vanguard Malvern Fds+23.2% shares
VCRM Vanguard Mun Bd Fds+22.0% shares
C Citigroup Inc+22.0% shares
DFAU Dimensional ETF Trust+21.5% shares
DUSB Dimensional Ultrashort Fixed Income ETF+15.4% shares

Reduced

DFSD Dimensional Short-Duration Fixed Income -28.6% shares

Left the top 50

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +19.0% /yr; S&P 500 +20.1%
3 years: +16.0% /yr; S&P 500 +20.4%
5 years: +10.1% /yr; S&P 500 +13.0%

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$993.2M	3,231
Q2 2026	$918.7M	2,884
Q1 2026	$818.6M	2,473
Q4 2025	$790.4M	2,087
Q3 2025	$730.9M	1,634
Q2 2025	$630.4M	1,548
Q1 2025	$586.4M	1,601
Q4 2024	$579.1M	1,599
Q3 2024	$566.7M	1,657
Q2 2024	$516.3M	1,660
Q1 2024	$500.6M	1,645
Q4 2023	$442.1M	1,618

Questions about SJS Investment Consulting Inc.'s portfolio

What stocks does SJS Investment Consulting Inc. own?

SJS Investment Consulting Inc.'s latest 13F, for Q3 2026 and filed Oct 26, 2026, lists 3,231 positions worth $993.2M. The largest are Dimensional ETF Trust (DFAC) at 43.0%, Dimensional ETF Trust (DFIC) at 8.4%, Vanguard Malvern Fds (VCRB) at 4.4%, Dimensional Ultrashort Fixed Income ETF (DUSB) at 4.3% and Eli Lilly & Co (LLY) at 2.2%.

What did SJS Investment Consulting Inc. buy last quarter?

In Q3 2026, SJS Investment Consulting Inc. added Micron Technology Inc (MU) (+49.8% shares), Vanguard Instl Index Fd (VBIL) (+46.3% shares) and State Str Spdr S&p 500 ETF T (SPY) (+35.1% shares), compared with its Q2 2026 filing.

What did SJS Investment Consulting Inc. sell last quarter?

In Q3 2026, SJS Investment Consulting Inc. cut from its top 50 Ge Vernova Inc (GEV), cut from its top 50 Exxon Mobil Corp (XOM), cut from its top 50 Dimensional ETF Trust (DFIV), cut from its top 50 Welltower Inc (WELL), cut from its top 50 Ishares Tr (IVV) and Dimensional Short-Duration Fixed Income (DFSD) (-28.6% shares), compared with its Q2 2026 filing.

How has SJS Investment Consulting Inc.'s portfolio performed?

A portfolio copying SJS Investment Consulting Inc.'s 20 largest 13F holdings each quarter, from the day each filing was public, returned +16.0% a year over the last 3 years, against +20.4% for the S&P 500. Over 1 year: +19.0% against +20.1%. Over 5 years: +10.1% a year against +13.0%.

When is SJS Investment Consulting Inc.'s next 13F filing due?

13F filings are due 45 days after each quarter ends. SJS Investment Consulting Inc.'s filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.

How much money does SJS Investment Consulting Inc. manage?

SJS Investment Consulting Inc. reported $2.9B of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $993.2M.