Q2 2026 13F · SEC CIK 1173227

Southern Michigan Bank & Trust

Bank & trustFiled 2026-07-21 for Q2 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $281.3M
Reported positions: 422
Holdings vs S&P 500, 3 yrs: —
Average holding period: 2 qtrs

Southern Michigan Bank & Trust is a bank & trust that reported 422 positions worth $281.3M in its Q2 2026 13F, filed 2026-07-21. Its largest holdings were Schwab U.s. Large-Cap Growth ETF (SCHG, 18.7%), Schwab Strategic Tr (SCHV, 12.6%), Vanguard Bd Index Fds (BIV, 11.8%).

Southern Michigan Bank & Trust holdings largest 50 of 422 positions.

Weights are shares of the filer's total reported 13F value, compared with Q1 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Southern Michigan Bank & Trust 13F holdings
Stock	% of 13F value	Q1 2026	Shares	Share change	Reported value
SCHGSchwab U.s. Large-Cap Growth ETF	18.7%	17.2%	1,553,292	+0.7%	$52.6M
SCHVSchwab Strategic Tr	12.6%	11.7%	1,019,784	+1.8%	$35.5M
BIVVanguard Bd Index Fds	11.8%	12.8%	433,842	+0.0%	$33.3M
GVIIshares Tr	10.6%	11.5%	281,916	+0.2%	$29.9M
VOVanguard Index Fds	7.4%	7.1%	258,108	+302.3%	$20.8M
SPSBSpdr Series Trust	3.6%	3.9%	338,691	+0.4%	$10.2M
NVDANvidia Corporation Com	2.5%	2.3%	35,262	+3.4%	$7.1M
AAPLApple Inc	2.4%	2.3%	23,496	-0.3%	$6.8M
039000997Armstrong Global Holding Inc. Series A	1.7%	1.8%	47,852	+0.0%	$4.8M
GOOGLAlphabet Inc	1.6%	1.5%	12,832	-4.4%	$4.6M
CATCaterpillar Inc Com	1.3%	0.6%	3,302	+42.3%	$3.5M
AMZNAmazon Com Inc Com	1.1%	1.0%	12,854	-1.0%	$3.1M
SDYSpdr Series Trust	0.9%	1.0%	16,921	-2.1%	$2.6M
IWFIshares Russell 1000 Growth ETF	0.9%	0.8%	19,836	+323.2%	$2.5M
ABBVAbbvie Inc	0.8%	0.8%	9,445	-1.0%	$2.4M
MSFTMicrosoft Corp	0.7%	0.7%	5,337	+1.9%	$2.0M
GOOGAlphabet Inc	0.7%	0.6%	5,483	-0.4%	$1.9M
IWDIshares Russell 1000 Value ETF	0.6%	0.5%	6,901	+10.8%	$1.7M
VVisa Inc Com Cl A	0.5%	0.5%	4,485	-1.2%	$1.5M
AVGOBroadcom Inc	0.5%	0.5%	4,036	+4.5%	$1.5M
JNJJohnson & Johnson	0.5%	0.5%	5,794	-0.5%	$1.5M
COSTCostco Whsl Corp New	0.5%	0.6%	1,521	-4.9%	$1.4M
METAMeta Platforms Inc Class A	0.5%	0.5%	2,272	+6.7%	$1.3M
CSCOCisco Sys Inc	0.4%	0.3%	9,642	-0.8%	$1.1M
SYKStryker Corporation	0.4%	0.4%	3,314	-0.2%	$1.0M
PGProcter & Gamble Co Com	0.4%	0.4%	7,053	-1.6%	$1.0M
NSCNorfolk Southn Corp	0.4%	0.4%	3,249	-0.2%	$1.0M
MUMicron Technology Inc	0.4%	—	884	—	$1.0M
DEDeere & Co Com	0.4%	—	1,602	—	$1.0M
MCDMcdonalds Corp Com	0.3%	0.4%	3,556	-3.7%	$961K
MAMastercard Inc.	0.3%	0.4%	1,819	-2.2%	$934K
HDHome Depot Inc Com	0.3%	0.3%	2,601	-2.8%	$917K
SOSouthern Co.	0.3%	0.4%	9,568	-0.5%	$916K
UNPUnion Pac Corp	0.3%	0.3%	3,223	+0.0%	$877K
IJHIshares Tr	0.3%	0.3%	11,351	+0.0%	$875K
GDGeneral Dynamics Corp	0.3%	0.3%	2,386	-0.4%	$845K
AMATApplied Matls Inc	0.3%	—	1,146	—	$829K
JPMJpmorgan Chase & Co	0.3%	0.2%	2,529	+19.0%	$828K
LLYLilly Eli & Co	0.3%	0.3%	640	-31.3%	$768K
LRCXLam Research Corp	0.3%	—	1,751	—	$759K
CIENCiena Corp	0.3%	0.2%	1,500	+0.0%	$736K
ABTAbbott Laboratories	0.3%	0.3%	7,950	-4.1%	$721K
MOAltria Group Inc	0.2%	0.2%	9,462	+25.2%	$681K
WMTWalmart Inc	0.2%	0.3%	5,334	+0.0%	$604K
MRKMerck & Co. Inc	0.2%	—	4,691	—	$603K
ETNEaton Corp PLC	0.2%	0.2%	1,297	-28.4%	$553K
VNQVanguard Real Estate ETF	0.2%	0.4%	5,676	-52.2%	$547K
PMPhilip Morris Intl Inc Com	0.2%	0.2%	2,879	-2.9%	$521K
VTEBVanguard Tx Ex Bd	0.2%	0.3%	10,127	-39.0%	$512K
XOMExxon Mobil Corp	0.2%	0.3%	3,722	-3.9%	$509K

What Southern Michigan Bank & Trust bought and sold in Q2 2026, against Q1 2026.

New positions

Q1 2026's filing was too long to tell new positions apart.

Added to

IWF Ishares Russell 1000 Growth ETF+323.2% shares
VO Vanguard Index Fds+302.3% shares
CAT Caterpillar Inc Com+42.3% shares
MO Altria Group Inc+25.2% shares
JPM Jpmorgan Chase & Co+19.0% shares
IWD Ishares Russell 1000 Value ETF+10.8% shares
META Meta Platforms Inc Class A+6.7% shares

Reduced

VNQ Vanguard Real Estate ETF-52.2% shares
VTEB Vanguard Tx Ex Bd-39.0% shares
LLY Lilly Eli & Co-31.3% shares
ETN Eaton Corp PLC-28.4% shares

Left the top 50

Share counts compared with the Q1 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: —
3 years: —
5 years: —

A portfolio of the filer's 20 largest 13F positions, weighted by value and rebuilt each quarter on the day the filing became public. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q2 2026	$281.3M	422
Q1 2026	$260.6M	424

Questions about Southern Michigan Bank & Trust's portfolio

What stocks does Southern Michigan Bank & Trust own?

Southern Michigan Bank & Trust's latest 13F, for Q2 2026 and filed Jul 21, 2026, lists 422 positions worth $281.3M. The largest are Schwab U.s. Large-Cap Growth ETF (SCHG) at 18.7%, Schwab Strategic Tr (SCHV) at 12.6%, Vanguard Bd Index Fds (BIV) at 11.8%, Ishares Tr (GVI) at 10.6% and Vanguard Index Fds (VO) at 7.4%.

What did Southern Michigan Bank & Trust buy last quarter?

In Q2 2026, Southern Michigan Bank & Trust added Ishares Russell 1000 Growth ETF (IWF) (+323.2% shares), Vanguard Index Fds (VO) (+302.3% shares) and Caterpillar Inc Com (CAT) (+42.3% shares), compared with its Q1 2026 filing.

What did Southern Michigan Bank & Trust sell last quarter?

In Q2 2026, Southern Michigan Bank & Trust cut from its top 50 Ishares Core S&p 500 ETF (IVV), cut from its top 50 Vanguard Indx Fd (VUG), cut from its top 50 Pepsico Inc (PEP), cut from its top 50 Lockheed Martin Corp Com (LMT), cut from its top 50 Northrop Grumman Corp (NOC), Vanguard Real Estate ETF (VNQ) (-52.2% shares), Vanguard Tx Ex Bd (VTEB) (-39.0% shares) and Lilly Eli & Co (LLY) (-31.3% shares), compared with its Q1 2026 filing.

When is Southern Michigan Bank & Trust's next 13F filing due?

13F filings are due 45 days after each quarter ends. Southern Michigan Bank & Trust's filing for the quarter ending Sep 30, 2026 is due by Nov 14, 2026; this page updates the day after it is published.