Q2 2026 13F · SEC CIK 2049157

Tandem Financial, LLC

Wealth managerFiled 2026-08-14 for Q2 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $310.8M
Reported positions: 99
Holdings vs S&P 500, 3 yrs: —
Assets under management: $541.8M

Tandem Financial, LLC is a wealth manager that reported 99 positions worth $310.8M in its Q2 2026 13F, filed 2026-08-14. Its largest holdings were Ishares Tr (IVV, 12.2%), Vanguard Bd Index Fds (BIV, 7.6%), Vanguard Ftse Developed Markets Index Fu (VEA, 5.8%).

Tandem Financial, LLC holdings largest 50 of 99 positions.

Weights are shares of the filer's total reported 13F value, compared with Q1 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Tandem Financial, LLC 13F holdings
Stock	% of 13F value	Q1 2026	Shares	Share change	Reported value
IVVIshares Tr	12.2%	14.4%	50,823	-21.8%	$38.1M
BIVVanguard Bd Index Fds	7.6%	7.9%	308,414	+1.3%	$23.7M
VEAVanguard Ftse Developed Markets Index Fu	5.8%	4.5%	251,962	+20.9%	$18.0M
FNDESchwab Strategic Tr	4.5%	4.3%	354,450	+7.8%	$14.1M
SPYState Str Spdr S&p 500 ETF T	4.4%	3.9%	18,217	+4.3%	$13.6M
QQQInvesco Qqq Tr	4.3%	4.1%	18,293	-11.9%	$13.5M
GDXVaneck ETF Trust	4.1%	5.2%	170,681	+1.9%	$12.9M
IMCGIshares Tr	3.6%	2.9%	112,506	+4.7%	$11.1M
CLOIVaneck Clo ETF	3.0%	2.3%	177,333	+36.6%	$9.4M
PWRQuanta Svcs Inc	2.4%	2.0%	10,242	-3.0%	$7.4M
JKFIshares Tr	2.2%	2.5%	66,287	-18.0%	$6.7M
VGLTVanguard Scottsdale Fds	2.1%	2.3%	119,004	-1.4%	$6.6M
JQUAJpmorgan U.s. Quality Factor ETF	2.0%	2.7%	86,719	-32.3%	$6.3M
IUSInvesco Exch Trd Slf Idx Fd	2.0%	1.7%	93,281	+5.3%	$6.1M
VWOVanguard Intl Equity Index F	1.9%	1.1%	97,845	+58.9%	$5.8M
JBNDJ P Morgan Exchange Traded F	1.9%	2.0%	108,756	+0.5%	$5.8M
IWMIshares Tr	1.6%	1.3%	16,741	+6.0%	$5.0M
BNDXVanguard Charlotte Fds	1.6%	1.7%	101,802	-0.1%	$4.9M
IWFIshares Tr	1.6%	1.5%	39,682	+293.6%	$4.9M
IWDIshares Tr	1.5%	1.4%	18,731	-3.3%	$4.5M
GPIQGoldman Sachs ETF Tr	1.4%	1.1%	72,476	+6.7%	$4.3M
DFAUDimensional ETF Trust	1.3%	1.3%	80,002	-5.7%	$4.1M
VBVanguard Index Fds	1.2%	1.1%	12,742	+3.5%	$3.9M
GPIXGoldman Sachs ETF Tr	1.2%	1.1%	68,093	+7.8%	$3.8M
GLDSpdr Gold Tr	1.2%	1.5%	10,175	+0.8%	$3.7M
ITAIshares Tr	1.0%	1.0%	12,927	+0.4%	$3.1M
FLXRTcw Flexible	0.9%	1.0%	75,140	-3.3%	$2.9M
DFACDimensional ETF Trust	0.9%	0.8%	65,535	+2.7%	$2.9M
AAAUGoldman Sachs Physical Gold	0.9%	1.9%	71,050	-40.4%	$2.8M
MSFTMicrosoft Corp	0.9%	0.9%	7,259	+0.1%	$2.7M
DFICDimensional ETF Trust	0.8%	0.9%	70,203	-3.1%	$2.6M
PMPhilip Morris Intl Inc	0.8%	0.8%	14,238	+0.0%	$2.6M
AAPLApple Inc	0.8%	0.8%	8,712	-2.1%	$2.5M
MPMp Materials Corp	0.8%	0.7%	42,076	+0.5%	$2.4M
DFAEDimensional ETF Trust	0.7%	0.7%	57,896	-4.9%	$2.3M
UBNDVictory Portfolios II	0.7%	0.6%	106,198	+26.8%	$2.3M
URNMSprott Fds Tr	0.7%	0.9%	42,667	+3.8%	$2.2M
AMLPAlps ETF Tr	0.6%	0.6%	35,267	-1.0%	$1.8M
GOOGLAlphabet Inc	0.5%	0.4%	4,273	-2.9%	$1.5M
KNGFirst Tr Exchange-Traded Fd	0.5%	0.5%	29,851	-10.0%	$1.5M
NUVNuveen Mun Value Fd Inc	0.5%	0.4%	152,594	+9.2%	$1.4M
JMUBJ P Morgan Exchange Traded F	0.4%	0.4%	26,854	+6.6%	$1.4M
GRNYTidal Trust I	0.4%	0.4%	48,731	+5.8%	$1.3M
VUGVanguard Index Fds	0.4%	0.4%	15,630	+486.1%	$1.3M
DUHPDimensional ETF Trust	0.4%	0.4%	31,595	-4.2%	$1.3M
GOOGAlphabet Inc	0.4%	—	3,665	—	$1.3M
EMLPFirst Tr Exchange-Traded Fd	0.4%	0.4%	28,153	-0.7%	$1.2M
MLPXGlobal X Fds	0.4%	0.4%	16,516	+3.8%	$1.2M
PFXFVaneck ETF Trust	0.4%	0.4%	67,946	+1.3%	$1.2M
VBKVanguard Index Fds	0.4%	—	3,185	—	$1.2M

What Tandem Financial, LLC bought and sold in Q2 2026, against Q1 2026.

New positions

Q1 2026's filing was too long to tell new positions apart.

Share counts compared with the Q1 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +16.3% /yr; S&P 500 +20.1%
3 years: —
5 years: —

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q2 2026	$310.8M	99
Q1 2026	$295.6M	94
Q4 2025	$82.8M	47
Q3 2025	$268.5M	88
Q2 2025	$106.5M	48
Q1 2025	$91.8M	48
Q4 2024	$92.7M	78

Questions about Tandem Financial, LLC's portfolio

What stocks does Tandem Financial, LLC own?

Tandem Financial, LLC's latest 13F, for Q2 2026 and filed Aug 14, 2026, lists 99 positions worth $310.8M. The largest are Ishares Tr (IVV) at 12.2%, Vanguard Bd Index Fds (BIV) at 7.6%, Vanguard Ftse Developed Markets Index Fu (VEA) at 5.8%, Schwab Strategic Tr (FNDE) at 4.5% and State Str Spdr S&p 500 ETF T (SPY) at 4.4%.

What did Tandem Financial, LLC buy last quarter?

In Q2 2026, Tandem Financial, LLC added Vanguard Index Fds (VUG) (+486.1% shares), Ishares Tr (IWF) (+293.6% shares) and Vanguard Intl Equity Index F (VWO) (+58.9% shares), compared with its Q1 2026 filing.

What did Tandem Financial, LLC sell last quarter?

In Q2 2026, Tandem Financial, LLC cut from its top 50 Spdr Series Trust (XSW), cut from its top 50 Newmont Corp (NEM), Goldman Sachs Physical Gold (AAAU) (-40.4% shares), Jpmorgan U.s. Quality Factor ETF (JQUA) (-32.3% shares) and Ishares Tr (IVV) (-21.8% shares), compared with its Q1 2026 filing.

When is Tandem Financial, LLC's next 13F filing due?

13F filings are due 45 days after each quarter ends. Tandem Financial, LLC's filing for the quarter ending Sep 30, 2026 is due by Nov 14, 2026; this page updates the day after it is published.

How much money does Tandem Financial, LLC manage?

Tandem Financial, LLC reported $541.8M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $310.8M.