Q3 2026 13F · SEC CIK 2020781

Tenon Financial LLC

Wealth managerFiled 2026-10-14 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $330.7M
Reported positions: 70
Top holdings a year, 3 yrs: +13.9%
Assets under management: $316.0M

Tenon Financial LLC is a wealth manager that reported 70 positions worth $330.7M in its Q3 2026 13F, filed 2026-10-14. Its largest holdings were Vanguard Index Fds (VOO, 24.0%), Vanguard Index Fds (VXF, 20.2%), Vanguard Star Fds (VXUS, 17.2%). A portfolio copying its top holdings returned 13.9% a year over the last 3 years, against 18.4% for the S&P 500.

Tenon Financial LLC holdings largest 50 of 70 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Tenon Financial LLC 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
VOOVanguard Index Fds	24.0%	23.8%	113,268	+5.0%	$79.4M
VXFVanguard Index Fds	20.2%	21.7%	288,809	+5.6%	$66.9M
VXUSVanguard Star Fds	17.2%	17.2%	670,399	+7.5%	$57.0M
BNDVanguard Bd Index Fds	12.4%	12.8%	586,750	+7.9%	$41.2M
VEAVanguard Ftse Developed Markets Index Fu	4.3%	4.7%	202,134	-2.2%	$14.3M
VTIVanguard Index Fds	4.0%	3.2%	35,336	+33.4%	$13.2M
AAPLApple Inc	1.7%	1.3%	16,726	+19.5%	$5.6M
BSCQInvesco Exch Trd Slf Idx Fd	1.2%	1.3%	205,382	+2.6%	$4.0M
BSCRInvesco Exch Trd Slf Idx Fd	1.2%	1.1%	199,735	+10.1%	$3.9M
ITOTIshares Tr	1.1%	1.2%	22,683	-0.0%	$3.8M
LLYEli Lilly & Co	0.8%	0.9%	2,344	+0.6%	$2.7M
BSCSInvesco Exch Trd Slf Idx Fd	0.8%	0.6%	131,138	+33.8%	$2.6M
AMZNAmazon Com Inc	0.7%	0.6%	9,163	+14.9%	$2.3M
MSFTMicrosoft Corp	0.6%	0.5%	4,024	+4.0%	$2.1M
NVDANvidia Corporation	0.5%	0.5%	7,469	+4.0%	$1.7M
VUGVanguard Index Fds	0.4%	0.6%	16,363	-19.9%	$1.5M
VGITVanguard Scottsdale Fds	0.4%	0.4%	24,205	+6.8%	$1.4M
TTTrane Technologies PLC	0.4%	0.5%	2,905	-1.4%	$1.3M
IVVIshares Tr	0.4%	0.4%	1,693	+16.2%	$1.3M
VBRVanguard Index Fds	0.4%	0.1%	5,319	+326.9%	$1.2M
VTEBVanguard Mun Bd Fds	0.3%	0.4%	23,085	+0.0%	$1.1M
AVUVAmerican Centy ETF Tr	0.3%	0.3%	9,270	+8.1%	$1.1M
RSPInvesco Exchange Traded Fd T	0.3%	0.4%	5,185	+1.0%	$1.1M
XPOXpo Inc	0.3%	0.4%	5,844	+0.0%	$1.0M
BRK-BBerkshire Hathaway Inc Del	0.3%	0.3%	1,875	+6.5%	$934K
QQQInvesco Qqq Tr	0.3%	0.3%	1,137	+0.1%	$841K
SCHDSchwab Strategic Tr	0.2%	0.2%	23,872	+3.2%	$777K
VWOVanguard Intl Equity Index F	0.2%	0.2%	12,452	+7.2%	$739K
VTVVanguard Index Fds	0.2%	0.3%	3,411	-28.9%	$737K
FNDXSchwab Strategic Tr	0.2%	0.2%	22,133	+0.4%	$697K
TSLATesla Inc	0.2%	—	1,883	—	$668K
GOOGLAlphabet Inc	0.2%	0.2%	1,786	+11.6%	$615K
XOMExxonmobil Holdings Corp	0.2%	—	3,665	—	$596K
METAMeta Platforms Inc	0.2%	0.1%	803	-0.6%	$583K
VTVanguard Intl Equity Index F	0.2%	—	3,626	—	$572K
IWMIshares Tr	0.1%	0.2%	1,761	+0.0%	$489K
JPMJpmorgan Chase & Co	0.1%	—	1,476	—	$488K
TYLTyler Technologies Inc	0.1%	0.1%	1,492	+0.0%	$475K
IXUSIshares Tr	0.1%	0.2%	4,925	+0.0%	$468K
AMATApplied Matls Inc	0.1%	0.2%	910	+0.0%	$465K
VEUVanguard Intl Equity Index F	0.1%	—	5,391	—	$447K
DFACDimensional ETF Trust	0.1%	0.1%	9,566	+0.0%	$425K
VTIPVanguard Malvern Fds	0.1%	—	8,511	—	$419K
IWBIshares Tr	0.1%	0.1%	966	+0.0%	$402K
VYMVanguard Whitehall Fds	0.1%	0.3%	2,569	-59.6%	$399K
BNBrookfield Corp	0.1%	0.1%	10,812	+0.0%	$394K
HCAHca Healthcare Inc	0.1%	0.1%	891	+0.0%	$380K
GOOGAlphabet Inc	0.1%	0.1%	1,097	+22.6%	$374K
XLKSelect Sector Spdr Tr	0.1%	0.1%	1,888	+0.0%	$370K
SPYState Str Spdr S&p 500 ETF T	0.1%	0.2%	461	-37.4%	$351K

What Tenon Financial LLC bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Added to

VBR Vanguard Index Fds+326.9% shares
BSCS Invesco Exch Trd Slf Idx Fd+33.8% shares
VTI Vanguard Index Fds+33.4% shares
GOOG Alphabet Inc+22.6% shares
AAPL Apple Inc+19.5% shares
IVV Ishares Tr+16.2% shares
AMZN Amazon Com Inc+14.9% shares
GOOGL Alphabet Inc+11.6% shares

Reduced

VYM Vanguard Whitehall Fds-59.6% shares
SPY State Str Spdr S&p 500 ETF T-37.4% shares
VTV Vanguard Index Fds-28.9% shares
VUG Vanguard Index Fds-19.9% shares

Left the top 50

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +17.3% /yr; S&P 500 +20.1%
3 years: +13.9% /yr; S&P 500 +18.4%
5 years: —

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$330.7M	70
Q2 2026	$310.9M	61
Q1 2026	$254.6M	54
Q4 2025	$237.2M	49
Q3 2025	$194.7M	48
Q2 2025	$226.4M	46
Q1 2025	$161.6M	46
Q4 2024	$154.4M	46
Q3 2024	$151.0M	44
Q2 2024	$128.2M	41
Q1 2024	$118.5M	38

Questions about Tenon Financial LLC's portfolio

What stocks does Tenon Financial LLC own?

Tenon Financial LLC's latest 13F, for Q3 2026 and filed Oct 14, 2026, lists 70 positions worth $330.7M. The largest are Vanguard Index Fds (VOO) at 24.0%, Vanguard Index Fds (VXF) at 20.2%, Vanguard Star Fds (VXUS) at 17.2%, Vanguard Bd Index Fds (BND) at 12.4% and Vanguard Ftse Developed Markets Index Fu (VEA) at 4.3%.

What did Tenon Financial LLC buy last quarter?

In Q3 2026, Tenon Financial LLC added Vanguard Index Fds (VBR) (+326.9% shares), Invesco Exch Trd Slf Idx Fd (BSCS) (+33.8% shares) and Vanguard Index Fds (VTI) (+33.4% shares), compared with its Q2 2026 filing.

What did Tenon Financial LLC sell last quarter?

In Q3 2026, Tenon Financial LLC cut from its top 50 Exxon Mobil Corp (XOM), cut from its top 50 Ishares Tr (IJR), cut from its top 50 Ishares Inc (EMXC), cut from its top 50 Johnson & Johnson (JNJ), cut from its top 50 Schwab Strategic Tr (FNDF), Vanguard Whitehall Fds (VYM) (-59.6% shares), State Str Spdr S&p 500 ETF T (SPY) (-37.4% shares) and Vanguard Index Fds (VTV) (-28.9% shares), compared with its Q2 2026 filing.

How has Tenon Financial LLC's portfolio performed?

A portfolio copying Tenon Financial LLC's 20 largest 13F holdings each quarter, from the day each filing was public, returned +13.9% a year over the last 3 years, against +18.4% for the S&P 500. Over 1 year: +17.3% against +20.1%.

When is Tenon Financial LLC's next 13F filing due?

13F filings are due 45 days after each quarter ends. Tenon Financial LLC's filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.

How much money does Tenon Financial LLC manage?

Tenon Financial LLC reported $316.0M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $330.7M.