Q2 2026 13F · SEC CIK 1960657

Waterford Advisors, LLC

Wealth managerFiled 2026-08-14 for Q2 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $366.5M
Reported positions: 64
Top holdings a year, 3 yrs: +14.5%
Assets under management: $399.1M

Waterford Advisors, LLC is a wealth manager that reported 64 positions worth $366.5M in its Q2 2026 13F, filed 2026-08-14. Its largest holdings were Ishares Core S&p 500 ETF (IVV, 19.0%), Vanguard Value ETF (VTV, 9.6%), Vanguard Indx Fd (VUG, 9.1%). A portfolio copying its top holdings returned 14.5% a year over the last 3 years, against 20.4% for the S&P 500.

Waterford Advisors, LLC holdings largest 50 of 64 positions.

Weights are shares of the filer's total reported 13F value, compared with Q1 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Waterford Advisors, LLC 13F holdings
Stock	% of 13F value	Q1 2026	Shares	Share change	Reported value
IVVIshares Core S&p 500 ETF	19.0%	18.4%	93,087	+1.8%	$69.7M
VTVVanguard Value ETF	9.6%	9.6%	161,913	+3.6%	$35.3M
VUGVanguard Indx Fd	9.1%	8.3%	385,700	+516.9%	$33.2M
VEAVanguard Tax-Managed Fds	7.9%	7.8%	404,761	+1.9%	$28.8M
DFNMDimensional ETF Trust	7.9%	8.1%	545,339	+1.7%	$28.8M
SCHASchwab U.s. Small-Cap ETF	6.9%	6.1%	702,414	+2.6%	$25.4M
BSVVanguard Bd Index Fds Vanguard Short Ter	5.6%	6.0%	421,601	+6.4%	$20.4M
BLVVanguard Bd Index Fds	4.5%	4.8%	209,762	+9.0%	$16.3M
VWOVanguard Intl Equity Index F	3.5%	3.4%	211,867	+2.4%	$12.6M
BNDVanguard Total Bond Market ETF	3.2%	3.5%	170,811	+6.7%	$11.8M
DFSVDfa U.s. Small Cap Value ETF	3.1%	3.4%	288,532	+1.3%	$11.4M
SCHHSchwab Strategic Tr	2.7%	3.0%	429,163	+6.6%	$9.9M
REETIshares Tr	2.7%	2.7%	356,526	+4.1%	$9.8M
SCHFSchwab Intl Equity	1.6%	1.6%	211,231	+0.0%	$5.9M
VOTVanguard Index Fds	1.6%	1.7%	20,897	-8.6%	$5.7M
SCHGSchwab U.s. Large-Cap Growth ETF	1.4%	1.4%	147,643	+0.0%	$5.1M
CBSHCommerce Bancshares Incorporated	0.8%	0.8%	44,863	+0.0%	$3.0M
RTXRtx Corporation Com	0.8%	0.9%	15,255	+1.0%	$2.9M
RSPInvesco S&p 500 Equal Weight ETF	0.8%	0.8%	13,024	-3.7%	$2.8M
AAPLApple Inc	0.7%	0.7%	8,679	+3.5%	$2.5M
VNQVanguard Real Estate ETF	0.4%	0.5%	16,744	+0.0%	$1.6M
KEYKeycorp	0.4%	0.4%	69,833	+0.0%	$1.6M
PGRProgressive Corp.	0.4%	0.5%	6,780	-3.9%	$1.5M
NVDANvidia Corporation Com	0.3%	0.3%	6,155	-0.8%	$1.2M
SCHVSchwab Strategic Tr	0.3%	0.4%	32,703	-6.0%	$1.2M
SPYSpdr S&p 500 ETF Tr	0.3%	0.3%	1,501	-11.3%	$1.1M
VBVanguard Indx Fd	0.3%	0.3%	3,634	-0.5%	$1.1M
APHAmphenol Corp	0.3%	0.2%	5,959	+0.0%	$1.1M
MSFTMicrosoft Corp	0.3%	0.3%	2,752	+0.4%	$1.0M
CARRCarrier Global Corporation	0.3%	0.2%	13,381	+0.0%	$981K
CATCaterpillar Inc Com	0.3%	0.2%	885	+0.0%	$942K
JPMJpmorgan Chase & Co	0.2%	0.2%	2,367	+7.0%	$775K
EFAiShs MSCI EAFE	0.2%	0.3%	6,995	-20.0%	$727K
EWZIshares Inc	0.2%	0.2%	3,388	+0.0%	$687K
SCHBSchwb US Broad	0.2%	0.2%	21,744	+0.0%	$630K
SANBanco Santander SA	0.1%	—	36,124	—	$499K
OTISOtis Worldwide Corp	0.1%	0.2%	6,690	+0.0%	$479K
HDHome Depot Inc Com	0.1%	0.1%	1,313	+0.0%	$463K
VVisa Inc Com Cl A	0.1%	0.1%	1,306	+1.1%	$448K
MTBM & T Bk Corp	0.1%	—	1,778	—	$423K
SCHESchwab Strategic Tr	0.1%	0.1%	11,780	+0.0%	$399K
AMGNAmgen Inc Com	0.1%	0.1%	1,000	+0.0%	$362K
MRKMerck & Co. Inc	0.1%	0.1%	2,778	+0.0%	$357K
AMDAdvanced Micro Devices Inc	0.1%	—	588	—	$342K
EEMIshares	0.1%	—	4,967	—	$340K
METAMeta Platforms Inc Class A	0.1%	0.1%	598	+0.2%	$337K
XOMExxon Mobil Corp	0.1%	0.1%	2,402	+0.0%	$328K
SCHXSchwab Stratgc Tr	0.1%	0.1%	9,987	+0.0%	$317K
AMZNAmazon Com Inc Com	0.1%	—	1,292	—	$308K
SHWSherwin Williams Co Com	0.1%	0.1%	873	+0.0%	$301K

What Waterford Advisors, LLC bought and sold in Q2 2026, against Q1 2026.

New positions

Q1 2026's filing was too long to tell new positions apart.

Added to

VUG Vanguard Indx Fd+516.9% shares
BLV Vanguard Bd Index Fds+9.0% shares
JPM Jpmorgan Chase & Co+7.0% shares
BND Vanguard Total Bond Market ETF+6.7% shares
SCHH Schwab Strategic Tr+6.6% shares
BSV Vanguard Bd Index Fds Vanguard Short Ter+6.4% shares

Reduced

Left the top 50

BRK-A Berkshire Hathaway Inc Delwas 0.7%
TECB Ishares Trwas 0.1%
CVX Chevron Corp Newwas 0.1%
LDEM Ishares Trwas 0.1%
JNJ Johnson & Johnsonwas 0.1%

Share counts compared with the Q1 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +17.1% /yr; S&P 500 +20.1%
3 years: +14.5% /yr; S&P 500 +20.4%
5 years: —

A portfolio of the filer's 20 largest 13F positions, weighted by value and rebuilt each quarter on the day the filing became public. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q2 2026	$366.5M	64
Q1 2026	$315.3M	57
Q4 2025	$256.0M	48
Q3 2025	$289.2M	54
Q2 2025	$270.8M	53
Q1 2025	$241.0M	51
Q4 2024	$196.4M	46
Q3 2024	$196.0M	50
Q2 2024	$238.5M	54
Q1 2024	$235.7M	55
Q4 2023	$213.4M	51
Q3 2023	$178.8M	47

Questions about Waterford Advisors, LLC's portfolio

What stocks does Waterford Advisors, LLC own?

Waterford Advisors, LLC's latest 13F, for Q2 2026 and filed Aug 14, 2026, lists 64 positions worth $366.5M. The largest are Ishares Core S&p 500 ETF (IVV) at 19.0%, Vanguard Value ETF (VTV) at 9.6%, Vanguard Indx Fd (VUG) at 9.1%, Vanguard Tax-Managed Fds (VEA) at 7.9% and Dimensional ETF Trust (DFNM) at 7.9%.

What did Waterford Advisors, LLC buy last quarter?

In Q2 2026, Waterford Advisors, LLC added Vanguard Indx Fd (VUG) (+516.9% shares), Vanguard Bd Index Fds (BLV) (+9.0% shares) and Jpmorgan Chase & Co (JPM) (+7.0% shares), compared with its Q1 2026 filing.

What did Waterford Advisors, LLC sell last quarter?

In Q2 2026, Waterford Advisors, LLC cut from its top 50 Berkshire Hathaway Inc Del (BRK-A), cut from its top 50 Ishares Tr (TECB), cut from its top 50 Chevron Corp New (CVX), cut from its top 50 Ishares Tr (LDEM), cut from its top 50 Johnson & Johnson (JNJ), iShs MSCI EAFE (EFA) (-20.0% shares), Spdr S&p 500 ETF Tr (SPY) (-11.3% shares) and Vanguard Index Fds (VOT) (-8.6% shares), compared with its Q1 2026 filing.

How has Waterford Advisors, LLC's portfolio performed?

A portfolio copying Waterford Advisors, LLC's 20 largest 13F holdings each quarter, from the day each filing was public, returned +14.5% a year over the last 3 years, against +20.4% for the S&P 500. Over 1 year: +17.1% against +20.1%.

When is Waterford Advisors, LLC's next 13F filing due?

13F filings are due 45 days after each quarter ends. Waterford Advisors, LLC's filing for the quarter ending Sep 30, 2026 is due by Nov 14, 2026; this page updates the day after it is published.

How much money does Waterford Advisors, LLC manage?

Waterford Advisors, LLC reported $399.1M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $366.5M.