Q2 2026 13F · SEC CIK 2023493

William Howard & Co Financial Advisors Inc

Wealth managerFiled 2026-07-09 for Q2 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $128.6M
Reported positions: 54
Top holdings a year, 3 yrs: +12.4%
Assets under management: $342.1M

William Howard & Co Financial Advisors Inc is a wealth manager that reported 54 positions worth $128.6M in its Q2 2026 13F, filed 2026-07-09. Its largest holdings were Ishares Core S&p 500 ETF (IVV, 23.4%), Ishares (IWM, 11.1%), iShs 7-10 ys Tsy (IEF, 9.5%). A portfolio copying its top holdings returned 12.4% a year over the last 3 years, against 18.4% for the S&P 500.

William Howard & Co Financial Advisors Inc holdings largest 50 of 54 positions.

Weights are shares of the filer's total reported 13F value, compared with Q1 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

William Howard & Co Financial Advisors Inc 13F holdings
Stock	% of 13F value	Q1 2026	Shares	Share change	Reported value
IVVIshares Core S&p 500 ETF	23.4%	22.8%	40,126	-0.5%	$30.0M
IWMIshares	11.1%	10.3%	47,589	-1.0%	$14.3M
IEFiShs 7-10 ys Tsy	9.5%	10.6%	128,576	-0.1%	$12.2M
ICFIshares Tr	8.5%	8.6%	160,922	+0.1%	$10.9M
IWVIshares Russell 3000 Index	4.6%	4.4%	13,778	+0.0%	$5.9M
IEFAIshares Core Msci Eafe ETF	4.2%	4.4%	56,013	+0.5%	$5.4M
BNDVanguard Total Bond Market ETF	3.5%	3.9%	62,085	+2.0%	$4.6M
IUSGiShares ETFs/USA	3.3%	3.0%	22,566	+0.0%	$4.2M
IEIIshares	2.7%	3.0%	29,180	+0.1%	$3.4M
EFAiShs MSCI EAFE	2.4%	2.6%	29,595	-3.0%	$3.1M
VEAVanguard Tax-Managed Fds	2.0%	2.0%	36,641	-0.2%	$2.6M
APHAmphenol Corp	1.8%	1.4%	13,198	+0.0%	$2.3M
AAPLApple Inc	1.4%	1.4%	6,307	-1.6%	$1.8M
SYKStryker Corporation	1.3%	1.6%	5,490	+0.0%	$1.7M
SHYiShs Lehman 1-3Tsy	1.3%	1.5%	20,523	+0.2%	$1.7M
VNQVanguard Real Estate ETF	1.2%	1.2%	16,038	-0.1%	$1.5M
TIPiShares TIPS Bond ETF	1.2%	1.3%	13,542	+1.0%	$1.5M
IEMGIshares	1.0%	1.0%	16,267	+0.0%	$1.3M
QQQInvesco Qqq Tr	1.0%	0.8%	1,662	+0.0%	$1.2M
FRDMEa Series Trust	0.9%	0.7%	15,885	+0.2%	$1.2M
CTBICommunity Tr Bancorp Inc	0.9%	0.8%	15,557	+0.0%	$1.1M
VNQIVanguard Global ex-US Real Estate ETF (V	0.8%	0.9%	22,558	+0.0%	$1.0M
IWFIshares Russell 1000 Growth ETF	0.8%	0.7%	8,102	+300.3%	$1.0M
IWDIshares Russell 1000 Value ETF	0.7%	0.7%	3,878	+0.3%	$940K
AGGIshares Tr	0.7%	0.8%	9,340	+0.0%	$924K
IUSVIshares Tr	0.7%	0.7%	8,056	+0.0%	$887K
PFFIshares Tr	0.7%	0.7%	28,454	+0.9%	$868K
SCZIshares Msci Eafe Small Cap	0.5%	0.6%	8,447	-3.7%	$695K
ITOTIshares Total US Stock Market ETF	0.5%	0.5%	4,139	+5.3%	$680K
VUSBVanguard Bd Index Fds	0.5%	0.5%	12,476	+0.0%	$621K
IJHIshares Tr	0.5%	0.5%	8,044	-1.6%	$620K
VOOVanguard S&p 500 ETF	0.5%	0.5%	902	-2.4%	$620K
FBNDFidelity Merrimack Str Tr	0.5%	0.5%	12,964	+0.0%	$590K
CRWDCrowdstrike Hldgs Inc Class A	0.4%	0.2%	680	+0.0%	$519K
VTIVanguard Index Fds	0.4%	0.3%	1,262	+0.0%	$467K
IJRIshares Core S&p Small Cap ETF	0.4%	0.3%	3,103	+0.0%	$460K
SCHASchwab U.s. Small-Cap ETF	0.3%	0.3%	11,547	+0.3%	$417K
FNDFSchwab Strategic Tr	0.3%	0.3%	7,866	+0.6%	$415K
VVisa Inc Com Cl A	0.3%	0.3%	1,082	+0.0%	$371K
VVVanguard Inx Lrg	0.3%	0.3%	1,057	+0.3%	$363K
AMZNAmazon Com Inc Com	0.3%	0.3%	1,490	+0.8%	$355K
AVLVAmerican Centy Tr ETF Avantis U S Large	0.3%	0.3%	3,793	+0.3%	$346K
VWOVanguard Intl Equity Index F	0.3%	0.3%	5,580	+0.0%	$333K
NVDANvidia Corporation Com	0.3%	0.2%	1,650	+0.0%	$330K
IWOIshares Russell 2000 Growth ETF	0.2%	0.2%	814	+0.0%	$321K
SCHXSchwab Stratgc Tr	0.2%	0.2%	10,781	+0.3%	$317K
MRVLMarvell Technology Inc	0.2%	—	960	—	$286K
VIOOVanguard Admiral Fds Inc	0.2%	0.2%	2,014	+0.0%	$277K
EEMIshares	0.2%	0.2%	4,003	-1.1%	$274K
SCHGSchwab U.s. Large-Cap Growth ETF	0.2%	0.2%	7,857	+0.1%	$266K

What William Howard & Co Financial Advisors Inc bought and sold in Q2 2026, against Q1 2026.

New positions

Q1 2026's filing was too long to tell new positions apart.

Added to

IWF Ishares Russell 1000 Growth ETF+300.3% shares
ITOT Ishares Total US Stock Market ETF+5.3% shares

Reduced

No position shrank by more than 5%.

Left the top 50

SCHV Schwab Strategic Trwas 0.2%

Share counts compared with the Q1 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +15.5% /yr; S&P 500 +20.1%
3 years: +12.4% /yr; S&P 500 +18.4%
5 years: —

A portfolio of the filer's 20 largest 13F positions, weighted by value and rebuilt each quarter on the day the filing became public. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q2 2026	$128.6M	54
Q1 2026	$115.8M	54
Q4 2025	$118.6M	57
Q3 2025	$117.5M	56
Q2 2025	$114.6M	56
Q1 2025	$106.7M	52
Q4 2024	$110.5M	52
Q3 2024	$117.2M	57
Q2 2024	$108.3M	48
Q1 2024	$106.7M	45

Questions about William Howard & Co Financial Advisors Inc's portfolio

What stocks does William Howard & Co Financial Advisors Inc own?

William Howard & Co Financial Advisors Inc's latest 13F, for Q2 2026 and filed Jul 9, 2026, lists 54 positions worth $128.6M. The largest are Ishares Core S&p 500 ETF (IVV) at 23.4%, Ishares (IWM) at 11.1%, iShs 7-10 ys Tsy (IEF) at 9.5%, Ishares Tr (ICF) at 8.5% and Ishares Russell 3000 Index (IWV) at 4.6%.

What did William Howard & Co Financial Advisors Inc buy last quarter?

In Q2 2026, William Howard & Co Financial Advisors Inc added Ishares Russell 1000 Growth ETF (IWF) (+300.3% shares) and Ishares Total US Stock Market ETF (ITOT) (+5.3% shares), compared with its Q1 2026 filing.

What did William Howard & Co Financial Advisors Inc sell last quarter?

In Q2 2026, William Howard & Co Financial Advisors Inc cut from its top 50 Schwab Strategic Tr (SCHV), compared with its Q1 2026 filing.

How has William Howard & Co Financial Advisors Inc's portfolio performed?

A portfolio copying William Howard & Co Financial Advisors Inc's 20 largest 13F holdings each quarter, from the day each filing was public, returned +12.4% a year over the last 3 years, against +18.4% for the S&P 500. Over 1 year: +15.5% against +20.1%.

When is William Howard & Co Financial Advisors Inc's next 13F filing due?

13F filings are due 45 days after each quarter ends. William Howard & Co Financial Advisors Inc's filing for the quarter ending Sep 30, 2026 is due by Nov 14, 2026; this page updates the day after it is published.

How much money does William Howard & Co Financial Advisors Inc manage?

William Howard & Co Financial Advisors Inc reported $342.1M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $128.6M.