Q3 2026 13F · SEC CIK 1573263

Wiser Wealth Management, Inc

Wealth managerFiled 2026-10-14 for Q3 2026. Open the filing ↗ · All SEC filings ↗

Reported 13F value: $550.3M
Reported positions: 73
Top holdings a year, 3 yrs: +12.9%
Assets under management: $513.6M

Wiser Wealth Management, Inc is a wealth manager that reported 73 positions worth $550.3M in its Q3 2026 13F, filed 2026-10-14. Its largest holdings were Vanguard Index Fds (VOO, 31.1%), J P Morgan Exchange Traded F (JCPB, 12.4%), Vanguard Ftse Developed Markets Index Fu (VEA, 8.4%). A portfolio copying its top holdings returned 12.9% a year over the last 3 years, against 20.4% for the S&P 500.

Wiser Wealth Management, Inc holdings largest 50 of 73 positions.

Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.

Wiser Wealth Management, Inc 13F holdings
Stock	% of 13F value	Q2 2026	Shares	Share change	Reported value
VOOVanguard Index Fds	31.1%	31.8%	244,429	+1.0%	$171.3M
JCPBJ P Morgan Exchange Traded F	12.4%	11.8%	1,519,365	+15.5%	$68.0M
VEAVanguard Ftse Developed Markets Index Fu	8.4%	8.6%	654,321	+3.8%	$46.2M
VGTVanguard World Fd	6.7%	7.0%	294,326	-3.4%	$37.0M
SLQDIshares Tr	5.3%	4.9%	585,596	+14.8%	$29.0M
BNDXVanguard Charlotte Fds	5.1%	4.6%	593,429	+19.5%	$27.8M
COWZPacer Fds Tr	5.0%	4.8%	409,386	+2.3%	$27.3M
BSVVanguard Bd Index Fds	4.0%	3.7%	284,610	+13.7%	$21.7M
IVVIshares Tr	3.7%	3.8%	26,765	+0.2%	$20.5M
VIOOVanguard Admiral Fds Inc	3.5%	4.0%	150,903	-1.4%	$19.1M
BNDVanguard Bd Index Fds	1.8%	2.4%	143,337	-15.4%	$10.1M
IAGGIshares Tr	1.1%	1.2%	120,629	-6.4%	$5.9M
AAPLApple Inc	0.9%	0.8%	15,316	+9.7%	$5.1M
BITBBitwise Bitcoin ETF Tr	0.9%	0.6%	109,473	+11.6%	$5.0M
IJRIshares Tr	0.7%	0.8%	27,699	+2.8%	$3.8M
NVDANvidia Corporation	0.7%	0.5%	15,696	+11.9%	$3.6M
VVVanguard Index Fds	0.6%	0.6%	9,095	+0.1%	$3.2M
MSFTMicrosoft Corp	0.6%	0.4%	6,009	+11.9%	$3.1M
VTIVanguard Index Fds	0.4%	0.5%	6,478	-0.4%	$2.4M
SUBIshares Tr	0.4%	0.5%	22,829	-1.9%	$2.4M
ETHWBitwise Ethereum ETF	0.4%	0.2%	124,813	+10.5%	$2.4M
IEFAIshares Tr	0.4%	0.4%	23,665	+4.0%	$2.3M
JMUBJ P Morgan Exchange Traded F	0.4%	—	45,399	—	$2.2M
GOOGLAlphabet Inc	0.3%	0.4%	5,573	+4.3%	$1.9M
SPYState Str Spdr S&p 500 ETF T	0.3%	0.4%	2,457	-8.7%	$1.9M
AMZNAmazon Com Inc	0.3%	0.3%	6,431	+7.4%	$1.6M
VIGVanguard Specialized Funds	0.3%	0.3%	6,392	+6.0%	$1.5M
FTECFidelity Covington Trust	0.3%	0.3%	4,920	-3.4%	$1.5M
JNJJohnson & Johnson	0.2%	0.2%	4,860	+10.0%	$1.3M
VXUSVanguard Star Fds	0.2%	0.3%	13,792	-20.1%	$1.2M
HDHome Depot Inc	0.2%	0.3%	4,055	-8.1%	$1.2M
SOSouthern Co	0.2%	0.2%	13,417	+0.9%	$1.1M
METAMeta Platforms Inc	0.2%	0.1%	1,403	+7.4%	$1.0M
AVGOBroadcom Inc	0.2%	0.2%	2,808	+7.5%	$986K
FBTCFidelity Wise Origin Bitcoin	0.2%	0.1%	12,312	-2.1%	$894K
GOOGAlphabet Inc	0.2%	0.2%	2,496	+3.9%	$851K
MUMicron Technology Inc	0.1%	0.1%	653	+8.7%	$696K
LLYEli Lilly & Co	0.1%	0.1%	573	+9.1%	$663K
JPMJpmorgan Chase & Co	0.1%	0.1%	1,995	+3.7%	$660K
VVisa Inc	0.1%	0.1%	1,694	-0.6%	$609K
BRK-BBerkshire Hathaway Inc Del	0.1%	0.1%	1,218	+6.6%	$607K
TSLATesla Inc	0.1%	0.1%	1,696	+8.7%	$602K
SMMUPimco	0.1%	—	12,013	—	$594K
AMDAdvanced Micro Devices Inc	0.1%	0.1%	965	+8.8%	$590K
VCSHVanguard Scottsdale Fds	0.1%	0.1%	6,704	-22.7%	$518K
SPTMSpdr Series Trust	0.1%	0.1%	5,599	-3.2%	$515K
WMTWalmart Inc	0.1%	0.1%	4,952	-1.4%	$515K
VEUVanguard Intl Equity Index F	0.1%	0.1%	5,772	-12.0%	$479K
XOMExxon Mobil Corp	0.1%	0.1%	2,933	+2.0%	$477K
PGProcter & Gamble Co	0.1%	0.1%	2,897	+5.7%	$421K

What Wiser Wealth Management, Inc bought and sold in Q3 2026, against Q2 2026.

New positions

Q2 2026's filing was too long to tell new positions apart.

Share counts compared with the Q2 2026 13F; a split also changes share counts. The latest filing lists more than 50 positions, so a position that left the top 50 may still be held.

How the holdings did against the S&P 500.

1 year: +14.5% /yr; S&P 500 +20.1%
3 years: +12.9% /yr; S&P 500 +20.4%
5 years: +5.8% /yr; S&P 500 +11.6%

A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.

Reported 13F value by quarter.

13F value by quarter
Quarter	13F value	Positions
Q3 2026	$550.3M	73
Q2 2026	$522.7M	75
Q1 2026	$463.7M	58
Q4 2025	$449.7M	55
Q3 2025	$437.4M	54
Q2 2025	$399.3M	50
Q1 2025	$356.4M	49
Q4 2024	$356.3M	48
Q3 2024	$348.9M	49
Q2 2024	$323.0M	35
Q1 2024	$304.8M	31
Q4 2023	$274.4M	33

Questions about Wiser Wealth Management, Inc's portfolio

What stocks does Wiser Wealth Management, Inc own?

Wiser Wealth Management, Inc's latest 13F, for Q3 2026 and filed Oct 14, 2026, lists 73 positions worth $550.3M. The largest are Vanguard Index Fds (VOO) at 31.1%, J P Morgan Exchange Traded F (JCPB) at 12.4%, Vanguard Ftse Developed Markets Index Fu (VEA) at 8.4%, Vanguard World Fd (VGT) at 6.7% and Ishares Tr (SLQD) at 5.3%.

What did Wiser Wealth Management, Inc buy last quarter?

In Q3 2026, Wiser Wealth Management, Inc added Vanguard Charlotte Fds (BNDX) (+19.5% shares), J P Morgan Exchange Traded F (JCPB) (+15.5% shares) and Ishares Tr (SLQD) (+14.8% shares), compared with its Q2 2026 filing.

What did Wiser Wealth Management, Inc sell last quarter?

In Q3 2026, Wiser Wealth Management, Inc cut from its top 50 Ishares Tr (MUB), cut from its top 50 Coca Cola Co (KO), Vanguard Scottsdale Fds (VCSH) (-22.7% shares), Vanguard Star Fds (VXUS) (-20.1% shares) and Vanguard Bd Index Fds (BND) (-15.4% shares), compared with its Q2 2026 filing.

How has Wiser Wealth Management, Inc's portfolio performed?

A portfolio copying Wiser Wealth Management, Inc's 20 largest 13F holdings each quarter, from the day each filing was public, returned +12.9% a year over the last 3 years, against +20.4% for the S&P 500. Over 1 year: +14.5% against +20.1%. Over 5 years: +5.8% a year against +11.6%.

When is Wiser Wealth Management, Inc's next 13F filing due?

13F filings are due 45 days after each quarter ends. Wiser Wealth Management, Inc's filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.

How much money does Wiser Wealth Management, Inc manage?

Wiser Wealth Management, Inc reported $513.6M of regulatory assets under management on its latest SEC Form ADV. Its 13F, which covers only US-listed stocks and options, totals $550.3M.