Q3 2026 13F · SEC CIK 2031137
ZynergyRetirementPlanningLLC
Wealth managerFiled 2026-10-08 for Q3 2026. Open the filing ↗ · All SEC filings ↗
- Reported 13F value
- $187.3M
- Reported positions
- 25
- Holdings vs S&P 500, 3 yrs
- —
- Average holding period
- 2.5 yrs
ZynergyRetirementPlanningLLC is a wealth manager that reported 25 positions worth $187.3M in its Q3 2026 13F, filed 2026-10-08. Its largest holdings were Ishares Tr (IVV, 23.8%), Schwab Strategic Tr (SCHZ, 20.6%), Schwab Strategic Tr (SCHF, 14.5%).
ZynergyRetirementPlanningLLC holdings all 25 positions.
Weights are shares of the filer's total reported 13F value, compared with Q2 2026. Share changes may reflect splits; weight changes also reflect price moves. A 13F shows long US-listed positions only, up to 135 days after the fact.
| Stock | % of 13F value | Share change | Reported value |
|---|---|---|---|
| IVVIshares Tr | 23.8% | -2.4% | $44.5M |
| SCHZSchwab Strategic Tr | 20.6% | +24.4% | $38.6M |
| SCHFSchwab Strategic Tr | 14.5% | +6.8% | $27.2M |
| SCHHSchwab Strategic Tr | 10.1% | +4.8% | $19.0M |
| SCHASchwab Strategic Tr | 9.9% | +0.7% | $18.6M |
| SCHPSchwab Strategic Tr | 9.1% | +43.0% | $17.0M |
| SCHOSchwab Strategic Tr | 2.4% | -58.7% | $4.4M |
| SCHESchwab Strategic Tr | 2.3% | +0.7% | $4.2M |
| SCHVSchwab Strategic Tr | 1.7% | -0.6% | $3.2M |
| NVDANvidia Corporation | 0.9% | -19.8% | $1.8M |
| AAPLApple Inc | 0.8% | -3.5% | $1.6M |
| QQQInvesco Qqq Tr | 0.6% | +0.0% | $1.1M |
| SCHCSchwab Strategic Tr | 0.5% | +0.9% | $1.0M |
| VFHVanguard World Fd | 0.3% | -1.3% | $632K |
| VTVVanguard Index Fds | 0.3% | +0.0% | $571K |
| VEUVanguard Intl Equity Index F | 0.3% | +0.0% | $569K |
| SCHGSchwab Strategic Tr | 0.3% | -2.7% | $540K |
| SCHDSchwab Strategic Tr | 0.2% | +0.0% | $448K |
| HDHome Depot Inc | 0.2% | +0.0% | $426K |
| SCHBSchwab Strategic Tr | 0.2% | +0.0% | $404K |
| VBVanguard Index Fds | 0.2% | +0.0% | $385K |
| GLDSpdr Gold Tr | 0.2% | -2.8% | $326K |
| VYMVanguard Whitehall Fds | 0.1% | +0.0% | $262K |
| VPUVanguard World Fd | 0.1% | +0.0% | $248K |
| NJRNew Jersey Res Corp | 0.1% | +0.9% | $232K |
What ZynergyRetirementPlanningLLC bought and sold in Q3 2026, against Q2 2026.
New positions
No new positions among the largest holdings.
Added to
- SCHP Schwab Strategic Tr+43.0% shares
- SCHZ Schwab Strategic Tr+24.4% shares
- SCHF Schwab Strategic Tr+6.8% shares
Reduced
- SCHO Schwab Strategic Tr-58.7% shares
- NVDA Nvidia Corporation-19.8% shares
Sold out
- ITA Ishares Trwas 0.1%
Share counts compared with the Q2 2026 13F; a split also changes share counts.
How the holdings did against the S&P 500.
- 1 year
- +14.1% /yr
- S&P 500 +20.1%
- 3 years
- —
- 5 years
- —
A portfolio of the filer's 20 largest 13F positions, weighted by value, bought the trading day after each 13F was filed and held until the next one was: what copying this filer could have earned. 13Fs show long US-listed positions only, so this is an estimate of the stock picks, not the fund's reported returns.
Reported 13F value by quarter.
| Quarter | 13F value | Positions |
|---|---|---|
| Q3 2026 | $187.3M | 25 |
| Q2 2026 | $184.4M | 26 |
| Q1 2026 | $165.4M | 26 |
| Q4 2025 | $162.0M | 26 |
| Q3 2025 | $158.6M | 28 |
| Q2 2025 | $149.1M | 25 |
| Q1 2025 | $141.0M | 115 |
| Q4 2024 | $141.9M | 111 |
| Q3 2024 | $141.9M | 111 |
| Q2 2024 | $130.6M | 125 |
Questions about ZynergyRetirementPlanningLLC's portfolio
What stocks does ZynergyRetirementPlanningLLC own?
ZynergyRetirementPlanningLLC's latest 13F, for Q3 2026 and filed Oct 8, 2026, lists 25 positions worth $187.3M. The largest are Ishares Tr (IVV) at 23.8%, Schwab Strategic Tr (SCHZ) at 20.6%, Schwab Strategic Tr (SCHF) at 14.5%, Schwab Strategic Tr (SCHH) at 10.1% and Schwab Strategic Tr (SCHA) at 9.9%.
What did ZynergyRetirementPlanningLLC buy last quarter?
In Q3 2026, ZynergyRetirementPlanningLLC added Schwab Strategic Tr (SCHP) (+43.0% shares), Schwab Strategic Tr (SCHZ) (+24.4% shares) and Schwab Strategic Tr (SCHF) (+6.8% shares), compared with its Q2 2026 filing.
What did ZynergyRetirementPlanningLLC sell last quarter?
In Q3 2026, ZynergyRetirementPlanningLLC sold all of Ishares Tr (ITA), Schwab Strategic Tr (SCHO) (-58.7% shares) and Nvidia Corporation (NVDA) (-19.8% shares), compared with its Q2 2026 filing.
When is ZynergyRetirementPlanningLLC's next 13F filing due?
13F filings are due 45 days after each quarter ends. ZynergyRetirementPlanningLLC's filing for the quarter ending Dec 31, 2026 is due by Feb 14, 2027; this page updates the day after it is published.